Career and Income http://www.wisebread.com/taxonomy/term/4/all en-US 7 Tips to Prevent Side-Gig Burnout http://www.wisebread.com/7-tips-to-prevent-side-gig-burnout <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/7-tips-to-prevent-side-gig-burnout" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman-relaxing-donna-freedm.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="146" /></a> </div> </div> </div> <p><span style="font-size: 13px; line-height: 1.7em;">Got a side hustle, aka a second job or, sometimes, that thing you like to do but that doesn't pay the bills?</span></p> <p class="MsoNormal"><o:p></o:p></p> <p class="MsoNormal">Maybe you refer to it as &quot;a startup&quot; or &quot;an exercise in entrepreneurship.&quot; You're putting in a lot of nights and weekends building your product or service and dreaming of the day when you can be your own boss. Perhaps you're working a second part-time job to shore up your household's finances or to fund a specific goal (rapid debt payoff, killer family vacation this summer, down payment for a home of your own).<o:p></o:p></p> <p class="MsoNormal">Impressive! Now: Try not to kill yourself doing it. According to a Business Insider article called &quot;Why Working 6 Days a Week is Bad For You,&quot; consistent overwork is associated with increased risk of depression, heart disease and heart attacks. Ridiculously long workdays also affect cognitive function. (&quot;We actually get stupider when we work too much,&quot; one expert told BI.)<o:p></o:p></p> <p class="MsoNormal">But suppose you're this close to getting that startup in place? What if just three more months' worth of pizza deliveries will slay the last of your consumer debt? Good luck and go for it, then &mdash; but please use one or more of the following tips to help ease the stress. Burnout isn't pretty. These aren't one-size-fits-all tactics, mind you. For example, if you're working a second job to stay ahead of the bills you won't want to spent money on takeout or a yard dude. But this list has some tips that will work for just about everybody.<o:p></o:p></p> <h2>1. Relax<o:p></o:p></h2> <p class="MsoNormal">It won't kill you (or a partner and/or kids, if you've got 'em) to eat takeout straight from the carton when you're on a serious deadline. Or to develop minimum cleanliness standards versus living in a home as shiny as a 1950s sitcom. You don't have to join a book group, coach a sports team or spend every three-day weekend driving two states over to visit extended family. Cut yourself some slack, already.<o:p></o:p></p> <h2>2. Insist on Teamwork<o:p></o:p></h2> <p class="MsoNormal">Work with spouse, partner or roommate to keep home and yard up to those minimum standards; if you have kids, expect them to pitch in. Hint: By age 12 my sisters and I could do just about any cleaning chore, mow a lawn, wash and iron clothes, bake a cake from scratch, weed a garden, and cook a basic dinner for six. Yes, I do believe that today's kids are often overindulged. Teaching them basic life skills will benefit them later, when they have to do such things for themselves.<o:p></o:p></p> <h2>3. Outsource If You Can<o:p></o:p></h2> <p class="MsoNormal">To keep the neighborhood association off your back, pay a local teen to mow the lawn or rake leaves. Hire someone to deep-clean your house once a month and use the &quot;teamwork&quot; approach noted above to keep up with it the rest of the time.<o:p></o:p></p> <p class="MsoNormal">If you're a blogger or have created a website to promote your product/service, get a web guru to keep an eye on the tech stuff. Sure, you could do it yourself &mdash; but shouldn't you put that brainwidth into your actual blog/product/service? I pay a tech savant $35 a month and was frankly startled by the resulting peace of mind.<o:p></o:p></p> <h2>4. Get Some Sleep<o:p></o:p></h2> <p class="MsoNormal">It's tempting to want to push through fatigue, even if it's midnight and you've been up since 6 a.m. Another hour, you think. I can get <em>so much more</em> done in just 60 minutes.<o:p></o:p></p> <p class="MsoNormal">Please see &quot;we actually get stupider,&quot; above. Make sure you get at least seven (preferably eight) hours of sleep per night if you want to make the most of the time you do spend on your side gig. Besides, consistently shorting yourself on sleep means your day job, your relationships and maybe even your health will suffer.<o:p></o:p></p> <h2>5. Flee!<o:p></o:p></h2> <p class="MsoNormal">Hire a babysitter for two hours once or twice a week and hit your home office/workshop right after dinner. Come back out to read bedtime stories and tuck in your children. If you've got the right sitter, the kids may actually be disappointed when he or she has to go home &mdash; and you can get a lot done in two intensely focused hours.<o:p></o:p></p> <h2>6. Multitask<o:p></o:p></h2> <p class="MsoNormal">During your commute, listen to podcasts or books on tape about your field of interest. Go over your third-grader's spelling words while waiting for the oil to be changed in your car. Run with the dog instead of driving to a gym &mdash; that way, both of you get exercised at the same time.<o:p></o:p></p> <p class="MsoNormal">Don't do dangerous multitasking, such as checking e-mail while driving, and don't consistently ignore partner and/or kids in favor of a screen. But some things can be combined safely and sanely and without hurting anyone's feelings, such as writing a blog post from the bleachers until your kid's sports practice is over. Just look up every now and then, catch his or her eye, and wave.<o:p></o:p></p> <h2>7. Back Off<o:p></o:p></h2> <p class="MsoNormal">Sometimes you need to step away from the startup/second job. Keep at least one day and night per week completely, absolutely clear. Use this time to do as little as possible. Play a game of Parcheesi with your kids. Take a long, hot bath. Get into bed an hour early with a good book (or your partner, if you have one). Eat ice cream directly from the carton until you get that pain over your eyes.<o:p></o:p></p> <p class="MsoNormal">Do anything but work. Those extra responsibilities will still be there tomorrow. For now, let them go.<o:p></o:p></p> <p class="MsoNormal">It's great that you want to start your own business/pay down debt/whatever. But you must allow yourself time to goof off a little, spend time with the people you love, get some rest &mdash; and, yes, remain a valued employee at your day job vs. becoming known as the guy or gal who keeps nodding off in staff meetings.</p> <p class="MsoNormal"><em>Have you ever launched a side hustle? How'd you make it a success without burning out?</em></p> <p class="MsoNormal"><o:p></o:p></p> <p class="MsoNormal"><o:p></o:p></p> <p>&nbsp;</p> <div class="field field-type-text field-field-guestpost-blurb"> <div class="field-label">Guest Post Blurb:&nbsp;</div> <div class="field-items"> <div class="field-item odd"> <p><strong>Editor&rsquo;s note</strong>: This guest post is based on one of the chapters from <a href="http://phxgirl.dlfreedman.hop.clickbank.net/"><em>Write A Blog People Will Read</em></a>, Donna's brand-new online course. Wise Bread co-founder Will Chen says WABPWR is &ldquo;required reading for anyone interested in taking their blogging to the next level.&rdquo; Readers can save 20 percent on the course with the coupon code <strong>WISEBREAD20 </strong>through April 30, 2015.</p> </div> </div> </div> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/donna-freedman">Donna Freedman</a> of <a href="http://www.wisebread.com/7-tips-to-prevent-side-gig-burnout">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/13-ways-to-make-money-online-that-arent-scams">13 Ways to Make Money Online That Aren&#039;t Scams</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-simple-ways-to-market-your-side-business">6 Simple Ways to Market Your Side Business</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-do-bloggers-make-money-what-every-non-blogger-should-know">How Do Bloggers Make Money? What Every Non-blogger Should Know</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/watching-tots-how-to-get-started-in-babysitting">Watching Tots: How to Get Started in Babysitting</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/16-festive-ways-to-make-extra-money-for-the-holidays">16 Festive Ways to Make Extra Money for the Holidays</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income blogging side gigs side job Sat, 28 Mar 2015 13:00:13 +0000 Donna Freedman 1361031 at http://www.wisebread.com 10 Ways to Act Like a Leader -- And Get Ahead at Work http://www.wisebread.com/10-ways-to-act-like-a-leader-and-get-ahead-at-work <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/10-ways-to-act-like-a-leader-and-get-ahead-at-work" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/teamwork_000020741550.jpg" alt="Two people working as a team at the office" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>I have worked for organizations with as few as four employees, and others with as many as a couple of thousand. In each of those companies, employees who were good &quot;team players&quot; were valued and rose quickly into leadership roles. If you want to move ahead in your workplace, here are 10 ways to become a better team player.</p> <h2>1. Get to Know Your Team</h2> <p>You may not think this is job #1, but it's really important. In order to accomplish your company's directives, it is helpful to better know and understand your coworkers. For example, employee &quot;A&quot; may love all things data-driven, but &quot;B&quot; might excel in social media and marketing, and hate crunching numbers. Meanwhile, &quot;C&quot; might be the organizer of the group, who will keep everyone on track. If you don't already know your team, you might ask them to take an <a href="http://www.tracomcorp.com/solutions/by-element/social-style/model/">interpersonal self-assessment</a> such as Social Style. If you are out to accomplish a common goal, understanding personalities is very helpful.</p> <h2>2. Share a Vision</h2> <p>What is it that you are all trying to accomplish? Has management shared its mission? A good team leader will map out and share goals and a timeline. Communicate! Weekly huddles, monthly meetings, emails, and texts keep the flow of information going. Be patient and do your best to be friendly. Keeping a positive outlook and sharing your enthusiasm will keep your team moving in the same direction.</p> <h2>3. Be Ready to Pitch In</h2> <p>This is one of my favorite &quot;teamwork&quot; quotes: &quot;Sympathizers are spectators; empathizers wear game shoes.&quot; &mdash; John Eyberg</p> <p>If you aren't pitching in on a project, this is going to be noted by your team, and it will result in gossip, resentment, and a &quot;Why should I?&quot; attitude. You will lose respect. So what if you're the big cheese? Get your hands dirty. File, copy, crunch numbers, make phone calls &mdash; whatever it takes.</p> <h2>4. Motivate the Team</h2> <p>If you are the team's leader, or eventually want to be that person, you need to motivate the team. What you need to do is to <em>figure out what motivates your team members.</em> Don't you have your own &quot;carrots?&quot; To motivate, you need to get to know them. Personally, I would rather have a bonus than a pizza party. Some team members will love being recognized at a meeting, but shy ones will be embarrassed. The point is, one size does not fit all. A strong team player knows their team, and knows what motivates them.</p> <h2>5. Take the Initiative</h2> <p>Somebody has to do it: Whether the project is cleaning out the office refrigerator, auditing the I-9's, changing the toner, or working on Saturday, there are going to be those take-one-for-the-team projects. Once in a while, that person needs to be you. Put your hand up. Everyone will be grateful.</p> <h2>6. Say Thanks</h2> <p>Don't just say it during reviews, or when something gets done. Unexpected thank-yous are a great morale-booster. Writing someone a heartfelt note is very meaningful. Pick up Starbucks coffees, grab McBreakfast for everyone, or thank your team publicly in a staff meeting. Say it, write it, or find creative ways to show that gratitude.</p> <h2>7. Make it FUN</h2> <p>By fun, I don't mean &quot;Let's go outside for team-building and build a team pyramid!&quot; I personally abhor team-building exercises, both physical and mental (remember the stranded plane exercise of the '80s?). Most people like potlucks, office &quot;pools,&quot; or silly games in the breakroom. You might join together on a food drive, or a fundraising walk to better the community. Several departments in my workplace have special t-shirts they wear on casual Fridays. Mix it up &mdash; while some will love Zumba in the conference room, others would rather do a craft.</p> <h2>8. Help Each Other</h2> <p>Isn't helping each other a huge part of teamwork? I really like knowing I can go to certain team members for IT assistance, navigating new software, or ordering a particular office supply. Everyone has their area of expertise and your work life is greatly simplified by knowing who can help you. Be the person that people can go to. Are you approachable and helpful? If not, then get to it.</p> <h2>9. Brainstorm</h2> <p>Stuck on a problem? Get together with the team, a lot of paper, and start throwing out possible solutions. The trick with this is to make sure everyone's voice is heard. A good leader will ask the quiet staff members, if they have not contributed, for their input. Be respectful of everyone's ideas. Type them up, prioritize, and move ahead.</p> <h2>10. Reward!</h2> <p>Most companies, no matter their size, have some sort of recognition. Some offer bonuses; many larger ones throw ceremonies. If your team member, or entire team, has done great work, make sure that information gets in front of management. Successes need to be celebrated. Everyone wants their efforts to be recognized and praised.</p> <p><em>How does your company promote and inspire teamwork?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/marla-walters">Marla Walters</a> of <a href="http://www.wisebread.com/10-ways-to-act-like-a-leader-and-get-ahead-at-work">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/is-this-job-worth-it">Is This Job Worth It?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-survive-and-thrive-in-a-job-you-hate">How to Survive (and Thrive!) in a Job You Hate</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-important-signs-that-your-job-sucks">10 Important Signs That Your Job Sucks</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/starting-a-new-job-3-rules-to-live-by">Starting a New Job: 3 Rules to Live By</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/should-i-take-a-job-that-pays-less-than-unemployment">Should I Take a Job That Pays Less Than Unemployment?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career Building coworkers job office morale team building teamwork Thu, 26 Mar 2015 09:00:03 +0000 Marla Walters 1354183 at http://www.wisebread.com 6 Ways to Keep Your New Job Hunt Secret http://www.wisebread.com/6-ways-to-keep-your-new-job-hunt-secret <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-ways-to-keep-your-new-job-hunt-secret" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_job_search_000025717875.jpg" alt="Woman searching for new job and keeping it secret" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>So you're looking for a new job &mdash; the problem is, you already have one, and you don't want your current boss to discover you're looking for another. It's a situation most of us find ourselves in at least once during our careers, but it's also one that can be potentially disastrous.</p> <p>Since job security is important to most of us, it's important to keep your job search confidential until you actually have an offer on the table. Here are some tips for doing just that.</p> <h2>1. Hunt on Personal Time</h2> <p>Yes, it's often easier to look for a new job during regular business hours, but this also makes it a lot harder to keep your search a secret. Do your best to research new companies or positions and submit your resume on your own time.</p> <p>As you get farther along in your job search, it may become harder to avoid searching during business hours. Most new employers will not be willing to interview, in person or by phone, outside of their own working hours. But if you must search during these times, do the right thing and take some vacation time or call in sick.</p> <p>It can be helpful to let potential new employers know that while you are actively looking to leave your current position, they shouldn't contact your current company. Most employers are understanding of this, and allow you to check a box preventing current employer contact from occurring.</p> <h2>2. Guard Your Email</h2> <p>Conduct your job hunt from a personal email address, preferably one specifically dedicated to your job hunt. Many companies now monitor emails, so sending job-search related content through your current employer's server carries risks.</p> <p>It's easy to create a new email address, and most email platforms will allow you to read mail from multiple addresses with one (personal) login. Just make sure that any email you send in response has a return address that matches the one your potential new employer sent their email to.</p> <h2>3. Take Care With Your Resume</h2> <p>It's easy to post your resume to job boards, and doing so can feel like a huge step toward putting yourself out there. However, public boards are searchable by all companies, including the one you currently work for. While you may think that there is a fairly small chance that someone from your current company would see your post, many companies monitor these boards. They're looking for potential employees, but also looking for current employees who want to leave.</p> <p>If you must post to a job board, determine whether they have privacy options that would allow you to control who sees your information. You can also choose to <a href="http://career-advice.monster.com/job-search/getting-started/keep-your-job-search-secret/article.aspx">mask your applicant name</a> with something like &quot;Confidential Candidate,&quot; and describe your current position generally rather than specifically.</p> <p>These same cautions apply to your cover letter, too. You can mention that this is a confidential job search and request discretion during the hiring process.</p> <h2>4. Dress the Part</h2> <p>Interviews require you to dress up, but many jobs let you slack at least a little in the clothing department once you're employed there. This means that if you have an interview, but are going into work first, you should dress for your current role. Store your suit in the car, or go home before your interview so you can change.</p> <p>This is especially true when you're going on a lot of interviews. You may be able to make an excuse for dressing up once (like, you're going out to a formal dinner directly after work), but doing that more than once can raise suspicions.</p> <h2>5. Keep Social Media Contacts in the Dark</h2> <p>You can be as careful as you want about your job search, but if other people know about it, your cat can still get out of its bag. Unless someone is very close to you or has a good reason to know you're looking to change jobs, it's best to keep them in the dark. This is especially true for acquaintances who might not understand how important it is for you to keep things confidential.</p> <p>If someone finds out about your search, let them know that you are keeping it on the down low until you have an offer. Ask them to email you directly if they want to talk about it, or just tell them that you'd rather not discuss it, but you will let them know when or if something comes up.</p> <h2>6. Don't Talk About It</h2> <p>After everything mentioned here, this seems pretty obvious. But you would be surprised how many people shoot themselves in the foot because they get so excited, discouraged, frustrated, or exhilarated by their job search that they just can't help talking about it. Don't. Resist the temptation to brag, share, or vent about how things are going.</p> <p>If you know that you're the type who will inevitably need to talk about your search, choose someone who already knows about it. Call your best friend, your spouse, or even your mother to share your triumphs and successes.</p> <p>Looking for a new job can be such a fun and exciting time. Remember these tips so that you don't hurt yourself more than you help yourself, and so that you don't burn your bridges behind you.</p> <p><em>Have you searched for a job while you had a job? How did you keep things confidential?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/sarah-winfrey">Sarah Winfrey</a> of <a href="http://www.wisebread.com/6-ways-to-keep-your-new-job-hunt-secret">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-effective-ways-to-make-yourself-more-employable">6 Effective Ways to Make Yourself More Employable</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-resume-mistakes-that-will-hurt-your-job-search">10 Resume Mistakes That Will Hurt Your Job Search</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-words-you-need-to-delete-from-your-resume-right-now">12 Words You Need to Delete From Your Resume Right Now</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-secrets-of-long-distance-job-hunting">10 Secrets of Long-Distance Job Hunting</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-write-a-resume-12-steps-to-your-next-job">How To Write A Resume: 12 Steps To Your Next Job</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Job Hunting confidentiality employment resume Wed, 25 Mar 2015 09:00:08 +0000 Sarah Winfrey 1353879 at http://www.wisebread.com Best Money Tips: Make Extra Income With These Flexible Side Gigs http://www.wisebread.com/best-money-tips-make-extra-income-with-these-flexible-side-gigs <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-make-extra-income-with-these-flexible-side-gigs" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/side_job_000020962603.jpg" alt="woman happily working at her flexible side job" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on flexible side gigs that will help you make some extra money, popular home upgrades that aren&rsquo;t worth it, and how to use social media to save money.</p> <h2>Top 5 Articles</h2> <p><a href="https://www.dailyworth.com/posts/3410-flexible-side-gigs-to-bring-in-extra-income">10 Flexible Side Gigs to Bring in Extra Income</a> &mdash; With sites like Zilok, you can rent out pretty much anything for a short period. [Daily Worth]</p> <p><a href="http://www.moneytalksnews.com/dont-waste-your-money-these-10-popular-home-upgrades/">Don&rsquo;t Waste Your Money on These 10 Popular Home Upgrades</a> &mdash; A bathroom addition may not give you the best return on investment. Even if you only opt for mid-range materials, adding new wiring, plumbing, and bathroom appliances is expensive. [Money Talks News]</p> <p><a href="http://twocents.lifehacker.com/how-to-use-your-social-media-accounts-to-become-a-money-1692249972">How to Use your Social Media Accounts to Become a Money Saving Ninja</a> &mdash; When looking for deals on Twitter or Facebook, certain hashtags work better than others.&nbsp;[Lifehacker]</p> <p><a href="http://www.popsugar.com/smart-living/How-Make-Small-Space-Bigger-26962377">11 Ideas to Make a Small Space Seem Bigger</a> &mdash; Use furniture with thin but sturdy legs instead of pieces with solid, bulky bases. [PopSugar Smart Living]</p> <p><a href="http://www.csmonitor.com/Business/Saving-Money/2015/0318/Does-the-average-wedding-really-cost-31K">Does the average wedding really cost $31K?</a> &mdash; The best way to avoid overspending your wedding is to set a budget, but many budgets may not account for expenses like gifts for the wedding party, transportation for guests, and hidden vendor fees. [The Monitor]</p> <h2>Other Essential Reading</h2> <p><a href="https://www.mint.com/blog/consumer-iq/5-financial-spring-cleaning-tips-tricks031915">5 Financial Spring Cleaning Tips &amp; Tricks</a> &mdash; Revisit the financial goals you set at the beginning of the year. How are you doing so far? Adjust your budget to accommodate your current needs and long-term goals. [Mint Life]</p> <p><a href="http://www.marcandangel.com/2015/03/18/8-things-emotionally-stable-people-dont-do/">8 Things Emotionally Stable People Don&rsquo;t Do</a> &mdash; Emotionally stable people don't try or pretend to be perfect.&nbsp;[Marc and Angel Hack Life]</p> <p><a href="http://blog.highperformancelifestyle.net/time-to-move-on/">Quit Already! 5 Proven Scenarios When You Need To Move On</a> &mdash; Your situation changes, and so you do! It's OK to move on to something else when your priorities have shifted. [High Performance Lifestyle]</p> <p><a href="http://blog.equifax.com/credit/four-times-you-may-not-want-to-use-a-credit-card/">4 Times You May Not Want to Use a Credit Card</a> &mdash; It may seem like a good idea to put large, regular charges like your mortgage or college tuition on your credit card for the rewards, but there's often a convenience fee that will probably negate any rewards you earn. [Equifax]</p> <p><a href="http://parentingsquad.com/a-guide-to-understanding-drug-allergies">A Guide to Understanding Drug Allergies</a> &mdash; The most common symptoms of an allergic reaction to medication include hives, skin rash, itchy eyes, congestion, and swelling. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-make-extra-income-with-these-flexible-side-gigs">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-tips-to-prevent-side-gig-burnout">7 Tips to Prevent Side-Gig Burnout</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-side-jobs-for-stay-at-home-moms-and-dads">12 Side Jobs for Stay-at-Home Moms and Dads</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-truths-from-a-mystery-shopper-you-must-read-before-you-get-started">8 Truths From a Mystery Shopper You Must Read Before You Get Started</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-ways-to-earn-extra-cash-when-money-is-tight">9 Ways to Earn Extra Cash When Money Is Tight</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-sell-your-hair-for-cash">How to Sell Your Hair for Cash</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income best money tips flexible side gigs Tue, 24 Mar 2015 19:00:06 +0000 Amy Lu 1354207 at http://www.wisebread.com 6 Super-Cool Ways People Have Quit Their Jobs http://www.wisebread.com/6-super-cool-ways-people-have-quit-their-jobs <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-super-cool-ways-people-have-quit-their-jobs" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_quits_job_000026250932.jpg" alt="Woman quits her job in a cool way" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>When you're working at a job that you hate, sometimes there's only one antidote to cure your stress, boredom, anger, and frustration: quitting. Most of us have indulged in a few fantasies of finally walking out the door, of telling the boss what you think of her, of reclaiming your dignity, of showing that manager what you're made of, of never looking back&hellip; but unfortunately, those outrageous abdications of gainful employment are easier said than done. After all, you probably need the money. And a good reference. Dignity be damned.</p> <p>Oh well. If shouting &quot;I quit!&quot; isn't in the cards for you right now &mdash; or ever &mdash; at least daydreaming about it can help make the day more bearable until you professionally, respectfully, resign.</p> <p>Here are a few people who threw caution to the wind and quit their jobs in a spectacular fashion. In most cases, following suit is not recommended, but here's hoping that their stories help soothe your sense of indignation while you look for a better gig.</p> <h2>1. Emergency Job Evacuation</h2> <p>Maybe it was a case of the so-called &quot;Monday blues&quot; that tipped flight attendant Steven Slater over the edge, or maybe it was the passenger who whacked him in the head with a piece of luggage and refused to apologize. Either way, Slater's decision to finally end his 20-year career at JetBlue in 2010 happened in an instant. After arguing with the passenger &mdash; who opted to direct an expletive at Slater rather than apologize &mdash; Slater got on the airplane's PA system and directed the same obscenity at the flight's 200 airline passengers as the plane sat on the tarmac at John F. Kennedy airport. Then he activated the <a href="http://www.nytimes.com/2010/08/10/nyregion/10attendant.html?_r=0">plane's emergency slide</a>, grabbed two beers from the flight attendant's galley and slid down the chute. Bon voyage!</p> <p>Of course, Slater was arrested at his home soon after. While he avoided jail time on charges of criminal mischief, he was forced to pay a hefty fine to JetBlue and served a year of probation. He has, however, become a minor celebrity, and now works as a commentator and observer for the aviation industry.</p> <h2>2. &quot;F*** it, I Quit.&quot;</h2> <p>Being on live TV is stressful. You always have to be on. You always have to be at your best. You have to say the right thing. And, if you want to keep working in the industry, on-air probably isn't the best venue for quitting your job. But then, TV news reporter Charlo Greene had other aspirations.</p> <p>In September, 2014, while finishing a news segment for KTVA, a local news station in Anchorage, Alaska, Greene covered a report about the Alaska Cannabis Club &mdash; a business that claimed to be the only legal medical marijuana resource in Alaska &mdash; and an impending ballot on whether to legalize recreational marijuana use in the state. That's when Green veered off script, revealing that she was the owner of the club, and was dedicating all her time and energy to campaigning for marijuana legalization. She signed off that night by dropping an F-bomb &mdash; and <a href="https://www.youtube.com/watch?v=eRPYaWLtgWg">quitting on air</a>.</p> <p>&quot;There comes a time in each and every one of our lives when we must choose to continue to spectate or stand up for what's right,&quot; Greene said in a video she released the following day. Some thought Greene was acting, well, high, but recreational marijuana use was legalized in Alaska in February of this year.</p> <h2>3. Resignation Dance Video</h2> <p><iframe src="https://www.youtube.com/embed/Ew_tdY0V4Zo" width="560" height="315" frameborder="0" allowfullscreen="allowfullscreen"></iframe></p> <p>Not all resignations are abrupt and angry. Some disgruntled workers like to go out having a good time. In 2013, Marina Shifrin quit her job at Next Media Animation with some dramatic style by&nbsp;<a href="https://www.youtube.com/watch?v=Ew_tdY0V4Zo">dancing around her office</a> to Kanye West's &quot;Gone.&quot; Shifrin posted her video &mdash; and officially announced her resignation &mdash; on YouTube, where it garnered 15 million views in a month's time. The twist is that the company Shifrin worked for specialized in making short, comedic viral videos. Shifrin's &quot;I Quit&quot; may have surpassed them all. The brazen stunt also helped her launch a new career as a writer and comedian.</p> <h2>4. Marching On Out With Fanfare</h2> <p><iframe src="https://www.youtube.com/embed/9A4UGtM4hDQ" width="560" height="315" frameborder="0" allowfullscreen="allowfullscreen"></iframe></p> <p>Many people dream of quitting with fanfare and marching out in triumph. In 2011, Joey DeFrancesco added a <a href="https://www.youtube.com/watch?v=9A4UGtM4hDQ">live marching band</a> when he quit his job in room service at a hotel. Disgruntled with long hours, difficult management, and trouble forming a union, DeFrancesco enlisted the help of the What Cheer? Brigade, a 19-piece brass band for which he played trumpet. After tossing his resignation letter at his boss and announcing that he'd quit, DeFrancesco's band played boisterously as he marched out of the building &mdash; all the while recording what would become a viral video on YouTube (of course!)</p> <h2>5. Signing Off at the Super Bowl</h2> <p><iframe src="https://www.youtube.com/embed/gf0vzLgF-OI" width="560" height="315" frameborder="0" allowfullscreen="allowfullscreen"></iframe></p> <p>Sometimes, people quit their jobs to pursue a dream of starting their own business. In 2014, Gwen Dean teamed up with GoDaddy and appeared in a <a href="https://www.youtube.com/watch?v=gf0vzLgF-OI">Super Bowl ad</a> where she looked squarely into the camera and said, &quot;Hi Ted, I quit.&quot; Dean was a licensed refrigeration machine operator and Ted was her boss, who was supposedly at home watching the game. Dean's resignation made waves in the media. She's now working on her business, Puppets by Gwen, where she makes puppets and puts on shows at birthday parties, schools, and hospitals.</p> <h2>6. Via Op-Ed in the New York Times</h2> <p>A company's perceived lack of integrity can quickly undermine employee morale, but while most disgruntled workers quietly move on to other jobs, some choose to speak up. That's what Greg Smith did when he publicly resigned from his job at Goldman Sachs, where he worked as the executive director and head of the firm's United States equity derivatives business in Europe, the Middle East, and Africa. on March 14, 2012, an&nbsp;<a href="http://www.nytimes.com/2012/03/14/opinion/why-i-am-leaving-goldman-sachs.html?pagewanted=all&amp;_r=0">op-ed piece</a> written by Smith ran in the New York Times. In it, Smith called out his employers for the &quot;toxic and destructive&quot; environment at the company, and for putting profit above the company's clientele.</p> <p>The company later investigated his claims and worked to discredit him, saying that he was denied a big raise and promotion shortly before quitting. So was Smith a bitter employee or a brave defender of integrity? The world may never know. But it's probably safe to assume he won't ever be hired on Wall Street again.</p> <h2>7. A Sweet, Regretful Goodbye</h2> <p>Not all resignations are nasty and mean-spirited. When Chris Holmes resigned from his job for the U.K. Border Agency at Stansted Airport, it wasn't because he hated his job, his boss, or his coworkers. In fact, Holmes' resignation was borne of a positive change &mdash; the birth of his first child and his desire to pursue a career as a baker. So, Holmes served up his notice &mdash; and a slice of brilliant advertising for his new business &mdash; by <a href="http://www.dailymail.co.uk/news/article-2310023/Mr-Cake-resignation-Chris-Holmes-quits-job-Stansted-Airport-icing-cake.html">announcing his resignation</a> in buttercream and icing. Holmes said he aimed for the resignation to be good natured, and one that &quot;left a nice taste in their mouths.&quot; Now that's a delicious way to begin a new career.</p> <p><em>What&rsquo;s the craziest way you&rsquo;ve heard of someone resign?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/tara-struyk">Tara Struyk</a> of <a href="http://www.wisebread.com/6-super-cool-ways-people-have-quit-their-jobs">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-fun-ways-to-leave-your-job">10 Fun Ways to Leave Your Job</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-write-a-resume-12-steps-to-your-next-job">How To Write A Resume: 12 Steps To Your Next Job</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-difficult-jobs-that-are-worth-the-effort">10 Difficult Jobs That Are Worth the Effort</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/left-a-job-do-a-rollover">Left a job? Do a rollover.</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/a-society-of-fear">A Society of Fear</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career and Income employment frustration funny leaving job quitting Tue, 24 Mar 2015 09:00:09 +0000 Tara Struyk 1351140 at http://www.wisebread.com 6 Effective Ways to Make Yourself More Employable http://www.wisebread.com/6-effective-ways-to-make-yourself-more-employable <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-effective-ways-to-make-yourself-more-employable" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_job_interview_000035737866.jpg" alt="Employable woman shaking hands in job interview" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>The unemployment rate is steadily improving &mdash; thank you, American people &mdash; but there's still a large pool of job seekers, and not enough positions to go around. As a result, employers can afford to be extremely picky. They're looking for qualified applicants who bring more to the table. Why can't that be you? Consider these tips to make yourself more employable.</p> <h2>1. Recognize That Cookie-Cutter Resume Doesn't Work</h2> <p>Employers can spot a cooker-cutter resume a mile away. If you don't take time to update your resume and tailor it to each specific job, don't expect employers to take time out of their schedule to interview you. This is especially true if they receive numerous customized resumes or cover letters from people willing to go above and beyond to get noticed.</p> <p>Carefully read job ads to understand the responsibilities and duties. When crafting your resume and cover letter, focus on skills that are a good match for each specific position. For example, if you're applying for a sales position, your resume should focus on any previous sales or marketing experience. Mention workshops or courses you've taken, sales awards or recognition you've received, duties and responsibilities, and action-oriented tasks that got results.</p> <p>If you're not confident in your resume-writing skills, you may want to consider enlisting a professional. I recommend this to many of my friends, and you might benefit from it, too. (See also: <a href="http://www.wisebread.com/12-words-you-need-to-delete-from-your-resume-right-now?ref=seealso">12 Words You Need to Delete From Your Resume Right Now</a>)</p> <h2>2. Further Your Education</h2> <p>A career coach recently told me that going back to school isn't necessary if you're trying to make yourself more employable, but it doesn't hurt to brush up on skills you already have. You can take a free or low-cost workshop, seminar, or class at a community college to expand or improve upon your skillset. Even if you have the requisite experience and education for a position, you might go further in the interview process if you have additional skills such as speaking a second language or proficiency in a new software program. The less time a company has to spend training you, the better. Additional skills also might enable you to have a greater role in the organization (and possibly move up the corporate ladder faster).</p> <p>Before applying for any job, research the &quot;bonus&quot; skills that employers in your field desire. If you can master these, you'll become more employable.</p> <h2>3. Get Social</h2> <p>You may not be a computer fanatic or a big fan of social media, but if you want to become more employable, you've got to improve your online presence. Many employers head online to find qualified job applicants, and not every company advertises openings on the job boards you frequent &mdash; increasingly fewer do this, in fact. Also, many companies have recruiters that scour sites like LinkedIn looking for qualified applicants. For example, in the past 12 months, I was contacted by four companies who found my online profile. That's work I didn't have to search for. (See also: <a href="http://www.wisebread.com/6-unconventional-ways-to-find-your-next-job?ref=seealso">Unconventional Ways to Find Your Next Job</a>)</p> <p>On the flip side, make sure your social media profiles aren't losing you jobs. Employers are researching your online life to make sure you're a good fit for the company before they extend an offer. Drunken or controversial posts, a combative attitude, and other unsavory and unprofessional additions will only work against you.</p> <h2>4. Adjust Your Attitude</h2> <p>After months of looking for a job, you might feel the situation is hopeless. Unfortunately, if you feel negative or discouraged, you can bring this attitude into every interview. Don't think employers won't notice your lack of confidence. This will show in your demeanor and in the way you answer questions. If the employer has to choose between someone who's excited and confident over someone who lacks self-confidence, they're going to go with the former. Fake it until you make it, as they say. (See also: <a href="http://www.wisebread.com/10-things-you-can-do-right-now-to-become-more-hirable?ref=seealso">10 Things You Can Do Right Now to Become More Hirable</a>)</p> <h2>5. Learn How to Ace an Interview</h2> <p>You can do every suggestion listed above, but if you have terrible interview skills, most employers aren't going to give you a second thought. By now, you're probably familiar with <a href="http://www.wisebread.com/how-to-answer-23-of-the-most-common-interview-questions">common interview questions</a> like: Why should I hire you? How can you help my company succeed? What are your long-term and short-term goals? What are your strengths and weaknesses? But don't just focus on mastering responses to these questions. Learn about the company by reading press releases, news articles, or studying their financials. This proves you've done your homework, and that you have a sincere interest in the company &mdash; and it'll help you prevent looking like an idiot in the hot seat.</p> <p>Also, have several mock interviews with friends or relatives to make sure your answers are to the point and concise. Whatever field you're applying in, search online for the top 20 or 30 interview questions specific to this field and come up with impressive responses for each one. You only have one shot to dazzle the employer. (See also: <a href="http://www.wisebread.com/10-body-language-mistakes-that-sabotage-most-interviews?ref=seealso">10 Body Language Mistakes That Sabotage Most Interviews</a>)</p> <h2>6. Be Flexible</h2> <p>You might go into an interview thinking you have to earn a certain salary or have a certain schedule. However, flexibility can pay off. This doesn't mean compromising and taking a job that's clearly not a fit. But if you're flexible with your desired income and work schedule, you might get a job offer sooner rather than later. An employer might be unable to offer $55,000, but can do $47,000. Or, they might be unable to offer a nine to five shift, but can hire for a later slot.</p> <p><em>Do you have tips on how to make yourself more employable? Let me know in the comments below.</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/6-effective-ways-to-make-yourself-more-employable">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-6"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-words-you-need-to-delete-from-your-resume-right-now">12 Words You Need to Delete From Your Resume Right Now</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-job-search-stunts-to-get-you-noticed-by-employers">7 Job Search Stunts to Get You Noticed by Employers</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-things-you-did-wrong-at-your-last-job-interview">10 Things You Did Wrong at Your Last Job Interview</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-6-craziest-things-people-have-done-to-land-a-job">The 6 Craziest Things People Have Done to Land a Job</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-keep-your-new-job-hunt-secret">6 Ways to Keep Your New Job Hunt Secret</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Job Hunting interview tips job etiquette job search resume Fri, 20 Mar 2015 15:00:09 +0000 Mikey Rox 1349296 at http://www.wisebread.com Find a Side Gig at These 4 Best Micro-Jobs Sites http://www.wisebread.com/find-a-side-gig-at-these-4-best-micro-jobs-sites <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/find-a-side-gig-at-these-4-best-micro-jobs-sites" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_laptop.jpg" alt="woman at home searching online for job" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>In times gone by, you either had a job or you didn't. Sure, a few people were freelancers or independent contractors, but most of us either punched the clock or stood in the unemployment line. All that changed with the the &quot;gig economy&quot; &mdash; that is, the advent of companies that tap into the casual or spare-time labor force, like <a href="https://www.taskrabbit.com/">TaskRabbit</a> or <a href="https://www.mturk.com/mturk/welcome">Amazon's Mechanical Turk</a>.</p> <p>Now, there are dozens, if not hundreds, of micro-job or gig sites out there. But which offer the best worker experience? I scoured reviews to suss out the top choices. The sites listed here do not require background checks or interviews (eliminating TaskRabbit and <a href="https://www.instacart.com/">InstaCart</a>). Signing up takes minutes (although some require your application to be reviewed, which can take a couple days), and they all include tasks that don't require specialized skills or training. (See also: <a href="http://www.wisebread.com/13-ways-to-make-money-online-that-arent-scams">13 Ways to Make Money Online That Aren't Scams</a>)</p> <h2>1. Fiverr</h2> <p>When people talk about micro-job sites, <a href="http://tracking.fiverr.com/aff_c?offer_id=1441&amp;aff_id=4437">Fiverr</a> usually comes up first because it has the most buyers and sellers. This site allows you, the worker, to post a task you are willing to perform for $5. The slick interface helps you along by giving you categories to choose from.</p> <p>One thing reviewers like about Fiverr is that it is easy to get paid for the gigs you do. You do the job, the hirer pays you $5 within 14 days, and $4 is deposited into your PayPal account (Fiverr keeps a buck). You can make a little more money if you offer &quot;extras&quot; on your gig.</p> <p>The biggest negative people cite about Fiverr is that there are so many gigs listed on the site (20,000 offers for logo design alone), you need to find ways stand out to get anyone to choose you. On the other hand, Fiverr's popularity is also cited as its greatest strength, since there are more potential hirers here than on the many Fiverr knock-offs.</p> <h3>Setup</h3> <p>I signed up (using my Facebook profile) and posted three gigs; writing a birthday poem, proofreading one page of errors, and finding a rental car deal. Posting these took me about 13 minutes total. The most time-consuming part of posting a gig is choosing and uploading the required photo.</p> <h3>Result</h3> <p>Two hours after posting my gigs, I received a request to do a job that was not exactly what I'd offered. The owner of a website wanted me to write reviews on the site and fill out an anonymous personality quiz. The task, which was mildly enjoyable, took me 17 minutes, giving me a pay rate of about $14 per hour. The next morning, I awoke to find the buyer had approved my work, left me positive feedback, and deposited $4 in my account.</p> <p>If I could find ample jobs like this one, I would consider working on Fiverr for an hour a day for treat money, especially if I could manage the jobs while relaxing in front of the TV. However, 48 hours after signing up, I hadn't yet landed a second gig, so it seems I would need to spend more work promoting myself to get much work on this site.</p> <h2>2. SEOClerks</h2> <p>Like Fiverr, you get jobs on <a href="https://www.seoclerk.com/">SEOClerks</a> by posting what you're willing to do, and waiting for someone to choose you. Unlike Fiverr, you can list any price you want. The website appears to have a lot of gigs priced at $5-$10. As the title implies, a lot of the tasks and categories on this site are related to helping people optimize their websites for search engines, but there are also non SEO-related gigs posted here, like making phone calls.</p> <h3>Setup</h3> <p>It took me one minute to register using my Google account, and five more minutes to post an offer to copyedit one page for $5. Most of this time was taken up by fixing my submission to fit the site's rules and waiting for the gig to upload.</p> <h3>Result</h3> <p>After 24 hours, I had not received any orders, so I added a second gig offer. After 48 hours, I still had not received a single offer.</p> <h2>3. Mechanical Turk</h2> <p>&quot;MTurk&quot; is different from the first two sites in that you don't have to post a gig and then wait for someone to order it. This site has lots of tasks called &quot;HITs,&quot; just waiting for you to do &mdash; 335,000 of them when I visited the page! That's the good thing. The bad thing about Mechanical Turk is that many of the HITs pay very, very little money. Some are surveys you can take, others require you to go to a URL and look for information. There is a Reddit forum that points out some of the <a href="http://www.reddit.com/r/HITsWorthTurkingFor/">higher-paying HITs</a>.</p> <h3>Setup</h3> <p>I logged in using my existing Amazon account, and spent less than one minute accepting the terms of service. Then Amazon said it needed to review my application before I could do any HITs. Two days later, Amazon sent me an approval email, and then I had to fill in my mailing address and social security number, and register for Amazon Payments. This took two minutes.</p> <h3>Result</h3> <p>For my first HIT, I chose a job that paid a whopping 11 cents: entering item numbers and prices from a long Walmart receipt onto a web form. The job was tedious and it took me 14 minutes, meaning that if I kept cranking at that pace, I might make 44 cents an hour. In my approval email, Amazon also informed me that any money I earned would be on hold until I had completed at least one HIT a day for 10 days. Since most of the HITs I saw paid from 1 cent to 15 cents, I lost patience at the idea of logging in every day for ten days, just to cash in 80 cents at the end of the experiment.</p> <p>Not everyone does as badly as I did. The folks at The Simple Dollar spent one <a href="http://www.thesimpledollar.com/can-you-actually-earn-reasonable-money-from-mechanical-turk/">hour doing Mechanical Turk</a> tasks and earned about $7 &mdash; less than minimum wage, but still <em>something</em> if you are underemployed and can't find work. A couple of tips from other Wise Bread writers: Linsey Knerl says you might have more luck <a href="http://www.wisebread.com/the-5-worst-work-from-home-jobs">snagging good gigs</a> in the middle of the night, and the enterprising Xin Lu suggests that instead of completing tasks on Mechanical Turk, you <a href="http://www.wisebread.com/5-ways-to-make-money-with-amazon-mechanical-turk">hire workers</a> there at low rates and charge clients more money for their work. For instance, by running a transcription company.</p> <h2>4. Gigwalk</h2> <p>I was attracted to the idea of <a href="http://www.gigwalk.com/">Gigwalk</a> because it promises to pay for tasks you can do when out walking around. I like to walk. When this company debuted a few years ago, it offered easy opportunities like taking a picture of a store sign. Now, tasks look like they include a little more work, like checking inventory in stores, taking photos, and writing descriptions of product displays, and even setting up those displays. Once your work is approved, you get paid via PayPal. Some of the tasks stipulate that you use a high-end phone to take and upload pictures.</p> <h3>Setup</h3> <p>I entered my Android phone number on Gigwalk's site and they instantly sent me the link to download the app. You can also find it on iTunes or in the Google Play Store. It took five minutes to download and open Gigwalk on my Android phone, then sign up through Facebook.</p> <h3>Result</h3> <p>The app immediately began to search for gigs in my geographic area. However, the closest one it found was 14 miles away. That gig was taking a photo of a specific display in a Best Buy store for $5. It also found a number of opportunities to check the shelves at various Walmart locations for a certain product, and snap a photo of the product on the shelf, for $2.25. The Walmarts were all 20 miles or farther from my home.</p> <p>This is a common problem that people run into with Gigwalk &mdash; it seems to be an opportunity only for people who spend time in large cities or live near a Walmart.</p> <p>Because of the distance, I didn't do any gigwalks. However, others have tried it and blogged about their experiences. AJ of Insidious Life found that the tasks offered locally were not worth the time, like setting up a Walmart product display for $12. A tip from a <a href="http://www.fatwallet.com/forums/finance/1340204/">FatWallet forum</a>: Look for gigs at the end of the month, when &quot;...schedulers become more desperate and...offer bonuses.&quot;</p> <p><em>Author's note: I was planning to include Gigbucks in this list, but when I found out the web site was acquired by </em><a href="https://evo1.com/gigbucks"><em>new management</em></a><em> in February 2015, and that it put balances accumulated before that time </em><em>&quot;...on permanent hold, to be settled at a future date,&quot;</em><em> I decided that time is needed to see if this site will be a reliable place to earn money in the future.</em></p> <p><em>Do you earn extra income via any of these micro-job sites?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/carrie-kirby">Carrie Kirby</a> of <a href="http://www.wisebread.com/find-a-side-gig-at-these-4-best-micro-jobs-sites">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-7"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-side-jobs-for-stay-at-home-moms-and-dads">12 Side Jobs for Stay-at-Home Moms and Dads</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-truths-from-a-mystery-shopper-you-must-read-before-you-get-started">8 Truths From a Mystery Shopper You Must Read Before You Get Started</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-ways-to-earn-extra-cash-when-money-is-tight">9 Ways to Earn Extra Cash When Money Is Tight</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-ways-even-ordinary-people-can-become-paid-models">5 Ways Even Ordinary People Can Become Paid Models</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/30-great-side-jobs">30 Great Side Jobs</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income gig websites internet jobs micro-jobs side jobs Thu, 19 Mar 2015 09:00:07 +0000 Carrie Kirby 1347457 at http://www.wisebread.com 6 Smart Things to Do With Your Bonus http://www.wisebread.com/6-smart-things-to-do-with-your-bonus <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-smart-things-to-do-with-your-bonus" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/young_couple_financial_advisor_000020064711.jpg" alt="Young couple meeting with financial consultant" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>&quot;The windfall of great riches can, if mismanaged, make things worse, not better, for the recipients,&quot; said American author and professor Michael Mandelbaum.</p> <p>But you don't need a college degree to know that extra cash shouldn't be spent frivolously &mdash; that part is easy. The hard part is actually figuring out what exactly qualifies as a good way to use a small windfall. Here are six simple &mdash; and most importantly, <em>smart</em> &mdash; things to do with your bonus or commission check.</p> <h2>1. Build an Emergency Fund</h2> <p>One in four Americans has no emergency savings. If you're guilty as charged, then use your bonus check to set up your emergency fund <em>stat</em>. A good rule of thumb is that your emergency stash should cover six months of living expenses.</p> <p>When calculating your monthly expenses, go beyond just your mortgage or rent payment and include important recurring payments such as groceries, utilities, and minimum debt payments. If the final number shocks you, take that as a wake-up call about how important it is to have your emergency fund in place.</p> <h2>2. Pay Off High Interest Debt</h2> <p>By only paying the minimum on your maxed out credit cards, you're shelling out way more than you should.</p> <p>Let's assume that you have balance of about $2,461 on your credit card with an APR of 12.24%. If you make no additional charges, and each month you only pay the required minimum of $50, you will pay off the balance in &mdash; get this &mdash; 17 very long years! Even worse, you'll end up paying a total of $4,753, or nearly twice what you originally owed!</p> <p>Be smart and pay off those high interest credit cards <em>pronto</em>. (See also: <a href="http://www.wisebread.com/when-to-do-a-balance-transfer-to-pay-off-credit-card-debt?ref=seealso">When to Do a Balance Transfer to Pay Off Credit Card Debt</a>)</p> <h2>3. Max Out Contributions to Retirement Accounts</h2> <p>In 2014, workers and their employers averaged $9,670 in 401(k) contributions. While this number may seem impressive, keep in mind that the contribution limit in 2014 was $17,500.</p> <p>There is still a lot of room for improvement in our nest eggs. This year, there is even more. In 2015, the IRS bumped up the <a href="http://www.irs.gov/Retirement-Plans/Plan-Participant,-Employee/Retirement-Topics-401k-and-Profit-Sharing-Plan-Contribution-Limits">contribution limit</a> for 401(k) and profit-sharing plans to $18,000. For those age 50 and over, you are permitted to make an additional catch-up contribution of $6,000 to traditional and safe harbor 401(k) plans, and $3,000 to solo 401(k) plans. (See also: <a href="http://www.wisebread.com/5-dumb-401k-mistakes-smart-people-make?ref=seealso">5 Dumb 401(k) Mistakes Smart People Make</a>)</p> <p>Making out your contribution to your retirement accounts is also a great way to defer income taxes until retirement, when you're more likely to be in a lower tax bracket.</p> <h2>4. Start Saving for College</h2> <p>Data from the U.S. Department of Labor shows that workers with four-year college degrees have an hourly rate earning 98% higher than people without a degree. The same data shows that the gap is continuously increasing over time.</p> <p>This means that saving up for your, or your kids', college education is a smart thing to do with your commission check. A good way to save for college is via a <a href="http://www.savingforcollege.com/529_plan_details/">529 college-saving plan</a>, because in 34 states and the District of Columbia, you can receive a state income tax deduction for your contribution.</p> <p>To make sure that your higher education investment pays off, double check the market value of your or your child's college diploma. Some <a href="http://www.wisebread.com/5-college-degrees-not-worth-the-money">degrees aren't worth their cost</a>.</p> <h2>5. Get Better Banking Options</h2> <p>Your lucky windfall could unlock some better banking opportunities.</p> <ul> <li>By maintaining a larger account balance, you could qualify for a better interest rate. For example, my credit union currently offers an annual percentage yield of 0.20% for balances below $25,000, 0.25% for balances between $25,000 and $99,999, and 0.30% for balances over $100,000.<br /> &nbsp;</li> <li>Depending on your financial situation, you may not have access to free checking accounts. Make use of your bonus to pad your checking account and meet the minimum threshold for avoiding any fees.<br /> &nbsp;</li> <li>Determine if your bank can offer you a better deal with a larger account balance. If your bank can't provide you one, it's time to shop around for a better financial situation. (See also: <a href="http://www.wisebread.com/9-good-reasons-to-choose-a-credit-union-instead-of-a-bank?ref=seealso">9 Good Reasons to Choose a Credit Union Instead of a Bank</a>)</li> </ul> <h2>6. Prepare for Taxes Next Year</h2> <p>Last but not least, it can be wise to start preparing for next year's tax season<em> now</em>.</p> <ul> <li>Your year-end bonus may put you in a higher tax bracket this year. Ask your employer if he or she can defer your bonus (or at least a portion of it) in order to lower your tax bill this year.<br /> &nbsp;</li> <li>Keep in mind that most employers opt to slap a standard <a href="https://turbotax.intuit.com/tax-tools/tax-tips/General-Tax-Tips/What-is-the-Federal-Supplemental-Tax-Rate-/INF19305.html">25% withholding rate</a> (39.6% for amounts over $1 million) on bonuses and commissions. If your usual tax rate is far below that 25%, then you may already have paid enough in taxes this year. You'll need to adjust your W-4 form to decrease how much is withheld for taxes for the rest of 2015.<br /> &nbsp;</li> <li>Ask your human resources department which withholding option works best for you. Besides the standard withholding rate, the IRS allows employers to treat the bonus as regular compensation or take additional taxes only from the bonus check.</li> </ul> <p>Every year, 75% of U.S. taxpayers withhold too much tax. Don't become one of them and plan ahead. You want to enjoy as much as possible from that well-deserved bonus or commission check.</p> <p><em>What are you planning to do with your bonus or commission this year?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/damian-davila">Damian Davila</a> of <a href="http://www.wisebread.com/6-smart-things-to-do-with-your-bonus">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-8"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-inspiring-people-who-each-paid-off-over-100000-in-debt">5 Inspiring People Who Each Paid Off Over $100,000 in Debt</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-simple-5-step-plan-to-complete-money-management">The Simple 5-Step Plan to Complete Money Management</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-times-when-its-okay-to-take-a-loan">6 Times When It&#039;s Okay to Take a Loan</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/when-to-use-savings-to-pay-off-debt">When to Use Savings to Pay Off Debt</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/co-signing-for-a-loan-4-things-to-consider-first">Co-Signing for a Loan: 4 Things to Consider First</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career and Income Banking Debt Management bonus check savings smart spendings windfall Wed, 18 Mar 2015 15:00:15 +0000 Damian Davila 1345313 at http://www.wisebread.com 5 Jobs Proven to Make You Live Longer http://www.wisebread.com/5-jobs-proven-to-make-you-live-longer <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-jobs-proven-to-make-you-live-longer" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/man-gardener-vegetables-farm-nature-iStock_000014514744_Small.jpg" alt="farmer" title="farmer" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Want to live forever? Then it may be time to switch careers. Not all jobs are created equal when it comes to pay, prestige, perks &mdash; and the promise of a longer life. Read on for our roundup of gigs that are scientifically inclined to keep your heart beating longer than the rest. Just don't forget to pad your retirement savings appropriately.</p> <h2>1. Firefighter</h2> <p>Ironically, one of the <a href="http://www.bls.gov/iif/oshwc/cfoi/cfoi_rates_2011hb.pdf">nation's safest jobs</a> requires running into burning buildings. Firefighters die on the job at a low rate of 2.5 per 100,000 workers. That's a full point below the average on-the-job death incidence for all American workers. That may be because we're seeing fewer structure fires and more firefighters are <a href="http://www.npr.org/blogs/money/2013/01/08/168897140/the-deadliest-jobs-in-america-in-one-graphic">wearing their seat belts</a>, according to the National Fire Protection Agency. Firefighters also live longer than any other public employee except police officers, often outlasting the average U.S. life expectancy of 79.</p> <h2>2. Accountant</h2> <p>According to a recent British study, accountants and folks working in similar white collar, middle class professions live longer than people working in any other occupation. In fact, accountants are outliving blue collar workers like builders and cleaners by as many as eight years. Male accountants live to an average of 80, whereas women typically live an additional five years. One reason accountants are living longer is that they have greater <a href="http://www.telegraph.co.uk/news/uknews/1567252/Why-accountants-live-longer-than-builders.html">control over autonomy</a> compared to different occupations. According to Karen Jochelson, a researcher at health think tank The King's Fund, this includes higher quality housing and food. The average <a href="http://money.usnews.com/careers/best-jobs/accountant/salary">salary of an accountant</a> is $65,080, which affords them greater lifestyle decisions.</p> <h2>3. Jobs That Keep You on Your Feet</h2> <p>Walking tour guides needn't worry. But if you've got a desk job, listen up. Researchers from the American Cancer Society studied the health outcome of 123,216 people during a 14-year period, and what they found very well may shock you out of your seat. Women who sit for more than six hours a day were about 40% more likely to die during the study period than those who sit fewer than three hours per day. Men were about 20% more likely to die. What's even more startling is the revelation that the damage you do to your body while seated cannot be undone. Much the same way smoking harms your lungs, the harm done to your body by sitting for extended periods of time cannot be reversed with exercise. (See also: <a href="http://www.wisebread.com/11-attractive-standing-desks-you-can-actually-afford?ref=seealso">11 Attractive Standing Desks You Can Actually Afford</a>)</p> <h2>4. Doctor</h2> <p>When it comes to overall physical, mental, and fiscal health, doctors have the <a href="http://www.gallup.com/poll/161324/physicians-lead-wellbeing-transportation-workers-lag.aspx?ref=image">highest wellbeing score</a> in America. &quot;One key factor that contributes to physicians' higher average wellbeing score is related to how they view their workplace,&quot; Gallup's pollsters wrote. &quot;Physicians are the most likely to say they use their strengths to do what they do best every day, followed by nurses and teachers.&quot; This gives them a sense of self-satisfaction that benefits both the mind and body.</p> <h2>5. Farmer</h2> <p>The same Gallup poll found that farmers are exceedingly healthy when compared to workers in other trades, mainly because the nature of their work is so physically rigorous. Farmers lead all other job groups in weekly exercise, with two-thirds reporting they exercise for at least 30 minutes three or more days per week. As it turns out, sowing seeds and wrangling cattle is pretty darn good for longevity.</p> <p><em>Is your job killing you or helping you live longer?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/brittany-lyte">Brittany Lyte</a> of <a href="http://www.wisebread.com/5-jobs-proven-to-make-you-live-longer">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-9"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/find-work-worth-doing">Find work worth doing</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-times-youre-better-off-without-a-promotion">12 Times You&#039;re Better Off Without a Promotion</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-office-politics-goofs-that-can-set-your-career-back-years">9 Office Politics Goofs That Can Set Your Career Back Years</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-difficult-jobs-that-are-worth-the-effort">10 Difficult Jobs That Are Worth the Effort</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-6-best-reasons-to-quit-your-job">The 6 Best Reasons to Quit Your Job</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career and Income Personal Development jobs longer lifespan longevity well-being Wed, 18 Mar 2015 09:00:07 +0000 Brittany Lyte 1336772 at http://www.wisebread.com Best Money Tips: 31 Ways Real People Make Extra Income http://www.wisebread.com/best-money-tips-31-ways-real-people-make-extra-income <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-31-ways-real-people-make-extra-income" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/man-gardener-gloves-plants-flowers-Dollarphotoclub_55315588.jpg" alt="gardener" title="gardener" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on the many ways that real people make extra income, the best freelance careers out there, and sites that let you rent out almost anything.</p> <h3>Top 5 Articles</h3> <p><a href="http://www.popsugar.com/smart-living/Making-Extra-Income-23682849">31 Ways Real People Make Extra Income</a> &mdash; Mowing lawns in your neighborhood is an easy way to make some extra cash. [PopSugar Smart Living]</p> <p><a href="http://www.forbes.com/pictures/mjd45ehhjd/working-on-your-terms/">The 10 Best Freelance Careers</a> &mdash; A web developer creates online tools for websites, manages sites and servers, provides tech support, and can expect to earn $36 to $43 an hour. [Forbes]</p> <p><a href="http://moneypantry.com/things-to-rent-out/">22 Sites That Let You Make Money Renting Out Almost Anything</a> &mdash; Spinlister allows you to rent out your bike, surfboard, or snowboard. [Money Pantry]</p> <p><a href="http://wealthyturtle.com/office-etiquette/">Office Etiquette &mdash; Top Ten Worst Things You Can Say at Work</a> &mdash; Don't talk about how wasted you were last night. Keep your private life private! [Wealthy Turtle]</p> <p><a href="http://www.thepennyhoarder.com/cheap-spring-break-21-apps">21 Apps That Will Keep You From Going Broke on Spring Break</a> &mdash; Use the Happy Hours app to find happy hour times and specials for nearby bars and restaurants. [The Penny Hoarder]</p> <h2>Other Essential Reading</h2> <p><a href="http://georgettemillerlaw.com/4-simple-strategies-to-shave-years-off-your-mortgage/">4 Simple Strategies to Shave Years Off Your Mortgage</a> &mdash; Making biweekly payments can shave about four years off your mortgage. [Georgette Miller]</p> <p><a href="http://www.everybodylovesyourmoney.com/2015/03/11/top-three-budget-killers.html">The Top Three Budget Killers</a> &mdash; If you're serious about improving your finances, then tackle these expenses first. [Everybody Loves Your Money]</p> <p><a href="http://blog.credit.com/2015/03/6-ways-chasing-credit-card-rewards-can-backfire-110907/">6 Ways Chasing Credit Card Rewards Can Backfire</a> &mdash; Many credit cards offer generous sign-up bonuses&hellip;but only if you can reach a minimum spending threshold within a limited time period. You might be making a lot of unnecessary expenses to reach the threshold. [Credit.com]</p> <p><a href="http://personaldividends.com/questions-before-starting-a-home-business/">3 Questions to Ask Yourself Before Starting a Home Business</a> &mdash; Do you have the discipline to make yourself get to work? Starting a home business is difficult, and you'll have to work hard to succeed. [Personal Dividends]</p> <p><a href="http://parentingsquad.com/how-to-not-raise-a-narcissist">How to Not Raise a Narcissist</a> &mdash; Receiving too much praise can cause a child to grow into an adult who thinks he is better than everyone else and is entitled to privileges. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-31-ways-real-people-make-extra-income">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-10"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-side-jobs-for-stay-at-home-moms-and-dads">12 Side Jobs for Stay-at-Home Moms and Dads</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-truths-from-a-mystery-shopper-you-must-read-before-you-get-started">8 Truths From a Mystery Shopper You Must Read Before You Get Started</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-ways-to-earn-extra-cash-when-money-is-tight">9 Ways to Earn Extra Cash When Money Is Tight</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-ways-even-ordinary-people-can-become-paid-models">5 Ways Even Ordinary People Can Become Paid Models</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/find-a-side-gig-at-these-4-best-micro-jobs-sites">Find a Side Gig at These 4 Best Micro-Jobs Sites</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income best money tips side jobs Fri, 13 Mar 2015 18:00:10 +0000 Amy Lu 1338530 at http://www.wisebread.com 6 Times a Higher Salary Isn't Worth It http://www.wisebread.com/6-times-a-higher-salary-isnt-worth-it <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-times-a-higher-salary-isnt-worth-it" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/man_stressed_office_000043549226.jpg" alt="Man stressed out at the office" title="" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>Money isn't everything. Having the extra funds for foreign travel and designer shopping splurges can be nice &mdash; to say the least &mdash; but not when the tradeoffs include scientifically backed side effects such as insomnia, death, and divorce. (See also: <a href="http://www.wisebread.com/12-times-youre-better-off-without-a-promotion?ref=seealso">12 Times You're Better Off Without a Promotion</a>)</p> <p>So if you're facing a job offer that comes with an attractive salary bump, be sure the new gig won't catapult you into any of the following problems.</p> <h2>1. The Commute Would Kill You</h2> <p>Americans spend more time commuting (100+ hours per year) than they do vacationing (80 hours). According to reserach out of Sweden, long commutes also cause a wealth of <a href="http://www.slate.com/articles/business/moneybox/2011/05/your_commute_is_killing_you.html">horrible side effects</a>, including&nbsp;neck pain, obesity, loneliness, divorce, stress, and insomnia. So if the twice daily traffic jam you'd have to endure to get to your higher paying gig seems likely to drive you mad, then it's probably best to stick with the job you've already got. Sure, the extra money would be nice. But research shows you very well may end up spending a good portion of that salary increase on your newfound needs for physical therapy, sleep doctors, and a divorce attorney.</p> <h2>2. The Office Culture is Toxic</h2> <p>If you've ever said, &quot;My job is killing me!&quot; &mdash; you could be right. Research shows that people in&nbsp;<a href="http://healthland.time.com/2011/08/10/study-your-hostile-workplace-may-be-killing-you/">hostile work environments</a> are more likely to die sooner than those who work in atmospheres that are more favorable. Death aside, toxic work environments are also known to provoke aches, stress, and signs of depression. So before accepting a new job offer with a dazzling salary, do your homework.</p> <h2>3. Your Work-Life Balance Would Be Out of Whack</h2> <p>Work has a way of getting in the way of what matters most: family time. These numbers offer a glimpse at the epidemic: 55% of all employees say they don't have enough time for themselves, 67% of employed parents say they don't have enough time with their kids, and 63% of married employees say they don't have enough time with their spouse, according to Families and Work Institute's <a href="http://www.familiesandwork.org/context-matters-insights-about-older-workers-from-the-national-study-of-the-changing-workforce/"><em>National Study of the Changing Workforce</em></a>. If a higher paying gig would mean severely under-serving yourself or your loved ones, it may be best to stick with a lower paying job that offers more flexibility.</p> <h2>4. You Don't Believe in the Work</h2> <p>All the money in the world can't make you feel pride in the job you're doing unless you truly believe in the work. And if you're being offered a better-paying gig at a company whose ideals are in conflict with your beliefs, be they religious, social, or otherwise, your time would be well spent to figure out how to reconcile that &mdash; which could mean declining the job. You'll never reach your potential if you're doing something you don't stand behind 100%.</p> <h2>5. You Don't See Eye to Eye With Your Boss</h2> <p>If the person who's supposed to be raising you up seems set on bringing you down, it might be time to skedaddle. Studies show that <a href="http://link.springer.com/article/10.1007%2Fs10869-011-9253-2">unsupportive bosses</a> affect how your whole family relates to one another, your physical health, and your morale while in the office. They also raise your risk for heart disease. No job is worth putting up with woes like that &mdash; no matter how many zeros are included in the salary.</p> <h2>6. The Company is on the Fritz</h2> <p>There's no need to go down with a sinking ship. If the company trying to pad your pockets is on its way out, it may be wise to stay in control and decline the job offer rather than suffer a layoff in the future.</p> <p><em>Have you ever taken the higher salaried job only to regret it later? Tell us about it in comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/brittany-lyte">Brittany Lyte</a> of <a href="http://www.wisebread.com/6-times-a-higher-salary-isnt-worth-it">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-11"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-important-signs-that-your-job-sucks">10 Important Signs That Your Job Sucks</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-career-tactics-that-are-actually-holding-you-back">5 Career Tactics That Are Actually Holding You Back</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-simple-steps-to-discovering-your-true-salary-potential">6 Simple Steps to Discovering Your True Salary Potential</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-things-to-say-to-your-boss-to-get-a-promotion-or-raise">5 Things to Say to Your Boss to Get a Promotion or Raise</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/you-should-always-negotiate-a-raise-here-are-10-reasons-why">You Should Always Negotiate a Raise: Here Are 10 Reasons Why</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career Building promotion raise salary Fri, 13 Mar 2015 08:00:09 +0000 Brittany Lyte 1334919 at http://www.wisebread.com The 5 Worst Career Mistakes — and How to Avoid Them http://www.wisebread.com/the-5-worst-career-mistakes-and-how-to-avoid-them <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-5-worst-career-mistakes-and-how-to-avoid-them" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/work_mistake_000029945840.jpg" alt="Business man upset over mistake" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Figuring out how to get ahead in modern corporate environments can sometimes feel like an entirely separate (and full-time) career. Politics change, mergers reset the playing field, and bosses come and go. It's enough to make you want to pull out your hair. But stay on-track and get ahead by avoiding these five career-killing moves. (See also: <a href="http://www.wisebread.com/12-ways-to-finally-get-that-promotion-this-year?ref=seealso">12 Ways to Finally Get That Promotion This Year</a>)</p> <h2>1. Wearing Club Couture</h2> <p>Ever notice how business attire is gradually getting confused with clubwear? It's a strange phenomenon that new college graduates are especially susceptible to. In our hyper-casual culture, it's as if folks mistakenly conclude that anything better than jeans and a T-shirt <em>must be</em> formal wear. It's hard to succeed professionally when your clothing says, &quot;Let's go to the VIP room, order a couple dirty martinis, and show each other our piercings.&quot; College administrators take note: There needs to be an entire semester-long course on proper business attire with a few hours of <a href="http://www.wisebread.com/reclaiming-etiquette-dining-basics-for-young-professionals">basic dining etiquette</a> thrown in for good measure. Your students will thank you.</p> <p>Dress to succeed by building an <a href="http://www.wisebread.com/build-a-work-wardrobe-for-any-job-on-a-budget">appropriate work wardrobe</a> and avoiding anything too tight, too dramatic, too embellished, or too branded. Oh, and invest in a good iron and learn how to use it.</p> <h2>2. Over-Celebrating</h2> <p>Office parties can be a great way to get to know coworkers on a more casual level &mdash; just don't let things get too casual. Today, a temporary embarrassment can echo on social media forever. Avoid those drunken lampshade-wearing moments by being acutely aware of your personal thresholds with alcohol and embracing nearly puritanical limits during work celebrations.</p> <h2>3. Being Complacent</h2> <p>Even for those who do their jobs well, getting too comfortable in a role can be a career killer. While dependability matters, employers don't promote bookends. To get ahead, it helps to stay just a little bit hungry. Avoid complacency by going a few steps beyond what's required, anticipating and responding to needs that may technically be outside the scope of your role, and distinguishing yourself from the crowd subtly but consistently.</p> <h2>4. Getting Angry</h2> <p>Passion is good. Anger is bad. And while the two may overlap from time-to-time, an angry employee can quickly be dubbed a &quot;loose cannon&quot; and passed over for any role that involves managing people, clients, or complex projects. Learn how to <a href="http://www.wisebread.com/6-ways-to-manage-powerful-emotions">manage powerful emotions</a> and re-channel negative energy to create solutions that help improve communication and resolve conflict. Remember, effective and diplomatic peacemakers are rare animals. Their skills get noticed.</p> <h2>5. Going Solo</h2> <p>There's a fine line between distinguishing yourself (a must for career advancement) and being ruthlessly independent (a no-no in most situations). Employers reward effective team players who can &quot;lead and lift.&quot; That means positively taking control of team dynamics and motivating others. Instead of tooting your own horn, demonstrate the effectiveness of your team. Share strategies that helped win a new account or meet an impossible deadline. The simple act of communicating this information will set you apart and show that you're tuned in to the power of positive group psychology.</p> <p>No matter what field you're in, <a href="http://www.wisebread.com/9-office-politics-goofs-that-can-set-your-career-back-years">office politics goofs</a> can set your career back years, and in tough economic times, that makes you an easy lay-off target. Remember, you invested a lot of effort and money in your degree and took the time to find the right &mdash; or at least okay for right now &mdash; job. Don't sabotage your success by falling prey to a single career-killer.</p> <p><em>Have you ever made a career-killing move? How did you recover? What missteps have you seen in the workplace that sealed someone's fate?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kentin-waits">Kentin Waits</a> of <a href="http://www.wisebread.com/the-5-worst-career-mistakes-and-how-to-avoid-them">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-12"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-answer-23-of-the-most-common-interview-questions">How to Answer 23 of the Most Common Interview Questions</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-ways-to-act-like-a-leader-and-get-ahead-at-work">10 Ways to Act Like a Leader -- And Get Ahead at Work</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/you-re-fired-20-signs-that-a-pink-slip-is-coming">You’re Fired! 20 Signs That a Pink Slip is Coming</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-ways-to-improve-your-performance-at-work">12 Ways to Improve Your Performance at Work</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-important-signs-that-your-job-sucks">10 Important Signs That Your Job Sucks</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career Building career mistakes job killers Tue, 10 Mar 2015 09:00:10 +0000 Kentin Waits 1329652 at http://www.wisebread.com 10 Resume Mistakes That Will Hurt Your Job Search http://www.wisebread.com/10-resume-mistakes-that-will-hurt-your-job-search <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/10-resume-mistakes-that-will-hurt-your-job-search" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/frustrated_paper_000026250736.jpg" alt="Woman frustrated trying to write the perfect resume" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>The <a href="http://www.usatoday.com/story/money/business/2015/01/04/the-job-outlook-for-2015/21208321/">U.S. job outlook</a> is looking much improved for 2015, and most economic indicators suggest a continued, healthy pace of hiring in the year ahead.</p> <p>If you're still job hunting, it's time to polish your resume and ensure it stands out from the competition. While it can be tempting to pull outlandish stunts to convince employers to hire you, we don't recommend them as a prudent job search strategy. Instead, stick to what works &mdash; like having a crisp, error-free CV. (See also: <a href="http://www.wisebread.com/the-6-craziest-things-people-have-done-to-land-a-job?ref=seealso">The 6 Craziest Things People Have Done to Land a Job</a>).</p> <p>To make your resume really stand out from the competition, here are ten mistakes that will hurt your job search.</p> <h2>1. It Starts With a Career Objective Statement</h2> <p>Sometime back in high school, one of your instructors forced you to write a resume that included a career objective statement. Since habits die hard, you probably still include a career objective statement on your resume today.</p> <p>Career objective statements are dated and don't belong in the modern business world. Hiring managers recommend leaving objective statements off your resume because they're irrelevant for the initial screening process. It's all about what the company wants, not the other way around. If you make it past the screening process, then you will have a chance to talk about your objective(s).</p> <h2>2. It Features Quirky Job Titles</h2> <p>While TeaEO may have worked for the founder and CEO of Honest Tea, quirky job titles are often a bad idea.</p> <p>There are three reasons why quirky job titles do more harm than good on your resume.</p> <h3>Quirky Job Titles Lack Context</h3> <p>If you're a &quot;Marketing Ninja,&quot; what happens when you request or get a promotion? Do you become a &quot;Marketing Jōnin?&quot; Also, are you above a samurai? Did you report to a shogun?</p> <h3>Applicant Tracking Systems Search for Specific Keywords</h3> <p>Your &quot;Word Guru&quot; title will leave you out from an &quot;associate editor&quot; query.</p> <h3>Great Performances Trump Job Titles</h3> <p>Any customer would still prefer to be taken care of by an effective, yet boringly named &quot;customer service representative&quot; than by a happy but hopeless &quot;happiness advocate.&quot;</p> <h2>3. It Includes Too Much Work History</h2> <p>A recent study found that recruiters spend only six seconds reviewing a resume. This means that most of the time your resume should be no longer than a single page, especially if you're just starting your career. If you include pages and pages of work history, then you're more likely to go over the one-page limit.</p> <p>Unless it is 100% relevant, nobody wants to hear about your first job selling lemonade on your street or being a &quot;sandwich artist&quot; in college. Keep your job history relevant to the position that you're applying to.</p> <h2>4. It Has Big, Unexplained Gaps in Employment</h2> <p>If you experienced a layoff, decided to take a long leave to raise your children, or took a year off to travel around Latin America, you will have a big gap in employment. Life happens and recruiters are fine with that. What they're not okay with is that you leave them wondering about those gaps.</p> <p>Include a single line description, such as &quot;Family Care&quot; or &quot;Volunteer for Red Cross&quot; that helps your potential employer to review your job history, and then move on.</p> <h2>5. It Lacks Specifics</h2> <p>Focus on accomplishment, not job duties. Recruiters don't want to hear about menial tasks and duties. Anybody in that job would have done those. Instead, recruiters would like to read about what you got done.</p> <p>Here are three tips on how to provide specifics in your job history.</p> <h3>Avoid iPhrases</h3> <p>Resumes are never written in the first person. Use dynamic verbs instead.</p> <h3>Leverage Numbers to Provide Context</h3> <p>For example, &quot;Redesigned a trading platform used by 2,500 investment managers,&quot; or &quot;Launched a grassroots email marketing campaign that grew sales 25% to $500,000 the next quarter.&quot;</p> <h3>Provide Specific Dates</h3> <p>&quot;White lies&quot; about length of employment are still lies.</p> <h2>6. It Contains Misspellings and Grammar Mistakes</h2> <p>Misspellings and grammar mistakes are the easiest ways to get your resume ignored. Use your word processor's spell check, take advantage of online grammar checkers, and have at least two people proofread your resume before you deliver it. (See also: <a href="http://www.wisebread.com/12-grammar-mistakes-that-are-making-you-look-stupid?ref=seealso">12 Grammar Mistakes That Are Making You Look Stupid</a> and <a href="http://www.wisebread.com/12-more-grammar-mistakes-that-are-making-you-look-stupid?ref=seealso">12 More Grammar Mistakes That Are Making You Look Stupid</a>)</p> <p>By taking the time to proofread your resume, you will stand apart from the <a href="http://www.careerbuilder.com/share/aboutus/pressreleasesdetail.aspx?sd=9%2F11%2F2013&amp;id=pr780&amp;ed=12%2F31%2F2013">58% of resumes</a> that have typos.</p> <h2>7. It's in the Wrong Format</h2> <p>As many as 75% of qualified applicants are <a href="http://www.forbes.com/sites/nextavenue/2014/03/18/how-to-get-your-resume-read-by-an-employer/">rejected by ATS programs</a> because they submitted resumes can't be read correctly, or at all. Avoid rejection with some simple steps.</p> <ul> <li>Use .doc or .txt format instead of .pdf or image formats.</li> <li>Avoid graphics and tables that may confuse an ATS.</li> <li>List the name of your employer, then the dates of employment.</li> <li>Upload your resume, instead of typing it out, because ATS prefers the first.</li> <li>Include relevant keywords from the job posting contextually throughout your resume.</li> </ul> <h2>8. It Shares Confidential Information</h2> <p>This is a big no-no and is never okay By disclosing confidential details to a potential employer, you're telling them that they should never hire you, unless they want their own trade secrets revealed to their competitors.</p> <p>When in doubt about whether or not to include something in your resume, use the <a href="https://www.linkedin.com/pulse/20140917045901-24454816-the-5-biggest-mistakes-i-see-on-resumes-and-how-to-correct-them">New York Times test</a>: if you wouldn't want to see it on the cover on the New York Times with your name attached, leave it off your resume.</p> <h2>9. It Promises &quot;References Upon Request&quot;</h2> <p>Don't waste space on your resume to state the obvious. Remember that you only have about a page worth of resume real estate to impress your potential employer.</p> <h2>10. It Ignores Specific Requests From the Posting</h2> <p>Consider these surprising statistics about recruitment:</p> <ul> <li>First applications are received 200 seconds after a job goes online; and</li> <li>An average of 250 resumes are received for each job position.</li> </ul> <p>To avoid drowning in a sea of resumes, on top of leveraging an ATS, recruiters include special requests on job postings. For example, an employer may ask you to <a href="http://www.wsj.com/articles/SB10001424052748704684604575381010512997300">include a specific phrase </a>on your email subject line or cover letter.</p> <p>If you ignore specific requests from a job posting, you're never giving your resume a fighting chance.</p> <p><em>What are other resume mistakes that hurt any job searcher?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/damian-davila">Damian Davila</a> of <a href="http://www.wisebread.com/10-resume-mistakes-that-will-hurt-your-job-search">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-13"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-write-a-resume-12-steps-to-your-next-job">How To Write A Resume: 12 Steps To Your Next Job</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-job-search-stunts-to-get-you-noticed-by-employers">7 Job Search Stunts to Get You Noticed by Employers</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-reasons-why-veterans-make-great-emloyees">10 Reasons Why Veterans Make Great Employees</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/when-to-splurge-resume-writer">When to Splurge: Resume Writer</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/book-review-excuse-me-your-job-is-waiting">Book Review: Excuse Me, Your Job is Waiting!</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career Building employment hiring job search resume Mon, 09 Mar 2015 09:00:10 +0000 Damian Davila 1325191 at http://www.wisebread.com 6 Ways to Stay Motivated on the Job http://www.wisebread.com/6-ways-to-stay-motivated-on-the-job <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-ways-to-stay-motivated-on-the-job" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/tired-businesswoman-office-Dollarphotoclub_64335712.jpg" alt="tired businesswoman" title="tired businesswoman" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>I see you. Yeah, you. The one sitting in your cubicle, frustrated because the job you wanted, the job you killed yourself to get, is driving you crazy right now.</p> <p>And I see you, too. The one working hard at a job you don't really like. Maybe you need to pay the bills, or you need the benefits, or you know it's a stepping stone to something better. (See also: <a href="http://www.wisebread.com/5-simple-ways-to-fight-burnout?ref=seealso">5 Simple Ways to Fight Burnout</a>)</p> <p>No matter the reason behind your flagging motivation, you can get out of that funk. You can push through that wall. You can get yourself back on track. Even better, you can blow the track out of the water. Here's how.</p> <h2>1. See Your Goals</h2> <p>Most jobs have goals built-in, but even if you don't, you can at least outline some goals for performance, projects completed, and so on with your boss. (If you don't currently have any goals at work, by all means, sit down and produce some.)</p> <p>The thing is, having goals isn't, in and of itself, enough to keep you motivated. Like a high-performance athlete, you need to envision yourself meeting your goals. Include all the details of what it will be like to succeed in order to better understand the concrete steps you should take to get there. This visualization will also put you in a positive frame of mind and increase your motivation to succeed.</p> <p>For instance, imagine what it would be like to make your current project a huge success. Think about how your team would celebrate, what it would be like to get your boss's commendation, and how you'd talk about the success to others.</p> <p>All of this imagining helps you stay positive and work with sustained energy towards your goal.</p> <h2>2. Reward Yourself</h2> <p>In addition to having goals for the year or for a long-term project, make short-term goals for yourself, too, and reward yourself every time you meet them. Your brain is wired to respond positively to regular successes and rewards. Every time you succeed, it releases dopamine, which is tied to happiness and motivation.</p> <p>Break your long-term goals down into short-term ones by figuring out what's next. What is the very next thing that needs to be done to help you reach that long-term goal? When you determine that, you have your short-term goal. And when you meet that goal, give yourself a small reward. Over time, your brain will become wired for success.</p> <h2>3. Make It Fun</h2> <p>It's not hard to understand why doing fun things is more motivating than engaging in boring tasks, but making work fun can be quite a task. Usually, the jobs you're not motivated to do are the ones that are boring, repetitive, or just plain difficult.</p> <p>Try thinking of ways to make the hard parts more enjoyable, such as doing the most tedious parts of your job alongside a friend or coworker. You don't have to work on the same thing and you don't have to talk, but having another person around might make the whole thing more enjoyable.</p> <p>Focus on making work a place you enjoy in general. Then, ask yourself some questions about how to make the hard parts more fun, and you could see your motivation will soar.</p> <h2>4. Remember Your Reasons</h2> <p>If you're looking outside of yourself for motivation, sometimes there's none to be found. Instead, look inside yourself for the reasons why you want to do the job at hand.</p> <p>Internal motivation can come from many different places. Maybe you want to do well at work so that you can get a promotion. Maybe you need to do well to support your family or to care for someone close to you. And maybe you simply value doing the job well, even if it's not a job you adore.</p> <p>When you know your reasons for doing the job, your motivation comes from inside yourself. No one can touch that. They can't take it away from you, no matter how bad things get.</p> <h2>5. Only Control What You Can</h2> <p>Whether you're working with a team or by yourself, every job comes with circumstances that are outside of your control. Instead, think concretely about what you can control, and put all of your energy into controlling those&nbsp;areas. So, go ahead &mdash; put your heart and soul into making the best presentation you can, but understand that your clients still may not like it (and that this may have more to do with what they had for breakfast than with the presentation itself!).</p> <p>Putting boundaries around your energy and where you'll invest it can boost your motivation, because you won't be exhausted from running around like a headless chicken &mdash; nor will you feel beholden to every Jack or Jill's opinion.</p> <h2>6. Design a Plan B</h2> <p>Motivation plummets when you feel like you've failed &mdash; especially when it happens at work. Instead of viewing projects that aren't successful as failures, though, see them as simply one option that didn't work. And every time you find a way that doesn't work, you're one step closer to finding a way that does.</p> <p>Failing doesn't mean that you don't have a good idea. Even if you fail many times, it doesn't mean that what you're working on is a flop. If something crashes and burns, just check that way of doing things off your list and try another.</p> <p>When you see life through these glasses, you'll find yourself more motivated. Looking at things this way allows you to stop taking failure personally, to continue to believe in your ideas, and to work really, really hard to make things come together the next time.</p> <p>Finding motivation on the job is more about your mindset than anything else. When you change the way you think about your duties, you'll change the way you approach them; and you'll find yourself happier and more motivated at work.</p> <p><em>How do you stay motivated on the job? What works for you?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/sarah-winfrey">Sarah Winfrey</a> of <a href="http://www.wisebread.com/6-ways-to-stay-motivated-on-the-job">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-14"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/wanna-put-away-some-cash-take-a-vacation">Wanna Put Away Some Cash? Take A Vacation!</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/getting-ahead-at-work-are-you-a-hammer-or-a-swiss-army-knife">Getting Ahead At Work: Are You A Hammer Or A Swiss Army Knife?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-alternatives-to-nagging">15 Alternatives to Nagging</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-self-improvement-apps-to-make-you-smarter-stronger-and-happier">10 Self-Improvement Apps to Make You Smarter, Stronger, and Happier</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/tips-for-finding-legitimate-work-at-home-opportunities">Tips for Finding Legitimate Work at Home Opportunities</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career and Income Productivity burnout motivation work Fri, 06 Mar 2015 10:00:04 +0000 Sarah Winfrey 1320888 at http://www.wisebread.com 5 Career Tactics That Are Actually Holding You Back http://www.wisebread.com/5-career-tactics-that-are-actually-holding-you-back <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-career-tactics-that-are-actually-holding-you-back" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/young-businessman-frustrated-thinking-work-Dollarphotoclub_66236534.jpg" alt="young businessman thinking" title="young businessman thinking" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>What if all your efforts to become the shining star of your organization were having the opposite effect? Sometimes even our best-intentioned ploys to climb the ladder higher and faster can result in an unfortuitous fall down to the lower rungs. Just like over-exercising can harm your body rather than help it, there are repercussions to trying too hard to get ahead at work. (See also: <a href="http://www.wisebread.com/25-career-changes-you-can-make-today?ref=seealso">25 Career Changes You Can Make Today</a>)</p> <p>Sometimes our career advancement tactics may be causing you more harm than good.</p> <h2>1. Volunteering for Every Assignment</h2> <p>If you're volunteering for every assignment in hopes of projecting yourself as the tireless, tenacious worker you think your boss wants you to be, you're at risk of stretching yourself too thin. You're right, your boss probably <em>does</em> want a go-getter. But not a burnt out one.</p> <p>Research shows that we actually need rest to not only perform at our peak, but to perform well, period. A 2010 LexisNexis survey of 1,700 white collar workers from the U.S., China, South Africa, the U.K., and Australia revealed that employees spend more than half their workdays receiving and managing information. What's more, half of those surveyed workers confessed that they were <a href="http://www.lexisnexis.com/en-us/about-us/media/press-release.page?id=128751276114739">reaching a breaking point</a> after which they would not be able to accommodate the deluge of data. The takeaway is this: Man is not machine, and if you keep pushing yourself to act like the Energizer Bunny, it's only a matter of time before you crash and burn.</p> <h2>2. Laboring Over a Personal Website That Highlights Your Lack of Experience</h2> <p>If you've got it, flaunt it, as the saying goes. But when it comes to all things ranging from your physique to your personal website, it's best not to accentuate what you're lacking.</p> <p>Yes, a resume site can help advance your career by showcasing your skills and accomplishments. But it can also ward off potential job and networking opportunities if it merely serves as a cyber billboard promoting the fact that you haven't got much experience under your belt. So if you're having trouble compiling a list of your work-related talents, it's probably best to hold off on building that website and instead bide your time trying to gain more experience. Then, once you've got something to boast about, get back to creating that website and shout it from the virtual mountaintops.</p> <h2>3. Unabashedly Trying to Be the Best</h2> <p>In professional team sports like soccer and football, too many <a href="http://www8.gsb.columbia.edu/cbs-directory/sites/cbs-directory/files/publications/Too%20much%20talent%20PS.pdf">elite players can hinder a team's overall performance</a>, according to a recent study by researchers at Columbia University. The same is true in the workplace. When teams of any sort need to come together, the study authors concluded, a deluge of talent can tear them apart. Infighting over dominance is just one of many negative outcomes of what researchers dubbed the &quot;too-much-talent-effect.&quot; So if you're currently on a mission to assert yourself at the head of the office talent pool, it might be beneficial to take a step back, gain some perspective, and consider whether you'd be better off branding yourself instead as the all-star team player.</p> <h2>4. Branding Yourself as Someone You're Not</h2> <p>If you're lying, or even just slightly embellishing, to qualify yourself for a raise, promotion, or new gig, you're running the risk of setting yourself back five steps rather than one ahead. Whether it's saying you're an expert at using a computer program you're actually unfamiliar with or asserting that you speak fluent Spanish when you really don't, you're probably going to suffer some serious repercussions when it comes time to perform on those skills and you fall short. Half of all employers said they would automatically <a href="http://www.careerbuilder.com/share/aboutus/pressreleasesdetail.aspx?sd=8%2F7%2F2014&amp;id=pr837&amp;ed=12%2F31%2F2014">dismiss a job candidate</a> if they caught a lie on his or her resume, according to a nationwide survey by CareerBuilder.</p> <h2>5. Over-Extending Yourself Financially</h2> <p>Maybe you broke your budget by self-funding a flight to Colorado for a meet-and-greet with company executives that very well may not hire you. Or you joined the ritzy golf club you can't really afford because your boss belongs there and you're hoping to get some more face time. Perhaps it was a new business suit you splurged on in hopes that it might improve the outcome of your annual performance evaluation meeting. If you're spending money you don't have on things that very well may do nothing to advance your career, stop. Long shots aimed at making gains in the office aren't worth the risk of financial ruin.</p> <p><em>What career tactics have you tried &mdash; only to have them backfire? Please warn others in comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/brittany-lyte">Brittany Lyte</a> of <a href="http://www.wisebread.com/5-career-tactics-that-are-actually-holding-you-back">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-15"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-times-a-higher-salary-isnt-worth-it">6 Times a Higher Salary Isn&#039;t Worth It</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-things-to-say-to-your-boss-to-get-a-promotion-or-raise">5 Things to Say to Your Boss to Get a Promotion or Raise</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/these-10-words-and-phrases-are-keeping-you-from-getting-a-raise">These 10 Words and Phrases Are Keeping You From Getting a Raise</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-important-signs-that-your-job-sucks">10 Important Signs That Your Job Sucks</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-simple-steps-to-discovering-your-true-salary-potential">6 Simple Steps to Discovering Your True Salary Potential</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career Building career growth promotion raise Tue, 03 Mar 2015 10:00:06 +0000 Brittany Lyte 1316589 at http://www.wisebread.com