Frugal Living http://www.wisebread.com/taxonomy/term/4800/all en-US Best Money Tips: Have Fun and Save Money on Valentine's Day http://www.wisebread.com/best-money-tips-have-fun-and-save-money-on-valentines-day <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-have-fun-and-save-money-on-valentines-day" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://cdn.wisebread.com/files/fruganomics/imagecache/250w/blog-images/valentines-day-cookies-Dollarphotoclub_76578752.jpg" alt="valentines day cookies" title="valentines day cookies" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on ways to have fun and save money on Valentine's Day, characteristics of the millionaire next door, and practical budgeting tips.</p> <h2>Top 5 Articles</h2> <p><a href="http://freefrombroke.com/how-to-save-money-on-valentines-day-and-still-have-fun/">How to Save Money on Valentine&rsquo;s Day and Still Have Fun &mdash; 23 Ways</a> &mdash; Boxes of fancy chocolate can get expensive. Instead, make your own candy from molds and personalize them for your special someone. [Free From Broke]</p> <p><a href="http://wealthyturtle.com/seven-characteristics-of-the-millionaire-next-door/">Seven Characteristics of the Millionaire Next Door</a> &mdash; Most millionaires had to work hard to create the opportunity that led to their success. [Wealthy Turtle]</p> <p><a href="http://christianpf.com/practical-budgeting-tips-to-manage-your-money-better/">2 Practical Budgeting Tips to Manage Your Money Better</a> &mdash; One way to organize your finances better is to budget with three main categories in mind: giving and saving, bills, and other expenses. [Christian PF]</p> <p><a href="http://www.nerdwallet.com/blog/finance/money-nerd/lower-bills/car-maintenance-bills/">How to Keep Your Car Maintenance Bills Low</a> &mdash; See if the repairs you need can be covered by the warranty. Even used cars may have a parts and labor warranty if you bought it at a dealership.</p> <p><a href="http://www.dontpayfull.com/blog/20-diy-boards-on-pinterest-you-need-to-follow-right-now">20 DIY Boards on Pinterest you Need to Follow Right Now</a> &mdash; Real Simple's Pinterest board is full of original content on crafting, cooking, and decorating. [Don't Pay Full]</p> <h3>Other Essential Reading</h3> <p><a href="http://www.retiredby40blog.com/2015/01/22/8-free-ways-turn-bad-day-around/">8 Free Ways to Turn a Bad Day Around</a> &mdash; Add a bit of rosemary to your dinner. This aromatic herb is known for stimulating energy levels, improving memory, and relieving headaches and mental fatigue. [Retired By 40]</p> <p><a href="http://www.popsugar.com/smart-living/Acceptable-Apply-Multiple-Positions-One-Company-1640702">Is It Ever OK to Apply for Multiple Positions at One Company?</a> &mdash; Be realistic. Only apply for the positions that you qualify for, and make sure to tailor your resume for each position. [PopSugar Smart Living]</p> <p><a href="http://www.thesimpledollar.com/10-common-money-mistakes-20-somethings-make">10 Money Mistakes Most 20‑Somethings Make</a> &mdash; Pursuing higher education can be a waste of time and money if you don't have a plan. [The Simple Dollar]</p> <p><a href="http://www.mydollarplan.com/do-your-kids-need-to-file-taxes/">Do Your Kids Need to File Taxes?</a> &mdash; If your child earns interest or dividends, or has a job, be sure to check if they meet any of the requirements for filing. [My Dollar Plan]</p> <p><a href="http://parentingsquad.com/9-tips-to-become-a-more-attentive-parent">9 Tips to Become a More Attentive Parent</a> &mdash; If you have weekends off, make sure to save them for your family. [Parenting Squad]</p> <a href="http://www.wisebread.com/best-money-tips-have-fun-and-save-money-on-valentines-day" class="sharethis-link" title="Best Money Tips: Have Fun and Save Money on Valentine&#039;s Day" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-have-fun-and-save-money-on-valentines-day">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/make-5-cheap-greeting-cards-that-blow-hallmark-away">Make 5 cheap ‘greeting cards’ that blow Hallmark away.</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/wise-breads-guide-to-valentines-day">Wise Bread&#039;s Guide to Valentine&#039;s Day</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/51-uses-for-coca-cola-the-ultimate-list">51 Uses for Coca-Cola – the Ultimate List</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/3-cheap-and-easy-formulas-for-homemade-windshield-de-icer-plus-bonus-tips">3 Cheap and Easy Formulas for Homemade Windshield De-Icer (Plus Bonus Tips)</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/weird-things-you-didnt-know-about-valentines-day">Weird Things You Didn&#039;t Know About Valentine&#039;s Day</a></span> </div> </li> </ul> </div> </div> </div> </div> Frugal Living best money tips Valentine's Day Fri, 30 Jan 2015 20:00:16 +0000 Amy Lu 1283852 at http://www.wisebread.com 7 All Natural Home Remedies for Colds http://www.wisebread.com/7-all-natural-home-remedies-for-colds <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/7-all-natural-home-remedies-for-colds" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://cdn.wisebread.com/files/fruganomics/imagecache/250w/blog-images/homemade-miso-soup-Dollarphotoclub_76459071.jpg" alt="homemade miso soup" title="homemade miso soup" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>My husband is a high school English teacher. My daughter is in her first year of preschool. Sickness is a way of life for us with so much exposure to germs. In fact, we just got over a full month of passing around two nasty cold viruses. (See also: <a href="http://www.wisebread.com/12-natural-remedies-for-stomach-pain?ref=seealso">12 Natural Remedies for Stomach Pain</a>)</p> <p>Here are some helpful cold remedies that won't send you running to the store, as you likely have most of the ingredients sitting around in your kitchen cabinets. The best part? They're all drug-free!</p> <h2>1. Miso Broth</h2> <p>From upset stomach to coughs and colds, this delicious <a href="http://vibrantwellnessjournal.com/2012/11/08/healing-with-miso/">Miso Soup</a> doubles as a cure and healthy meal option. Miso is made from fermented soy and rice, and it's full of good-for-you living enzymes, vitamins, minerals, and amino acids. My husband skips the veggies and simply warms a few cups of water on the stove. He then dissolves a tablespoon or two of miso in it and sips all day long.</p> <h2>2. Veggie Broth</h2> <p>You don't need to go out and buy miso if you don't have it already. Instead, try this <a href="http://faithfulprovisions.com/natural-healing-broth/">Healing Broth</a> that combines the goodness of garlic, ginger, lemon, cloves, and cayenne pepper. And water for hydration, of course. Simmer on the stove and strain before drinking. The cayenne pepper acts like an expectorant and helps get all the gunk out of your system.</p> <h2>3. Garlic Snack</h2> <p>I love how garlic tastes minced in olive oil. But did you know garlic is a <a href="http://thechalkboardmag.com/would-you-wouldnt-you-gnaw-raw-garlic-for-cold-flu-season">powerful antioxidant</a> with antimicrobial, antiviral, and antibiotic properties? In other words, it's great for fighting cold and flu viruses. You can munch on a whole clove to get the benefits. For those of you with sensitive stomachs, try mincing garlic and letting sit with some olive oil and honey before eating on a cracker.</p> <h2>4. Vapor Rub</h2> <p>Or try mixing together some <a href="http://www.neverhomemaker.com/2014/10/homesteading-natural-vapor-rub.html">DIY Vapor Balm</a> &mdash; much like the popular ones on the market &mdash; using olive oil, beeswax, and essential oils (peppermint and eucalyptus). This balm is wonderful for easing chest congestion and discomfort. The benefit here is knowing exactly what you're rubbing into yourself. You can also make different strengths to suit all your family members by adding more or less essential oils.</p> <h2>5. Salt Gargle</h2> <p>Most of us know about the mighty <a href="http://www.healing-oceans-family-wellness-center.com/salt-water-gargle.html">Salt Gargle</a> to relieve scratchy, sore throats and wash away germs. But are you doing it correctly? Combine &frac12; to &frac34; teaspoon salt with one warmed cup of pure water. Chlorinated tap water will irritate your throat, so skip that in favor of something filtered. Or you can dechlorinate water by leaving it out in the open for 24 hours.</p> <h2>6. Apple Cider Vinegar Drink</h2> <p>My family has long used unfiltered apple cider vinegar as a cold cure. It's pretty darned effective at <a href="http://homeremediesforlife.com/apple-cider-vinegar-sinus-infection/">thinning mucus</a> and clearing out sinuses. Dilute two to four tablespoons of ACV into one cup of warm filtered water (same reason to avoid tap water, as explained above) and add raw honey for taste if you like. Drink up four to six times a day to help kill bacteria and soothe your sore throat. (See also: <a href="http://www.wisebread.com/12-awesome-ways-to-use-apple-cider-vinegar?ref=seealso">12 Awesome Ways to Use Apple Cider Vinegar</a>)</p> <h2>7. Honey Coat</h2> <p>Honey is an effective, natural cough suppressant. So, skip the pricey cough drops and syrups and use this mixture of <a href="http://www.reformationacres.com/2014/11/homemade-medicine-made-simple-sweet-lemon-honey-thyme-cough-syrup-recipe.html">honey and lemon</a> instead. Combine a half cup of honey with half a lemon, two cups of water, and some fresh or dried thyme leaves. Store this homemade syrup in your refrigerator for around a month.</p> <p><em>What are your flu-season go-to home remedies? Please share a dose in comments!</em></p> <a href="http://www.wisebread.com/7-all-natural-home-remedies-for-colds" class="sharethis-link" title="7 All Natural Home Remedies for Colds" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-marcin">Ashley Marcin</a> of <a href="http://www.wisebread.com/7-all-natural-home-remedies-for-colds">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/this-is-what-it-really-costs-to-get-sick">This Is What It Really Costs to Get Sick</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-foods-nutritionists-say-you-should-splurge-on">12 Foods Nutritionists Say You Should Splurge On</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-foods-scientifically-proven-to-increase-your-lifespan">6 Foods Scientifically Proven to Increase Your Lifespan</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-health-foods-not-worth-the-money">11 Health Foods Not Worth the Money</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-simple-ways-to-lower-your-cholesterol">10 Simple Ways to Lower Your Cholesterol</a></span> </div> </li> </ul> </div> </div> </div> </div> Health and Beauty colds cures Health home remedies illness Fri, 30 Jan 2015 16:00:14 +0000 Ashley Marcin 1283630 at http://www.wisebread.com 7 Foods Scientifically Proven to Make You Smarter http://www.wisebread.com/7-foods-scientifically-proven-to-make-you-smarter <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/7-foods-scientifically-proven-to-make-you-smarter" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://cdn.wisebread.com/files/fruganomics/imagecache/250w/blog-images/coffee art.jpg" alt="coffee art" title="coffee art" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>It's well established that the <a href="http://www.scientificamerican.com/article/why-does-the-brain-need-s/">brain uses more energy</a> than any other organ, accounting for up to 20% of the body's total energy needs. Feed your hungry brain these foods to keep it buzzing along at its optimal speed. (See also: <a href="http://www.wisebread.com/6-foods-science-says-are-actually-making-you-dumber?ref=seealso">6 Foods Science Says Are Actually Making You Dumber</a>)</p> <h2>1. Avocado</h2> <p><img width="605" height="340" src="http://cdn.wisebread.com/files/fruganomics/u5123/avocados.jpg" alt="" /></p> <p>This creamy fruit is a staple for many meatless dishes and for vegetarians and vegans who don't eat meat. It's unique among fruits because it is rich with high-quality protein and fats, compounds we typically associate with meat and dairy. It's <a href="http://healthyeating.sfgate.com/avocado-brain-function-6231.html">good for the brain</a> (and the body) because it aids blood circulation. Scramble it in eggs, mash it up to spread on toast, or slice it and sprinkle with a little salt, black pepper, and turmeric for a savory breakfast or snack.</p> <h2>2. Fresh or Frozen Blueberries</h2> <p><img width="605" height="340" src="http://cdn.wisebread.com/files/fruganomics/u5123/blueberries_0.jpg" alt="" /></p> <p>Blueberries prove that good things come in small packages. When it comes to <a href="http://www.scientificamerican.com/article/your-brain-on-blueberries/">brain health, research says</a> they stave off a number of diseases such as Alzheimer's, enhance learning, and improve motor skills. They're very high in fiber, and though they have a touch of sweetness, they don't spike blood sugar. But make sure you use fresh or frozen blueberries. Dried blueberries often have sugar added and aren't as healthy. And since they have a fairly short growing season, substitute cranberries, pomegranates, cherries, grapes, and blackberries for many of the same health benefits.</p> <h2>3. Salmon</h2> <p><img width="605" height="340" src="http://cdn.wisebread.com/files/fruganomics/u5123/salmon%20meat.jpg" alt="" /></p> <p>We know salmon makes our skin glow and it's very heart healthy. It's also <a href="http://womensbrainhealth.org/great-minds-think-alike/why-is-salmon-good-for-your-brain">highly beneficial for our brains</a> because of its omega-3 fatty acids. This healthy fat has been found to enhance memory (and therefore fight memory-related diseases brought on by aging), elevate mood, and reduce depression. This makes it a winner of a meal any time of year, especially in the winter when the short days and long nights can cause us to to feel blue.</p> <p>While farmed salmon is cheaper, I suggest opting for wild salmon whenever possible. You'll pay a bit more for it, but it has a much higher level of omega-3s than farmed salmon, so you don't need to eat as much to get all of the health benefits. If salmon isn't available or it's too expensive, tuna is a great alternative and it has vitamin B6, another vitamin important to brain health. Eggs are another option for vegetarians or for people who don't like fish.</p> <h2>4. Seeds and Nuts</h2> <p><img width="605" height="340" src="http://cdn.wisebread.com/files/fruganomics/u5123/peanuts_0.jpg" alt="" /></p> <p>Toss them in oatmeal or on top of salads, spread them on toast or fruit, and incorporate them into trail mix and baked goods. <a href="http://www.ageright.org/2013/08/08/nuts-and-seeds-the-stars-of-brain-healthy-foods/">Seeds and nuts</a> give us fiber like fruits and veggies and protein like meat and dairy. This helps give our brains an energy boost and it keeps that boost going throughout the day. When it comes to brain health, the vitamin E and magnesium makes seeds and nuts especially valuable. Be careful to avoid sweetened nuts and nut spreads that are highly processed and contain a lot of sugar. Best bet for nut butters &mdash; make your own in a food processor or at the dry goods stations in grocery stores like Whole Foods. All nut, no additives.</p> <h2>5. Coffee and Tea</h2> <p><img width="605" height="340" src="http://cdn.wisebread.com/files/fruganomics/u5123/coffee%20art.jpg" alt="" /></p> <p>What? Your morning brew of coffee and <a href="http://www.spring.org.uk/2013/11/tea-6-brilliant-effects-on-the-brain.php">tea</a> makes you feel good and is good for you? You betcha! Along with that kick of caffeine that gives you a noticeable and often immediate charge, both beverages have fiber and antioxidants, and they've been shown to <a href="http://www.drperlmutter.com/coffee-can-save-brain/">aid memory and stall aging in the brain</a>.</p> <p>But there are some do's and don'ts when it comes to coffee and tea. Do make it free-trade, organic, and fresh. Don't drown it in sugar and heavy dairy, and don't have more than two to four cups per day. To add a bit of sweetness and get an added health benefit, I like to sprinkle in a warming spice like cinnamon, clove, or nutmeg. You can also use a sweetener like stevia or agave nectar that is a much better alternative than granulated sugar because these alternatives don't spike, and then crash, your blood sugar. <a href="http://www.prevention.com/health/health-concerns/low-blood-sugar-and-memory">Spikes and crashes in blood sugar</a> actually cause damage to your brain.</p> <h2>6. Oatmeal and Brown Rice</h2> <p><img width="605" height="340" src="http://cdn.wisebread.com/files/fruganomics/u5123/fried%20brown%20rice.jpg" alt="" /></p> <p>The high amount of fiber in <a href="http://www.livestrong.com/article/531680-is-oatmeal-good-for-your-brain/">oatmeal</a> and <a href="https://www.organicfacts.net/health-benefits/cereal/brown-rice.html">brown rice</a> keeps our hearts healthy and our blood pumping, and what's good for the heart is good for the brain. Oatmeal also has the added benefits of protein and omega-3, so it's an especially important food for vegans and vegetarians. Also oatmeal lends itself to adding so many other brain healthy foods like blueberries, seeds, and nuts, and it pairs perfectly with a steaming cup of coffee or tea.</p> <h2>7. Dark Leafy Greens</h2> <p><img width="605" height="340" src="http://cdn.wisebread.com/files/fruganomics/u5123/arugula%20salad.jpg" alt="" /></p> <p>Whether you like kale, spinach, arugula, or romaine, <a href="http://www.health.com/health/gallery/0,,20434658_4,00.html">get your greens every day</a>. Blend them up in smoothies, make them a base for your salad, or chop them up in a stir-fry. They're an excellent fuel for your whole body, and what makes them so valuable for your brain is their high iron levels without the fat and calories that come from many kinds of iron-rich meat. When we're iron deficient, our thinking gets clouded and our memory dulled. Healthy iron levels enhance our learning abilities and give us the energy needed to get the most out of life.</p> <p><em>Are you getting enough of these delicious brain foods?</em></p> <a href="http://www.wisebread.com/7-foods-scientifically-proven-to-make-you-smarter" class="sharethis-link" title="7 Foods Scientifically Proven to Make You Smarter" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/christa-avampato">Christa Avampato</a> of <a href="http://www.wisebread.com/7-foods-scientifically-proven-to-make-you-smarter">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-foods-scientifically-proven-to-increase-your-lifespan">6 Foods Scientifically Proven to Increase Your Lifespan</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/curing-warts-removing-splinters-and-19-other-bizarre-uses-for-banana-peels">Curing Warts, Removing Splinters, and 19 Other Bizarre Uses for Banana Peels</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/what-to-eat-for-lunch-for-a-more-productive-afternoon">What to Eat for Lunch for a More Productive Afternoon</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-foods-that-are-scientifically-proven-to-increase-happiness">7 Foods That Are Scientifically Proven to Increase Happiness</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/why-is-gasoline-so-cheap-a-cost-comparison-of-40-common-household-liquids">Why is Gasoline So Cheap? A Cost Comparison of 40 Common Household Liquids</a></span> </div> </li> </ul> </div> </div> </div> </div> Food and Drink General Tips Health and Beauty brain food brain hacks health food healthy eating Fri, 30 Jan 2015 12:00:04 +0000 Christa Avampato 1284260 at http://www.wisebread.com Best Money Tips: Life-Changing Ways to Repurpose Household Items http://www.wisebread.com/best-money-tips-life-changing-ways-to-repurpose-household-items <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-life-changing-ways-to-repurpose-household-items" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://cdn.wisebread.com/files/fruganomics/imagecache/250w/blog-images/drawer repurpose.jpg" alt="repurposed drawer" title="repurposed drawer" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on life-changing ways to repurpose household items, the characteristics of those who are serious about their debt, and tips to keep you ahead of the game at work.</p> <h2>Top 5 Articles</h2> <p><a href="http://smartycents.com/articles/10-ways-to-repurpose-household-items/">10 Life-Changing Ways to Repurpose Household Items</a> &mdash; Before you toss out your worn, warped cookie sheets and baking pans, try hanging them up as magnet boards! [Smarty Cents]</p> <p><a href="http://ptmoney.com/debt-doesnt-have-to-be-forever/">Debt Doesn't Have to Be Forever &mdash; 6 Characteristics of Those Serious About Paying Off Debt</a> &mdash; If you're serious about paying off debt, be open to asking for help &mdash; from a budget coach, for example. [PT Money]</p> <p><a href="http://timemanagementninja.com/2015/01/8-tips-to-keep-you-one-step-ahead-of-your-work">8 Tips to Keep You One Step Ahead of Your Work</a> &mdash; Get a head start on your work by planning out your day before you even leave the house. [Time Management Ninja]</p> <p><a href="http://couponpal.com/blog/forget-about-snowpocalypse-7-warm-places-you-have-to-visit-in-2015">Forget About Snowpocalypse: 7 Warm Places You Have to Visit in 2015</a> &mdash; Take a drive down the highway the runs through the Florida Keys &mdash; or make a stop for swimming, sailing, and scuba diving! [CouponPal]</p> <p><a href="https://smartasset.com/personal-finance/top-5-money-saving-skills-acquire-2015">Top 5 Money-Saving Skills to Acquire in 2015</a> &mdash; Learn how to sew and care for your clothing. You'll save a small fortune in dry cleaning and alteration bills! [SmartAsset]</p> <h3>Other Essential Reading</h3> <p><a href="http://www.biblemoneymatters.com/how-to-run-a-successful-crowdfunding-campaign/">How to Run a Successful Crowdfunding Campaign</a> &mdash; When you're seeking funds via crowdfunding, you have to reach people on an emotional level; it can't be just about business. [Bible Money Matters]</p> <p><a href="http://www.popsugar.com/smart-living/Things-Do-New-City-36647439">Want to Truly Love Your New City? Start With These 14 Things!</a> &mdash; Keep an eye out for hole-in-the-wall treasures. Make a point to try out a tiny restaurant or step into a cozy antique store. [PopSugar Smart Living]</p> <p><a href="http://gradmoneymatters.com/money-making-ideas/how-to-stay-healthy-when-working-from-home.html">How to Stay Healthy When Working From Home</a> &mdash; Don't bring unhealthy snacks into the house. Stick with fruits and veggies for those between-meal munchies. [Grad Money Matters]</p> <p><a href="http://cashmoneylife.com/dow-jones-20000/">Five Reasons Why the Dow Will Probably Blow Past the 20,000 Mark in 2015</a> &mdash; Lower gas prices means consumers will have more money to spend on other products and services. [Cash Money Life]</p> <p><a href="http://parentingsquad.com/does-my-child-need-a-vitamin-supplement">Does My Child Need a Vitamin Supplement?</a> &mdash; The American Academy of Pediatrics says most kids can get the recommended amount of vitamins and minerals from diet alone. [Parenting Squad]</p> <a href="http://www.wisebread.com/best-money-tips-life-changing-ways-to-repurpose-household-items" class="sharethis-link" title="Best Money Tips: Life-Changing Ways to Repurpose Household Items" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-life-changing-ways-to-repurpose-household-items">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/20-new-things-you-can-make-with-old-denim-jeans">20 New Things You Can Make With Old Denim Jeans</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-common-kitchen-cast-offs-you-can-repurpose-into-cool-new-things">15 Common Kitchen Cast-Offs You Can Repurpose Into Cool New Things</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/25-things-to-do-with-reusable-water-bottles">25 Things to Do With Reusable Water Bottles</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/20-money-saving-ways-to-reuse-old-pantyhose">20 Money-Saving Ways to Reuse Old Pantyhose</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-really-easy-ways-to-unclog-drains">10 Really Easy Ways to Unclog Drains</a></span> </div> </li> </ul> </div> </div> </div> </div> DIY best money tips repurpose Thu, 29 Jan 2015 20:00:18 +0000 Amy Lu 1283851 at http://www.wisebread.com 12 Cooking Rules You Should Be Breaking http://www.wisebread.com/12-cooking-rules-you-should-be-breaking <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/12-cooking-rules-you-should-be-breaking" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://cdn.wisebread.com/files/fruganomics/imagecache/250w/blog-images/woman-cooking-wok-Dollarphotoclub_53234667.jpg" alt="woman cooking" title="woman cooking" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>In the world of cooking, breaking rules can lead to either a deliciously unique dish or a kitchen disaster. Sure, there are some rules you should always follow, like salting pasta water, using exact amounts of leavening, and food safety rules. But spending time in the kitchen can be more relaxed and fun if you break a few rules &mdash; just like in life.</p> <p>The following are 12 common cooking rules that you can feel free to break without risking an unfortunate outcome. So tap into your inner rebel and get cooking!</p> <h2>1. Let Ingredients Sit Out Before Baking</h2> <p>Okay, so bringing cold ingredients to room temperature is still a requirement. But leaving butter and eggs out all day on the counter isn't a must and, let's be honest, we forget to do it half the time, anyway. When you're ready to bake, set your eggs in warm (not hot) water and <a href="http://www.mybakingaddiction.com/how-to-bring-butter-and-eggs-to-room-temperature/">carefully microwave your butter</a>. In five minutes you'll have room temperature ingredients and be ready to bake deliciously fluffy cakes and tender cookies.</p> <h2>2. Rinse Chicken Before Cooking</h2> <p>Wrangling a chicken out of it's packaging and rinsing it without making a huge mess is quite a feat. Luckily, <a href="http://www.wisebread.com/food-safety-reminder-rinsing-the-bird-is-bad-for-your-health">it's totally unnecessary</a>. Worse, rinsing the bird risks spreading any troublesome germs all over your kitchen. Poultry producers give their chickens a wash before they go out the factory door, and any worrisome germs will be killed as long as you cook the chicken to temperature (165 degrees). Just pat the bird dry, apply seasoning and shove it in the oven. Don't forget to wash your hands and disinfect anything that came in touch with the raw chicken.</p> <h2>3. Use Lots of Water to Cook Pasta</h2> <p>Every dried pasta package will tell you the same thing: haul out your biggest pot, fill it up with what feels like a ridiculous amount of water, and wait for what feels like an hour for it to boil. It turns out that for smaller pastas you can get by with a <a href="http://www.seriouseats.com/2010/05/how-to-cook-pasta-salt-water-boiling-tips-the-food-lab.html">relatively small amount of water</a> and almost no boiling, saving time and energy in the process. Just boil your water, add the pasta, return to a boil, stir a few times to keep it from sticking, cover it and shut off the heat. You'll also have heartier pasta water that will help bind thin sauces.</p> <h2>4. Breakfast Is for Breakfast; Dinner Is for Dinner</h2> <p>Guess what? You're an adult and you can eat whatever you want whenever you want. If you're making the effort to cook yourself a meal, and you want breakfast for dinner, then have breakfast for dinner. An omelette, some potatoes, and fruit makes for a satisfying meal any time of day. And we all know how good a leftover slice of pizza can taste for breakfast. As long as you're eating a balanced diet, throw away the mealtime rule book. (See also: <a href="http://www.wisebread.com/25-breakfast-for-dinner-meals?ref=seealso">25 Breakfast for Dinner Meals</a>)</p> <h2>5. Mix Your Dry Ingredients and Wet Ingredients Separately</h2> <p>If you're making a souffle or a fluffy, fancy cake, by all means mix up your wet and dry ingredients separately. But if you're throwing together a batch of chocolate chip cookies or a banana bread, then skip this step. Simply put all of your dry ingredients into a bowl, mix them up to make sure the leavening is well distributed, add the wet ingredients and mix until combined. You'll have one less step and one less dirty bowl, and no noticeable difference in the finished product.</p> <h2>6. Don't Salt Your Beans Before Cooking</h2> <p>We've been told for years not to salt dried beans before or during cooking since it will slow down the cooking process. Turns out that's a bunch of hooey. Not only will <a href="http://www.thekitchn.com/think-salt-is-the-enemy-of-perfect-beans-think-again-196470">salting your beans</a> before and during cooking not affect the cooking time, it will add deeper flavor and end up requiring less salt to properly season.</p> <h2>7. Soak Your Beans Before Cooking</h2> <p>Speaking of bean myths, <a href="http://www.latimes.com/food/dailydish/la-dd-dont-soak-dried-beans-20140911-story.html#page=1">you don't need to soak them</a>, either. Many recipes recommend soaking dried beans overnight or &quot;quick soaking&quot; them by bringing the beans to a boil and letting them sit for an hour before cooking. Either method will decrease cooking time a bit, but require extra effort and planning. Many cooks think that not soaking beans will actually result in better flavor and texture. All you have to do is stick your beans, water, and seasoning in a pot and cook in the oven for a couple of hours, and you'll be rewarded with perfect beans.</p> <h2>8. Sift Your Dry Ingredients</h2> <p>Sifting your dry ingredients does two things: It makes your flour and other ingredients nice and fine, and evenly distributes ingredients. But you'll only notice the consistency element if you're making something texturally delicate, and you can ensure your ingredients are well dispersed by whisking them together. Cooking a light as a feather cake? Just sift it. A quick batch of brownies? Don't bother. One less step to worry about, and one less gadget to wash.</p> <h2>9. Don't Put Hot Food Straight Into the Fridge</h2> <p>Most of the time, when you have leftovers or make a dish ahead of time, you wait until the dish cools off before putting it away in the fridge, right? Stop it. According to the FDA, you can skip this step. Not only will it not harm your fridge, it will <a href="http://www.fda.gov/Food/ResourcesForYou/Consumers/ucm253954.htm">keep your food</a> from growing potentially harmful bacteria. If you're worried about affecting the temperature of other foods in the fridge or pushing your fridge over the edge, set the food in its pot or container in a bowl of ice water first to cool it down. Or store hot food in smaller, separate containers.</p> <h2>10. Truss Your Bird</h2> <p>We've long been told to truss our chickens and turkeys before cooking (trussing means to tie together the legs of the bird with string). This makes for a picture-perfect main dish, but is actually optional. Some chefs believe that trussing a bird <a href="http://www.finecooking.com/item/35425/roasting-a-perfect-turkey">keeps the dark meat from cooking properly</a> and dries out the breast. If you're short on string and plan to carve your finished chicken or turkey for serving, then throw your bird in the oven and don't sweat it.</p> <h2>11. Use the Exact Milk Called for in the Recipe</h2> <p>Some recipes call for specific types of milk you may not keep around at home: buttermilk, low-fat, whole. This can prove annoying when you've already got a gallon of milk to use in the fridge that simply isn't the right fat percentage. Never fear, it usually doesn't matter. If you're making cookies or a cake, swapping low fat milk for whole milk or vice versa won't usually produce a noticeable result. For buttermilk, just take a few minutes to <a href="http://joythebaker.com/2013/11/baking-101-the-best-buttermilk-substitutes/">make your own</a> and you're on your way. Note that for milk-heavy recipes like puddings you'll want to follow the recipe as written.</p> <h2>12. Follow the Recipe Exactly</h2> <p>If you're a new cook or just a finicky one, it can be hard to deviate from the recipe without knowing what the results will be. But one of the <a href="http://www.npr.org/2010/12/16/132080094/maya-angelous-cooking-advice-ignore-the-rules">joys of cooking</a> is experimentation &mdash; this means unique successes and real failures, and no matter what, it means stimulating experiences that you learn from. The more you experiment, the better you will get, and the less you'll see a recipe as a set of strict rules and more as a starting point. So throw caution to the wind and fire up the stove! You'll be glad you did.</p> <p><em>What cooking rules do you break?</em></p> <a href="http://www.wisebread.com/12-cooking-rules-you-should-be-breaking" class="sharethis-link" title="12 Cooking Rules You Should Be Breaking" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/laurel-randolph">Laurel Randolph</a> of <a href="http://www.wisebread.com/12-cooking-rules-you-should-be-breaking">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-perfectly-respectable-uses-for-instant-mashed-potatoes">5 Perfectly Respectable Uses for Instant Mashed Potatoes</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/frugal-gluten-free-living-flour-tortillas-that-taste-great">Frugal Gluten-Free Living: Flour Tortillas that Taste Great!</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/kick-ass-alternatives-to-canned-cranberry-sauce">Kick-Ass Alternatives to Canned Cranberry Sauce</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-easy-recipes-perfect-for-the-traveling-chef">5 Easy Recipes Perfect for the Traveling Chef</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/edible-flowers-make-cheap-food-beautiful-again">Edible Flowers Make Cheap Food Beautiful Again</a></span> </div> </li> </ul> </div> </div> </div> </div> Food and Drink Cooking cooking rules food myths kitchen rules recipes Thu, 29 Jan 2015 18:00:08 +0000 Laurel Randolph 1283627 at http://www.wisebread.com 10 Fun Hobbies You Can Take Up for Free http://www.wisebread.com/10-fun-hobbies-you-can-take-up-for-free <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/10-fun-hobbies-you-can-take-up-for-free" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://cdn.wisebread.com/files/fruganomics/imagecache/250w/blog-images/woman-playing-guitar-Dollarphotoclub_72599089_0.jpg" alt="woman playing guitar" title="woman playing guitar" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>In the new year, many of us choose to take up new hobbies to fill our free time and extend our skills. I recently looked into taking a pottery class, for example, but the $600 price tag sent me scrambling elsewhere to find some less expensive fun. Sure, a good number of fulfilling activities cost a pretty penny, but there are plenty of others you can start for free.</p> <h2>1. Exercise</h2> <p>Forget gym memberships. All you need for a great workout is yourself (and maybe a pair of shoes). You can walk or jog around your neighborhood. The web has a wealth of <a href="http://www.wisebread.com/7-online-workout-videos-for-free-or-cheap">free workouts</a> you can perform in your living room. Also investigate the gyms and fitness clubs around you to see if they run free weeks or classes you can try before you buy.</p> <h2>2. Read</h2> <p>All you need to become a frugal bookworm is a card to your local library. Even if your local stacks don't hold all the books you want to read, you can usually request to get most anything you want through interlibrary loans. So, sign up for <a href="https://www.goodreads.com">Goodreads</a>, research some books in whatever genre appeals to you, make a list, and slip into your reading glasses.</p> <h2>3. Write</h2> <p>If you'd rather write than read, look around the web for different <a href="https://dailypost.wordpress.com/dp_writing_challenge/">writing challenges</a> that &quot;push your boundaries&quot; and allow you to explore different topics and styles. You might also start a blog to share your words with the world (or keep it private, or for friends-only). Many regions also have writers' groups that allow you to meet up with like-minded people and get feedback on your work. Check your library, bookstore, or community calendar for details.</p> <h2>4. Play an Instrument</h2> <p>Venture into your attic and find your trumpet from high school marching band. Stop singing only in the confines of your car. There are a number of community groups &mdash; bands, orchestras, choruses, and other ensembles &mdash; that allow you to re-learn your instrument and perform in concerts. I was a member of a local philharmonic for years, and I loved having an excuse to play my violin after a 10-year hiatus.</p> <h2>5. Act</h2> <p>The same goes with community theater. Audition for lead roles or hang out with the extras in the chorus. Whatever part you play, acting allows you to meet new people, explore your creative side, and just have a lot of fun. You don't even need experience! Just search &quot;community theater&quot; and the name of the city where you live to find groups near you.</p> <h2>6. Learn a Language</h2> <p>Have you ever wanted to speak another language? I mean, beyond those few years of Italian you were required to take to graduate college? I sure have. A few years ago I taught myself French using an app and some <a href="http://livemocha.com">free online resources</a>, and I was surprised how much fun it was (and useful, too!).</p> <h2>7. Listen to Podcast</h2> <p>Move over, TV and books, I've become seriously obsessed with podcasts since Sarah Koenig's <a href="http://serialpodcast.org">Serial</a> came out. Now I've moved on to This American Life and other free radio programs and podcasts I can stream or download. I love how these programs teach me things about myself and the world around me. I can listen to them while I lay in bed or go for a jog and change subjects to suit my mood.</p> <h2>8. Volunteer</h2> <p>Doing good feels good and is certainly a thoughtful hobby to take up and enjoy. You can serve food at your local soup kitchen, help build houses, or visit the elderly. The need is great and the opportunities are endless. To find volunteering gigs near you, try sites like <a href="http://www.volunteermatch.org">VolunteerMatch</a> that sort by location and interest.</p> <h2>9. Explore</h2> <p>Take a hike &mdash; literally. Pack yourself a lunch and head out on a local trail. A friend of mine in the Adirondacks tries to reach the summit of a new mountain every couple weeks. You can also try <a href="http://www.geocaching.com/guide/">geocaching</a>, which allows you to hunt for different objects or locations using GPS coordinates.</p> <h2>10. Begin Again</h2> <p>Then there are those hobbies of years past &mdash; you have all the stuff sitting in a box somewhere. For me, it's knitting. I have countless skeins of yarn and a few different sizes of needles, assorted books, and other supplies. All I need to do is use what I have and pick up where I left off. For you, this might mean dusting off a chess set, unearthing oil paints, or rolling out that old yoga mat.</p> <p><em>Do you pursue and free or frugal hobbies? What do you do?</em></p> <a href="http://www.wisebread.com/10-fun-hobbies-you-can-take-up-for-free" class="sharethis-link" title="10 Fun Hobbies You Can Take Up for Free" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-marcin">Ashley Marcin</a> of <a href="http://www.wisebread.com/10-fun-hobbies-you-can-take-up-for-free">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-6"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-35-best-ways-to-spend-your-free-time-frugally">The 35 Best Ways to Spend Your Free Time (Frugally)</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-old-school-things-that-make-summer-summer">10 Old-School Things That Make Summer SUMMER!</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/kill-boredom-with-these-34-fun-and-productive-projects">Kill Boredom With These 34 Fun and Productive Projects</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/make-your-hobby-pay-its-way">Make Your Hobby Pay Its Way</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/metal-detecting-for-beginners-patience-and-profit">Metal Detecting for Beginners: Patience and Profit</a></span> </div> </li> </ul> </div> </div> </div> </div> Lifestyle cheap fun entertainment free fun hobbies pastimes Thu, 29 Jan 2015 16:00:14 +0000 Ashley Marcin 1283628 at http://www.wisebread.com Best Money Tips: Cut Your Restaurant Spending in Half http://www.wisebread.com/best-money-tips-cut-your-restaurant-spending-in-half <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-cut-your-restaurant-spending-in-half" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://cdn.wisebread.com/files/fruganomics/imagecache/250w/blog-images/woman-ordering-waitress-cafe-Dollarphotoclub_62019429.jpg" alt="woman ordering waitress" title="woman ordering waitress" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on how to cut your restaurant spending in half, ways to save on gym memberships, and jobs that allow you to travel.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.thecentsiblelife.com/2015/01/25-tips-to-slash-your-restaurant-spending-in-half">25 Tips to Slash Your Restaurant Spending in Half</a> &mdash; Ask for a to-go box at the beginning of your meal and set aside half your meal for the next lunch or dinner. [The Centsible Life]</p> <p><a href="http://blog.phroogal.com/7-ways-save-gym-membership/">7 Ways to Save on Gym Membership</a> &mdash; Timing is important! Go in later in the month, when quotas need to be met; the membership salesmen may be more flexible when it comes to fees and discounts. [Phroogal Blog]</p> <p><a href="http://www.popsugar.com/smart-living/Jobs-Require-Travel-3204508">13 Jobs to Satisfy Your Wanderlust</a> &mdash; Recruiters spend a lot of time on the road as they travel to campuses across the country, looking for new talents for their company or athletic team. [PopSugar Smart Living]</p> <p><a href="http://www.marcandangel.com/2015/01/21/8-toxic-beliefs-most-people-think-are-normal/">8 Toxic Beliefs Most People Think Are Normal</a> &mdash; Don't hang on to the idea that there's a perfect something for you &mdash; perfection does not exist. Accept the imperfections in your life and it may just evolve into something better than you expected. [Marc and Angel Hack Life]</p> <p><a href="http://blog.allstate.com/6-affordable-ways-update-improve-car/">6 Affordable Ways to Update and Improve Your Car</a> &mdash; Hide the wear and tear on your car by using touch-up paint on shallow scratches. [The Allstate Blog]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.fool.com/investing/general/2015/01/21/4-simple-tips-for-investing-better.aspx">4 Simple Tips for Investing Better</a> &mdash; Learning is the best investment. You achieve success by continuously learning and improving yourself &mdash; and the best way to do it is by reading. [The Motley Fool]</p> <p><a href="http://www.savingadvice.com/articles/2015/01/21/1032325_25-worst-passwords-2014.html">25 Worst Passwords That Leave You Open to Being Hacked and Identity Theft</a> &mdash; Unsurprisingly, &quot;123456&quot; tops the list of worst passwords of 2014. For a better password, use letters, numbers, and symbols; avoid common keyboard patterns, common words, and publicly available info like your address or phone number. [SavingAdvice]</p> <p><a href="http://wealthyturtle.com/how-to-avoid-feeling-isolated-and-lonely-when-working-from-home/">How to Avoid Feeling Isolated and Lonely When Working From Home</a> &mdash; Who says you have to work from home all the time? Change up the scene and work from a coffee shop once or twice a week. [Wealthy Turtle]</p> <p><a href="http://www.consumerismcommentary.com/positive-posse/">How Your Positive Posse Is Destroying You</a> &mdash; If you only surround yourself with &quot;yes-men&quot;, you'll never get the constructive criticism you need for change and growth. [Consumerism Commentary]</p> <p><a href="http://parentingsquad.com/5-superbowl-games-for-kids">5 Superbowl Games for Kids</a> &mdash; Have fun playing Quarterback Says, a variation of the classic game Simon Says. [Parenting Squad]</p> <a href="http://www.wisebread.com/best-money-tips-cut-your-restaurant-spending-in-half" class="sharethis-link" title="Best Money Tips: Cut Your Restaurant Spending in Half" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-cut-your-restaurant-spending-in-half">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-7"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-credit-cards-for-dining-out">The 5 Best Credit Cards for Dining Out</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/what-you-dont-know-about-sushi">What You Don&#039;t Know About Sushi</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-secrets-restaurants-dont-want-you-to-know">6 Secrets Restaurants Don&#039;t Want You to Know</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-ways-to-shop-for-food-cheaply-without-a-tedious-grocery-list">Grocery Shopping for the Cheap and Lazy</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/40-restaurants-that-offer-senior-discounts">40 Restaurants That Offer Senior Discounts</a></span> </div> </li> </ul> </div> </div> </div> </div> Food and Drink best money tips dining out Wed, 28 Jan 2015 20:00:10 +0000 Amy Lu 1283849 at http://www.wisebread.com The 8 Worst and Best Airport Buys http://www.wisebread.com/the-8-worst-and-best-airport-buys <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-8-worst-and-best-airport-buys" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://cdn.wisebread.com/files/fruganomics/imagecache/250w/blog-images/businesswoman-duty-free-airport-shopping-Dollarphotoclub_65500505_2.jpg" alt="businesswoman airport shopping" title="businesswoman airport shopping" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>Your defenses are down when you enter the airport. You've got money to burn, time to waste, and you're in a state of euphoria because you'll be on a tropical beach in less than five hours. But, beware, ye of many impulses: Airport buys can make you broke if you're not careful. (See also: <a href="http://www.wisebread.com/25-secrets-from-the-worlds-most-frugal-frequent-travelers?ref=seealso">25 Secrets From the World's Most Frugal Frequent Travelers</a>)</p> <p>So here's a list of what to watch out for at the airport (hint: most things), along with a couple items that are okay to dive into.</p> <h2>Worst Airport Buys</h2> <p>Plan ahead and you can avoid most of these pricey concourse purchases.</p> <h3>1. Personal Snacks and Drinks</h3> <p>David Bakke, travel expert at <a href="http://www.moneycrashers.com">Money Crashers</a>, implores you to avoid bottled water at all costs when you're at the airport. &quot;You'll pay about triple the price that you do in a grocery store.&quot;</p> <p>While you should avoid bottled water altogether &mdash; it's bad for the environment and tap water is free, ya know &mdash; I understand that sometimes you need it. To avoid this impulse buy, add a water bottle to your packing list and keep it in your carry-on so you can fill it from the fountain when you're past security. If you forget your water bottle, remember this tip from Aaron Deutsch, founder of <a href="http://www.tellthem.co">TellThem.co</a>.</p> <p>&quot;If you need a bottle of water at the airport, my tip is to buy it from McDonald's, not the news shops&quot; he says. &quot;McDonald's typically charges $1.50 to $2 while the news stores charge $2.50 to 3.50. Small savings but nice!&quot;</p> <p>&quot;Healthy food is hard to find at the airport, and usually I bring what I need for the kids,&quot; adds Sandra Magura, author of the children's book <em>HippoDuck &mdash; Trouble at the Airport</em>. &quot;But on those unexpected delayed flights sometimes you run short. When I did, I was forced to get something from one of the convenience stores. I ended up buying a granola bar for my two-year-old. He loves them and so do I. What I don't love is the $4 price tag that went along with it. I can buy a box of six at Walmart for $2. They got me that time, but I will be sure to pack extras on the next trip.&quot;</p> <h3>2. Wi-Fi</h3> <p>Airports are increasingly jumping on the free Wi-Fi bandwagon or offering personal tablets for free use when you're in the terminal, but there are still hubs that require you to pay for Internet service if you want to get online while you're at the terminal. Most of us can use our phone networks to do what we need to do, but if you need more capability or a bigger screen that can only operate with Wi-Fi, do some detective work before purchasing.</p> <p>Bakke offers a great hack. &quot;If you need to access the Internet, see if the airport has a Starbucks &mdash; where it's free &mdash; rather than paying for Wi-Fi,&quot; he says.</p> <p>Starbucks might not be the only place that offers free Wi-Fi, by the way. Pop into a few bars and restaurants to see if they offer it, if there are no Starbucks in the vicinity.</p> <h3>3. Headphones</h3> <p>Bakke warns to avoid headphones and other electronics from those newfangled vending machines that are popping up at airports. You've probably seen the Best Buy-branded models if you've traveled recently.</p> <p>&quot;I recently looked at these [headphones] with my son during a recent trip; he claimed he absolutely had to have them,&quot; Bakke recalls. &quot;I made a bet with him that I could find them for half of what the machine was charging. Sure enough, we checked Amazon and found them for about that much cheaper.&quot;</p> <p>You also can ask your airline's attendants if the flight offers headphones. Instead of buying a $200 pair of Beats just because they're pretty and you're on vacation and you think you deserve it, step back, take a breath, and find out if there are pairs for available on your flight, which usually only cost about $2.</p> <p>&quot;There is no reason that a set of headphones cannot have a permanent home in the side pocket of your carry on bag,&quot; adds John Z. Wetmore, producer for <a href="http://www.pedestrians.org/">Perils for Pedestrians</a> television. &quot;It takes very little planning to avoid overpriced last-minute purchases. Packing checklists are your friend if you have a tendency to leave things at home when you pack at the last minute.&quot;</p> <h3>4. Neck Pillows</h3> <p>You want to guess how many neck pillows are in my closet? Three! It seems like my husband buys a new pillow every time he flies, and those three aren't even counting the ones he's lost over the years. That's <em>hundreds</em> of dollars worth of <em>neck pillows</em>.</p> <p>I've never purchased a neck pillow in my life; it's always seemed like a huge waste of money to look so silly on an airplane to me. Instead, I bring my own travel-worn bed pillow from home (it's flat, so it's easy to travel with), or I ask for a blanket/pillow on the flight so I can cuddle up on the window or rest my head on the tray table. Much better than sleeping straight up with an inner tube around your neck, in my opinion.</p> <h3>5. Currency Exchange</h3> <p>The last time I traveled someplace where I needed to exchange currency, the dollar was worth half what it was at home &mdash; and that didn't include the fees that the service charged. That's a tough blow to take when you've saved for so long for something.</p> <p>DailyMail.com says, &quot;With so much else to sort out before you go away, it's tempting simply to purchase your foreign currency at the last minute in the airport departure lounge. But doing that means you'll pay significantly more than you need to, as airport bureaux de change offer some of the worst possible deals to walk-up customers.</p> <p>&quot;The alternatives? Pre-order currency. Earlier this week, buying &euro;500 on the spot at a Gatwick Moneycorp bureau would have cost you &pound;440.88. Had you ordered the &euro;500 online on <a href="http://www.moneycorp.com/">www.moneycorp.com</a> to pick up at the airport, the cost would have been &pound;404.17.&quot;</p> <p>This is obviously an example from Europe, but you can apply the same principles in the United States when you're preparing for travel abroad.</p> <h3>6. Parking</h3> <p>Sometimes you have no other choice but to drive yourself to the airport and park. And you'll pay dearly for it. If you can help it, ask a friend or family member to give you a ride &mdash; slip 'em some cash for helping you save some &mdash; or use public transportation where available and convenient.</p> <h2>Best Airport Buys</h2> <p>Okay, not everything at the airport is a total ripoff.</p> <h3>1. Local Food/Beverage Souvenir Items</h3> <p>I'm not much for tangible souvenirs &mdash; just one more piece of junk I have to put out at the yard sale next year &mdash; so I prefer to preserve my trips' memories with photos that I can frame and local food items that I can consume when I'm home. For instance, I've purchased beignet dry mix from New Orleans and BBQ sauce from Memphis that bring back fond memories of each trip when I use them.</p> <p>Liz Dahl, founder of <a href="http://boomertravelpatrol.com/">Boomer Travel Patrol</a>, agrees that this is a best practice, especially on liquids.</p> <p>&quot;For me, the best buys are local products from the city the airport is located, especially the liquid items,&quot; she says. &quot;This is the place to buy those souvenirs, because you can take them on the plane with you at that point.&quot;</p> <p>The latter is a good point to remember if you're only traveling with a carry-on bag. You won't be happy if you have to give up a liquid item because you overlooked the rules while you were shopping.</p> <h3>2. Duty Free</h3> <p>If you're in the market for cigarettes or alcohol, you can score great deals at the duty-free shops. All other items, especially electronics and beauty products, aren't a very wise purchase as you usually can find them cheaper at home or online.</p> <p>Consider, however, that you're allowed to bring mini bottles of liquor onto your flight. That's right &mdash; according to <a href="http://blog.tsa.gov/2014/01/tsa-travel-tips-tuesday-traveling-with.html">The TSA Blog</a>, &quot;Travelers may carry as many 3.4 ounce bottles of liquid (mini bottles of liquor are 1.7 ounces) that fit comfortably in one, quart sized, clear plastic, zip-top bag. Comfortable means that the bag will seal without busting at the seams. One bag is permitted per passenger.&quot;</p> <p>That's pretty much an invitation to load up on the mini bottles at the duty-free shop.</p> <p>Of course, there's this stipulation: <a href="http://www.ecfr.gov/cgi-bin/text-idx?c=ecfr&amp;SID=03efb7c1b34301bf39ff6d98084cdd45&amp;rgn=div8&amp;view=text&amp;node=14:3.0.1.1.11.2.3.37&amp;idno=14">FAA regulations</a> state that &quot;No person may drink any alcoholic beverage aboard an aircraft unless the certificate holder operating the aircraft has served that beverage.&quot;</p> <p>But if you're savvy, you'll figure out how to make it work.</p> <p><em>Do you have other suggestions for best/worse airport buys? Let me know in the comments below.</em></p> <a href="http://www.wisebread.com/the-8-worst-and-best-airport-buys" class="sharethis-link" title="The 8 Worst and Best Airport Buys" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/the-8-worst-and-best-airport-buys">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-8"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/23-airport-hacks-to-remember-before-your-next-flight">23 Airport Hacks to Remember Before Your Next Flight</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-ways-carry-on-luggage-can-save-you-time-and-money">5 Ways Carry-On Luggage Can Save You Time and Money</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-secret-flight-search-site-savvy-travelers-use">The Secret Flight Search Site Savvy Travelers Use</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-hidden-comforts-to-consider-when-choosing-an-airline">5 Hidden Comforts to Consider When Choosing an Airline</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/wise-bread-reloaded-the-surprisingly-easy-way-to-defend-your-knees-and-other-air-travel-tips">Wise Bread Reloaded: The Surprisingly Easy Way to Defend Your Knees and Other Air Travel Tips</a></span> </div> </li> </ul> </div> </div> </div> </div> Shopping Travel air travel airport flying Wed, 28 Jan 2015 18:00:11 +0000 Mikey Rox 1283485 at http://www.wisebread.com 10 Homemade Baking Mixes That Save Money and Time http://www.wisebread.com/10-homemade-baking-mixes-that-save-money-and-time <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/10-homemade-baking-mixes-that-save-money-and-time" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://cdn.wisebread.com/files/fruganomics/imagecache/250w/blog-images/mother-daughter-home-baking-Dollarphotoclub_76084109.jpg" alt="mother daughter baking" title="mother daughter baking" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>I used to bake from scratch quite frequently. You really can't beat a batch of homemade brownies or a loaf of crusty bread, am I right? However, as my life has morphed and changed, my time in the kitchen has dwindled. I eventually found myself relying more heavily on boxed mixes to get by. After a while, I decided to start making my own to save money and banish the questionable ingredients.</p> <p>Here are some mixes I've made for my kitchen that you should consider stocking in yours.</p> <h2>1. All Purpose Mix</h2> <p>My mom always had a box of Bisquick on hand for making biscuits, waffles, and all sorts of baked goods. Try this <a href="http://www.kitchennostalgia.com/canning_and_preserving/homemade_bisquick_mix_recipe.html">All Purpose Baking Mix</a> to fill that gap the homemade way. The magic is in the shortening, which you'll pulse into the flour and other ingredients until the mix resembles fine crumbs.</p> <h2>2. Gluten-Free Mix</h2> <p>If you're sensitive to gluten, try this <a href="http://alittleinsanity.com/all-purpose-gluten-free-flour-mix-recipe/">Gluten-Free Flour Mix</a> that works for breads, muffins, cookies, etc. Comparable store bought mixes are around $8 per four cups. This one costs just $12 for a whopping 18 cups of flour. Now that's some major savings!</p> <h2>3. Pancake Mix</h2> <p>I keep a container of <a href="http://www.neverhomemaker.com/2010/04/planning-ahead-homemade-pancake-mix.html">DIY Pancake Mix</a> on hand for busy weekends when I want something substantial to put on the table at breakfast. And creating it couldn't be easier! Tip: I like using wheat pastry flour to make my pancakes fluffy and light.</p> <h2>4. Brownie Mix</h2> <p>Here's <a href="http://www.pbs.org/parents/kitchenexplorers/2011/09/15/diy-brownie-mix/">Homemade Brownie Mix</a> without all the extra ingredients. Sift together flour, sugar, cocoa powder, baking soda, salt, and even mini chocolate chips. When you're ready to bake, you'll add &frac12; cup hot water, ⅓ cup oil, 2 eggs, and 2 teaspoons vanilla extract.</p> <h2>5. Cake Mix</h2> <p>This basic <a href="http://www.foodnetwork.com/recipes/food-network-kitchens/homemade-yellow-cake-mix.html">Yellow Cake Mix</a> would work wonderfully for birthday cakes or weekday cupcakes. They key ingredient is nonfat dry milk, which gives the whole cake a fuller flavor. Add in the oil, eggs, and vanilla extract when you need a treat on the hurry.</p> <h2>6. Bread Maker Mix</h2> <p>As if baking loaves inside a machine couldn't be easier, now you can make your own <a href="http://www.budget101.com/content.php/419-bread-machine-mix">Bread Mix</a>. Be sure to use bread flour because it contains more gluten, giving the final result the right texture you're after.</p> <h2>7. Cornbread Mix</h2> <p>For quick <a href="http://realhousemoms.com/homemade-cornbread-mix/">Cornbread</a>, combine flour, cornmeal, sugar, baking soda, and salt in a bowl and mix well. When it's time to bake, add butter, egg, milk, and honey and maple syrup for a touch of sweetness.</p> <h2>8. Chocolate Chip Cookie Mix</h2> <p>Skip those store-bought tubes of dough and whip up your own <a href="http://www.fivehearthome.com/2013/09/02/homemade-chocolate-chip-cookie-mix-for-fresh-chewy-cookies-in-a-flash/">Chocolate Chip Cookie Mix</a> from scratch. I make cookies all the time, so I can see this one being a huge time-saver for me. The cookie recipe says to use four cups of mix, but I'd split the recipe in half for a smaller batch.</p> <h2>9. Muffin Mix</h2> <p>You can take this <a href="http://www.tasteofhome.com/recipes/homemade-muffin-mix">Muffin Mix</a> to the sweet or savory, depending on your needs. What's inside is just flour, sugar, shortening, baking powder, and salt. This recipe will get you a heaping four batches, and I can't wait to try the cheesy cheddar variation.</p> <h2>10. Tortilla Mix</h2> <p>My husband and I eat more tortillas than I'm comfortable sharing. So, we decided this year that we'd like to make our own. This <a href="http://heart-hands-home.blogspot.com/2011/08/tortilla-mix.html">DIY Tortilla Mix</a> produces delicious wraps at a fraction of the price you'd pay for them at the store. Just combine mix with warm water and knead before cooking atop your stove.</p> <h2>Baking Mix Tips</h2> <ul> <li>Store all baking mixes in airtight containers. Gallon zip bags work well and allow you to write contents directly on whatever you're storing (use permanent markers so nothing wipes off). Otherwise use clean plastic or glass containers.<br /> &nbsp;</li> <li>Always label whatever mix you've made along with any notes on quantity, allergy information, and &mdash; of course &mdash; the date. If you aren't using zip bags, write this info on an index card and staple or tape to your mix if you need more space.<br /> &nbsp;</li> <li>Furthermore, include clear notes for whatever wet ingredients you must add to the mix to make the finished product. Write out specific bake times and any other special instructions (especially if a mix works for several purposes) whenever necessary.</li> </ul> <p><em>Do you use pre-mixed homemade baking mixes?</em></p> <a href="http://www.wisebread.com/10-homemade-baking-mixes-that-save-money-and-time" class="sharethis-link" title="10 Homemade Baking Mixes That Save Money and Time" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-marcin">Ashley Marcin</a> of <a href="http://www.wisebread.com/10-homemade-baking-mixes-that-save-money-and-time">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-9"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/dump-cake-and-other-sweet-easy-treats">Dump Cake and Other Sweet, Easy Treats</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/another-36-uses-for-tin-foil">Another 36 Uses for Tin Foil</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-foods-scientifically-proven-to-make-you-smarter">7 Foods Scientifically Proven to Make You Smarter</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-really-easy-ways-to-unclog-drains">10 Really Easy Ways to Unclog Drains</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/14-effective-grease-and-oil-stain-removal-tips">14 Effective Grease and Oil Stain Removal Tips</a></span> </div> </li> </ul> </div> </div> </div> </div> Food and Drink General Tips Home baking baking mix batter bulk cooking cookies pancakes premix Wed, 28 Jan 2015 16:00:10 +0000 Ashley Marcin 1283487 at http://www.wisebread.com Best Money Tips: Products With the Highest Markups http://www.wisebread.com/best-money-tips-products-with-the-highest-markups <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-products-with-the-highest-markups" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://cdn.wisebread.com/files/fruganomics/imagecache/250w/blog-images/coffee-cup-art-Dollarphotoclub_76117759.jpg" alt="coffee cup" title="coffee cup" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on the products with the highest price markups, ways to use baby shampoo outside the tub, and easy ways to save on airfare.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.moneycrashers.com/products-highest-price-markups-avoid/">8 Products With the Highest Price Markups &mdash; How to Avoid Them</a> &mdash; Coffee shop coffee is marked up tremendously. A cheaper alternative is to brew your own coffee and buy syrups and add-ins for the coffee shop flavor. [Money Crashers]</p> <p><a href="http://www.popsugar.com/smart-living/Uses-Baby-Shampoo-35725177">19 Ways to Make Use of Baby Shampoo Outside of the Bathtub</a> &mdash; If you accidentally shrank a sweater, you can use baby shampoo to bring it back to its proper size! [PopSugar Smart Living]</p> <p><a href="http://www.creditsesame.com/blog/ways-to-save-money-airfare/">7 Easy Ways to Save Money on Airfare</a> &mdash; Research any other fees and taxes that you may need to pay. A ticket may seem to be a great deal until you factor in the other costs. [Credit Sesame]</p> <p><a href="http://www.moneyunder30.com/get-well-fast-what-to-do-when-you-cant-afford-to-be-sick">Get Well Fast: What to Do When You Can't Afford to Be Sick</a> &mdash; Don't try to wait out your sickness &mdash; seek medical care ASAP to diagnose and treat what ails you. [Money Under 30]</p> <p><a href="http://www.kiplinger.com/article/saving/T027-C001-S003-more-answers-hsa-health-savings-account-questions.html">What You Must Know About Contributing to a Health Savings Account in 2015</a> &mdash; It's a better idea to contribute to your HSA via payroll deduction than to make a lump sum contribution at the beginning of the year. [Kiplinger]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.bargaineering.com/articles/start-saving-summer-vacations.html">Start Saving and Planning Now for Summer Vacays</a> &mdash; A number of banks and credit unions offer savings accounts designed specifically for holding summer vacation funds. [Bargaineering]</p> <p><a href="http://moneysmartlife.com/alternatives-to-raiding-your-retirement-savings-early/">Five Alternatives to Raiding Your Retirement Savings Early</a> &mdash; Before you tap your retirement savings, consider ways to slash your expenses radically. Can you downsize your home? Sell a car? [Money Smart Life]</p> <p><a href="http://moneyning.com/motivation/5-tips-for-saving-money-when-you-have-low-income/">5 Tips for Saving Money When You Have Low Income</a> &mdash; Tackle any high-interest debt first, then find ways to cut down your biggest expenses. [MoneyNing]</p> <p><a href="http://www.wakeupcloud.com/happiness-experiment/">The Lost Art of Experimenting Your Way to Happiness</a> &mdash; Stop looking outside of yourself to find the things that are supposed to make you happy. Instead, trust your inner GPS to guide you to your own happiness. [Wake Up Cloud]</p> <p><a href="http://parentingsquad.com/a-word-of-caution-about-posting-child-pictures-on-facebook">A Word of Caution About Posting Child Pictures on Facebook</a> &mdash; It isn't enough to lock down the privacy settings on your own Facebook page. Make sure your friends and family know your limits for sharing pictures of your kids. [Parenting Squad]</p> <a href="http://www.wisebread.com/best-money-tips-products-with-the-highest-markups" class="sharethis-link" title="Best Money Tips: Products With the Highest Markups" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-products-with-the-highest-markups">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-10"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/cheat-sheet-retail-markup-on-common-items">Cheat Sheet: Retail Markup on Common Items</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-things-you-should-buy-at-costco">15 Things You Should Buy at Costco</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-8-worst-and-best-airport-buys">The 8 Worst and Best Airport Buys</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-foods-nutritionists-say-you-should-splurge-on">12 Foods Nutritionists Say You Should Splurge On</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-things-you-should-never-buy-at-the-dollar-store-and-10-you-should">10 Things You Should Never Buy at the Dollar Store (and 10 You Should)</a></span> </div> </li> </ul> </div> </div> </div> </div> Shopping best money tips markups Tue, 27 Jan 2015 20:00:22 +0000 Amy Lu 1283629 at http://www.wisebread.com 10 Cool Uses for a Slow Cooker http://www.wisebread.com/10-cool-uses-for-a-slow-cooker <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/10-cool-uses-for-a-slow-cooker" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://cdn.wisebread.com/files/fruganomics/imagecache/250w/blog-images/slow-cooker-Dollarphotoclub_23773807.jpg" alt="slow cooker" title="slow cooker" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>I love my slow cooker, and I use it to make tons of delicious breakfasts, lunches, and dinners. But did you know you can also make crafts and other non-food items in the pot? It's true! (See also: <a href="http://www.wisebread.com/12-delicious-slow-cooker-breakfast-ideas-for-lazy-cooks?ref=seealso">12 Delicious Slow Cooker Breakfasts For Lazy Cooks</a>)</p> <p>Check out these 10 projects that will turn your world upside-down and give you some new skills to boast.</p> <h2>1. Candles</h2> <p>Need to make a gift for a friend? Try <a href="https://snapguide.com/guides/make-candles-with-a-crock-pot/">Crock Pot Candles</a>. Set your pot to the warm setting and fill some small glass containers with soy wax flakes. Place the containers in your pot and then pour in some boiling water around them. Cover and cook for two hours, until fully melted. Stir in coloring and carefully remove before placing in the wicks and adding any scented oils.</p> <h2>2. Play Dough</h2> <p>My daughter loves <a href="http://crockpot365.blogspot.com/2008/04/crockpot-play-dough-recipe.html">Slow Cooker Play Dough</a>. We can make it together and color it however she wants. Better yet, if you have allergies, you can use either rice or all-purpose flour. The rest is corn starch, water, cream of tartar, and some cooking oil. Warm it up in the pot, mix, and knead with food coloring.</p> <h2>3. Lotion Bars</h2> <p>I've made <a href="https://ourlittlefamilyadventure.wordpress.com/2012/10/22/organic-lotion-bars-made-simple-with-a-crock-pot/">Lotion Bars</a> on the stovetop before, but I love this idea to make them in a crock pot. You'll toss together a mixture of shea butter, coconut oil, beeswax, and vitamin E. Cook everything for one hour until fully melted, add essential oils, then pour into molds. (Note: You can use <a href="http://www.google.com/url?q=http%3A%2F%2Fwww.amazon.com%2FReynolds-Metals-00504-Cooker-Liners%2Fdp%2FB00578EKRY%2Fref%3Dsr_1_1%3Fie%3DUTF8%26qid%3D1420425563%26sr%3D8-1%26keywords%3Dcrock%2Bpot%2Bliner&amp;sa=D&amp;sntz=1&amp;usg=AFQjCNGEUJ33VoWItRk1OnESa1F5Rjpdcg">inexpensive liners</a> to keep the mess to a minimum.)</p> <h2>4. Lip Balm</h2> <p>The same method applies for this <a href="http://blog.diynetwork.com/maderemade/how-to/diy-beeswax-lip-balm/">DIY Lip Balm</a>. Melt beeswax before tossing in coconut and almond oils. Mix well. Then drop in some essential oils (flavor oils work best) before pouring into molds to set.</p> <h2>5. Soap</h2> <p>Make your own <a href="http://www.diynatural.com/crock-pot-soap/">Slow Cooker Soap</a>! All you need is water, lye, and a mix of different oils. After dissolving lye in a separate container, you'll pour your oils in the pot. When they're hot, add in the lye and stir for 5 minutes before letting cook for 20 minutes. You'll turn the heat off and stir in more water before smoothing out, adding mix-ins, and eventually pouring into molds to set.</p> <h2>6. Foot Bath</h2> <p>I definitely had to look twice at this <a href="http://crockpot365.blogspot.com/2008/08/crockpot-as-foot-bath.html">Crock Pot Foot Bath</a>. Believe it. This soothing soak will work best if you have a larger pot, of course. No real special formula &mdash; the author just put in water and bubble bath &mdash; but I suggest using a couple tablespoons of epsom salts for good measure. (Just make sure not to do this in a borrowed pot!)</p> <h2>7. Dyed Yarn</h2> <p>This <a href="http://www.creativegreenliving.com/2013/02/dye-yarn-in-your-slow-cooker.html">Dyed Yarn</a> project looks super cool. You'll need to use yarn made from at least 50% animal fiber. The magic is the food coloring and vinegar. You'll soak in the warm pot for between two and four hours before rinsing and spinning to dry.</p> <h2>8. Crayons</h2> <p>With a preschooler running around the house, we have our fair share or broken crayons in assorted colors. Use your crock pot to <a href="http://www.aboutamom.com/crock-pot-crayons/">melt them together</a> and create new art supplies (or even gifts). You'll remove all the paper from the crayons before piling them in color order. Melt on low. Then ladle into silicone molds to set.</p> <h2>9. Potpourri</h2> <p>While I prefer simmering applesauce to get my house smelling nice, you can also make <a href="http://www.foodnetwork.com/recipes/paula-deen/aunt-peggys-potpourri-recipe.html">Aunt Peggy's Potpourri</a> in your slow cooker. Toss in apples, lemons, oranges, water, bay leaves, and cloves. Then cook on low to diffuse the aroma.</p> <h2>10. Paint Removal</h2> <p>Do you have old hinges or other metal hardware covered in paint? Remove it <a href="http://www.familyhandyman.com/doors/how-to-remove-paint-from-hardware/view-all#step1">without using chemical strippers</a> inside your crock pot. Fill the pot with water and set to high. Place your items in the pot until the paint softens and comes off in one piece. You may wish to use a new (or old) crock pot for this job since paint contains some nasty stuff. Try finding one at a thrift shop on the cheap.</p> <p><em>What cool, non-edible uses have you come up with for your crock pot?</em></p> <a href="http://www.wisebread.com/10-cool-uses-for-a-slow-cooker" class="sharethis-link" title="10 Cool Uses for a Slow Cooker" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-marcin">Ashley Marcin</a> of <a href="http://www.wisebread.com/10-cool-uses-for-a-slow-cooker">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-11"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/25-gifts-you-can-make-today">25 Gifts You Can Make Today</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-great-uses-for-old-ties">10 Great Uses for Old Ties</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-ways-to-recycle-and-reuse-old-t-shirts">15 Ways to Recycle and Reuse Old T-shirts</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-pretty-projects-for-pine-cones">5 Pretty Projects for Pine Cones</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/make-a-crafty-airbrush-out-of-old-junk">Make a crafty airbrush out of old junk</a></span> </div> </li> </ul> </div> </div> </div> </div> DIY crafts crock pot slow cookers Tue, 27 Jan 2015 18:00:12 +0000 Ashley Marcin 1283355 at http://www.wisebread.com 5 Ways Carry-On Luggage Can Save You Time and Money http://www.wisebread.com/5-ways-carry-on-luggage-can-save-you-time-and-money <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-ways-carry-on-luggage-can-save-you-time-and-money" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://cdn.wisebread.com/files/fruganomics/imagecache/250w/blog-images/businessman-airplane-luggage-Dollarphotoclub_69149855.jpg" alt="businessman airplane luggage" title="businessman airplane luggage" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>I don't know about you, but just the thought of air travel fills me with dread. Booking a flight is a bit like agreeing to toss my schedule into a chipper-shredder for at least a day and embracing the Great Unknown. The whole process is just stressful enough that travelers are hungry for any tip or trick to help the whole process go a bit more smoothly. (See also: <a href="http://www.wisebread.com/15-airport-hacks-from-professional-travelers?ref=seealso">15 Airport Hacks From Professional Traveler</a>s)</p> <p>After 15 years of living far enough from family that any visit requires a flight, I've adopted a personal travel policy that makes a world of difference: I <a href="http://www.wisebread.com/make-flying-easy-the-ultimate-carry-on-packing-list">pack strategically</a> and fit everything into a single carry-on bag. Seriously &mdash; I haven't checked a bag since the Clinton Administration. If you're still checking luggage when you fly, it's time for a change. Here are five ways you can save time and money by traveling with only a carry-on.</p> <h2>1. Easier Check-Ins</h2> <p>Without luggage to tag and check, you can skip the long lines at the check-in counter. Print your boarding passes beforehand or at the self-service check-in machines at the airport and then breeze right over to the TSA screening line. If you're running late, being able to dodge even a single slow-moving line can mean the difference between making your flight and screaming as you watch it taxi down the runway.</p> <h2>2. No Fees&hellip; Most of the Time</h2> <p>One of the most obvious benefits of traveling with a carry-on only is avoiding the notorious checked baggage fee. Depending on the carrier, these charges can range from $25-$50 for the first two bags and up to $125 for each additional bag. For budget-conscious travelers, those numbers can add up quickly. And while the majority of airlines still don't charge for properly-sized carry-on bags, <a href="http://www.economist.com/blogs/gulliver/2014/05/carry-bag-fees">Frontier Airlines' new fees</a> may signify the first shot across the bow.</p> <h2>3. Itinerary Flexibility</h2> <p>During my most recent flight in August of last year, thunderstorms in Denver (my connecting city) left me stuck in Portland, Oregon. By checking-in with the gate attendant frequently, I was able to get rerouted through Chicago. The first question she asked me was &quot;Did you check any luggage?&quot; Of course I hadn't. I had everything I needed in a small carry-on slung over shoulder. No need to worry about where my luggage would end up and no need to make a special trip to the airport to pick up my belongings a day or two after I arrived at my final destination. I saved hours of time, avoided lots of drama, and dodged a major migraine.</p> <h2>4. Theft and Loss Avoidance</h2> <p>Take a second to Google this phrase: &quot;TSA theft checked luggage.&quot; If you still feel confident about the security of your checked luggage after wading through the 51,000 results, kudos to your boundless optimism. Though I don't travel with anything terribly expensive, I still cringe at the thought of someone thumbing through my daily planner, pocketing my favorite pair of sunglasses, or (worst of all), nabbing my fat jeans.</p> <h2>5. Speed and Convenience</h2> <p>Ever notice how antsy everyone gets as soon as a plane hits the tarmac? It's not because your fellow passengers have all developed a mad craving for a gooey Cinnabon &mdash; they're hoping to beat you to the car rental counter. Not having to wait for your luggage to be spit out onto the baggage carousel is a major benefit, especially if there are a limited number of rental cars or taxis available. Once again, the advantage goes to the traveler with the least amount of stuff to haul around.</p> <p>Let's face it, we live in a new era. <a href="http://www.wisebread.com/5-ways-airline-travel-sucks-and-what-you-can-do-to-make-it-better">Air travel sucks</a> most of the time and all signs point to the whole process <a href="http://www.wisebread.com/the-8-scariest-things-probably-coming-to-air-travel">getting a lot scarier</a> for travelers in the not-too-distant future. Making it just a little more bearable means planning carefully, preparing diligently &mdash; and always packing lightly.</p> <p><em>Could you travel happily with a carry-on bag only? What ways do you save time and money when flying?</em></p> <a href="http://www.wisebread.com/5-ways-carry-on-luggage-can-save-you-time-and-money" class="sharethis-link" title="5 Ways Carry-On Luggage Can Save You Time and Money" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kentin-waits">Kentin Waits</a> of <a href="http://www.wisebread.com/5-ways-carry-on-luggage-can-save-you-time-and-money">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-12"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/make-flying-easy-the-ultimate-carry-on-packing-list">Make Flying Easy: The Ultimate Carry-On Packing List</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/23-airport-hacks-to-remember-before-your-next-flight">23 Airport Hacks to Remember Before Your Next Flight</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-8-worst-and-best-airport-buys">The 8 Worst and Best Airport Buys</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-packing-secrets-from-a-professional-traveler">15 Packing Secrets From a Professional Traveler</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-get-through-the-airport-faster">How to Get Through the Airport Faster</a></span> </div> </li> </ul> </div> </div> </div> </div> General Tips Travel air travel airport carry-on luggage packing Tue, 27 Jan 2015 12:00:08 +0000 Kentin Waits 1283249 at http://www.wisebread.com 10 Budget Purchases That Look Expensive http://www.wisebread.com/10-budget-purchases-that-look-expensive <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/10-budget-purchases-that-look-expensive" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://cdn.wisebread.com/files/fruganomics/imagecache/250w/blog-images/pearls-jewelry-box-flowers-Dollarphotoclub_62728622.jpg" alt="pearls jewelry box" title="pearls jewelry box" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>I've written about <a href="http://www.wisebread.com/10-expensive-things-that-look-cheap">expensive purchases that looked cheap</a>, but what about the opposite &mdash; cheap purchases that look much more expensive than they actually are?</p> <p>This is what the essence of Wise Bread (and frugality) is all about: making smart purchases that are good for your wallet, image, and reputation. Whether it's a purchase for a special occasion, such as a birthday or anniversary, or simply sprucing up your home or wardrobe, these 10 products will shine &mdash; without eating a hole in your savings account.</p> <h2>1. Pearl Jewelry</h2> <p>Unlike diamonds, which are controlled by a cartel, pearls are relatively affordable. The ability to grow real pearls on oyster farms gives the jewelry business a resource for inexpensive, but genuine, cultured pearls. It's no longer a game of hit and miss for divers, who once trawled the oceans in the hopes of finding an oyster with a pearl. You can find beautiful cultured pearl necklaces and earrings for as little as $10. They will have the <a href="http://jewelry.about.com/cs/pearls/a/pearls_facts.htm">luster and weight of natural pearl jewelry</a> that costs thousands &mdash; and only a real expert can tell the difference.</p> <h2>2. Most Products From Ikea</h2> <p>Let's face it, Ikea is insanely popular for a reason. One look through the Ikea catalog and you'll see an awful lot of great design at a price that even Walmart would find hard to beat. Designers from around the world have put forward stunning products and furniture for a fraction of the price they would usually charge, including <a href="http://dsign-magazine.com/ikea-strict-designers-for-ps-collection/">Matali Crasset and Scholten &amp; Baijings</a>.</p> <h2>3. Invicta Watches</h2> <p>The name Invicta conjures up images of expensive timepieces and wads of cash, but that's not actually the case. While you can find Invicta watches that cost over $1,400, you can also buy models for around $50 to $100. They're heavy, well-made (usually in the USA), and water resistant to hundreds of feet. You get a fantastic presentation case, too. This <a href="http://www.amazon.com/gp/product/B0006AAS5Q/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B0006AAS5Q&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=K5PBLTU6J2RC4GZM">Invicta watch</a> at Amazon looks like it could set you back a grand, but it's only $70. Invicta watches make great gifts, and can often be found on discount sites at massively reduced prices.</p> <h2>4. H&amp;M Clothing and Accessories</h2> <p>When you look at what H&amp;M has on offer, you might think it's high fashion. But the great thing about H&amp;M is that you get incredible style for a steal. It's not unusual to walk into H&amp;M with $100 and come out with five or six items of clothing, including shirts, jeans, sweaters, and even jackets. Take a look at <a href="http://www.hm.com/us/department/sale">the current H&amp;M sale</a> and give yourself a little test. Put the things you really find stylish and attractive in your cart without looking at the prices. Then, guess how much you've spent. The chances are, you'll be way over &mdash; probably by three to four times more the actual cost.</p> <h2>5. Leather Goods</h2> <p>There's something about leather &mdash; maybe it's the smell, or the fact that so many shoes and jackets are made from faux leather. However, real leather can be as affordable as the fake stuff, and on occasion, even cheaper. What you have to do is shop selectively, and shop when the sales are at their peak. Right now, <a href="http://www.wilsonsleather.com/category/clearance/mens-outerwear.do">places like Wilsons Leather</a> are dumping their winter stock, and you can find leather jackets for 75% off. Stroll into work wearing a $500 jacket &mdash; no one has to know it only cost you $125.</p> <h2>6. Muji Products</h2> <p>When products get really expensive, you have to search high and low for the brand name. It's one of those &quot;people who know, will know&quot; deals. Now imagine products that have that sense of style and simplicity, but don't come with the ludicrous price tags. That's what it's like to shop at <a href="http://www.muji.us/store/special-offer-2.html">Muji</a>. From clothing, clocks, and furniture, to bags, storage items, and electronics, Muji is sophisticated style on a modest budget. Not everything at Muji is really cheap either, which means it's really hard to know what your Muji item cost. Maybe it was a few bucks, maybe a few hundred.</p> <h2>7. Scratch and Dent Appliances</h2> <p>We live in a society obsessed with getting everything brand spanking new, and absolutely perfect. The very idea that someone would sell you a stainless steel fridge with a scratch or dent in it appalls some people. If you're smart, you'll take advantage of that. Scratch and dent (aka &quot;dent and ding&quot;) appliances are perfectly functional, and have just a few superficial flaws. Perhaps it was on a showroom floor and got a tiny scratch, or a dent in the bottom of the door from a careless delivery. These tiny flaws, however, come with massive savings. If you don't mind a few dings, you can take hundreds, or even thousands, of dollars off the price of a brand new, name brand appliance.</p> <h2>8. Used High-End Cars</h2> <p>If someone asks you what you drive and you reply &quot;a BMW,&quot; they don't usually say &quot;oh yeah, is that one of those high-mileage used ones?&quot; A BMW is a BMW, and a Mercedes is a Mercedes. You would be astonished at the prices some of these cars are going for, right now. A <a href="http://www.autotrader.com/cars-for-sale/Used+Cars/BMW/Aurora+CO-80015?endYear=2016&amp;listingType=used&amp;listingTypes=used&amp;makeCode1=BMW&amp;maxMileage=60000&amp;mmt=%5bBMW%5b%5d%5b%5d%5d&amp;searchRadius=0&amp;showcaseListingId=329761122&amp;showcaseOwnerId=765463&amp;sortBy=derivedpriceASC&amp;startYear=2000&amp;Log=0">quick look in my area of Colorado</a> brought back results for BMWs with less than 60k miles for under $7,000. And these are not old junkers, they're 2002 &ndash; 2007 models. You can get financing, and for less than $150 a month, you can be driving around a top of the range BMW. A word of warning though&hellip; get it thoroughly checked out first, and make sure you know a garage that services BMWs for affordable prices.</p> <h2>9. Custom, Handmade Gifts</h2> <p>With the rise of stores like Etsy and eBay, homemade gifts are becoming much more prominent. Not made by you, but someone skilled and willing to charge a lot less than retail stores. You can find people on <a href="https://www.etsy.com/">Etsy</a> ready to make a personalized hat or scarf for next to nothing. They often do this as a hobby to earn extra cash, and the hourly investment is less than minimum wage on their part. But for some reason, they enjoy selling their wares. Just <a href="http://www.pinterest.com/ann928/cheap-gifts-that-look-expensive/">check out some of these ideas on Pinterest.</a></p> <h2>10. Personalized Photobooks</h2> <p>In the past, getting a custom made, hardbound book of photos, poetry, or stories would have been an expensive proposition. But now, on demand printing means you can have a site assemble a book of photos for <a href="http://www.shutterfly.com/photo-books">as little as $13.</a> Of course, you can put in all the bells and whistles and make something really extravagant, but even then the cost is going to be much less than you think. When you hand over a book, you are also showing people how much effort you have put into the gift. And if you really want to go all out, visit a store like <a href="https://www.lulu.com/">Lulu</a>. Here you can have someone's novel (a friend's or family member's, perhaps?) printed and published, and ready to purchase.</p> <p><em>What budget purchases that look really expensive have you made?</em></p> <a href="http://www.wisebread.com/10-budget-purchases-that-look-expensive" class="sharethis-link" title="10 Budget Purchases That Look Expensive" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/10-budget-purchases-that-look-expensive">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-13"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/replace-these-8-luxury-buys-with-their-cheaper-better-alternatives">Replace These 8 Luxury Buys With Their Cheaper, Better Alternatives</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-more-luxury-buys-you-can-replace-with-better-and-cheaper-alternatives">7 More Luxury Buys You Can Replace With Better and Cheaper Alternatives</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-expensive-things-that-look-cheap">10 Expensive Things That Look Cheap</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-kitchen-luxuries-that-are-worth-it-and-5-that-arent">5 Kitchen Luxuries That Are Worth It (and 5 That Aren&#039;t)</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-ways-to-add-luxury-to-your-life-without-paying-luxury-prices">10 Ways to Add Luxury to Your Life Without Paying Luxury Prices</a></span> </div> </li> </ul> </div> </div> </div> </div> Shopping luxury more for less smart buys smart shopping Mon, 26 Jan 2015 18:12:07 +0000 Paul Michael 1283015 at http://www.wisebread.com 12 Awesome Ways to Use Apple Cider Vinegar http://www.wisebread.com/12-awesome-ways-to-use-apple-cider-vinegar <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/12-awesome-ways-to-use-apple-cider-vinegar" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://cdn.wisebread.com/files/fruganomics/imagecache/250w/blog-images/apple-cider-vinegar-Dollarphotoclub_55532915.jpg" alt="apple cider vinegar" title="apple cider vinegar" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Apple cider vinegar (ACV) is one of the most versatile ingredients you have in your kitchen. And what's even more exciting is that its application can be extended far beyond the food world. First, it's important to understand that raw, unfiltered apple cider vinegar will provide all the power and benefits versus distilled varieties. That's because that raw contains living nutrients and bacteria. (See also: <a href="http://www.wisebread.com/254-uses-for-vinegar-and-counting">254 Uses for Vinegar and Counting</a>)</p> <p>Once you pick up a bottle, you can use it in these vastly different ways.</p> <h2>1. Food Dressing</h2> <p>My husband uses apple cider vinegar in place of balsamic vinegar on his salads. I sometimes use a splash in place of white vinegar in my baking (for making <a href="https://veganfoodaddict.wordpress.com/tag/apple-cider-vinegar/">vegan &quot;buttermilks&quot;</a> and the like). Basically, if a recipe calls for vinegar, you can likely replace it with ACV for a new twist.</p> <h2>2. Cold Remedy</h2> <p>Kill bacteria and ease your sore throat with apple cider vinegar. Dilute a couple tablespoons ACV into one cup of warm, filtered water. You can add raw honey for taste, if you like. Drink up four to six times a day.</p> <h2>3. Facial Toner</h2> <p>If you have bad skin like I do, check out how this gal <a href="http://www.mindbodygreen.com/0-13304/how-i-cured-my-acne-with-apple-cider-vinegar.html">cured her acne</a> with apple cider vinegar. Depending on how sensitive your skin is, you'll dilute ACV with a little (or a lot of) water. Apply twice a day with a clean cotton ball after washing your face.</p> <h2>4. Foot Soak</h2> <p>Combine 1 cup epsom salts, 1 cup ACV, and water for this <a href="http://simplymal.com/pinterest-magic-3/">soothing foot soak</a>. When you're done lounging, use a pumice stone to smooth your softened calluses away.</p> <h2>5. Tooth Whitener</h2> <p>Apple cider vinegar can even <a href="https://www.youtube.com/watch?v=34oBoARmgIA">whiten your smile</a>. The acids in the vinegar eat away at the stains on your teeth. Simply pour some in a cup and swish around in your mouth for one or two minutes. Spit out and then rinse with water if you don't like the taste.</p> <h2>6. Fly Trap</h2> <p>We tried this trick for the first time over the summer, and it worked wonderfully. If you're noticing lots of fruit flies in your kitchen, pour some ACV into a small glass, cover with plastic wrap, and poke some holes in it. The flies will be attracted to the smell and congregate there so you can remove them.</p> <h2>7. Odor Remover</h2> <p>Does your room stink? Pour some ACV into a small bowl and place it near the source of the offensive odor. After a while, the vinegar will help absorb the odors until they're barely noticeable. (But it's a good idea to change the litter box anyway!)</p> <h2>8. Deodorant</h2> <p>Those of you looking for a natural stink-fighting alternative, check out this <a href="http://www.salubriousexclamation.com/2013/04/how-to-make-natural-spray-on-deodorant.html">Apple Cider Vinegar Spray Deodorant</a>. Just combine ACV with distilled water and essential oils in a bottle. Shake well before spritzing under your arms.</p> <h2>9. Hair Rinse</h2> <p>If you're interested in the <a href="http://www.wisebread.com/diy-shampoo-the-baking-soda-experiment">Baking Soda Shampoo Method</a>, you'll soon discover the rinse is &mdash; you guessed it &mdash; apple cider vinegar. If the smell is too strong for your liking, dilute in a little water before pouring onto your head.</p> <h2>10. Sunburn Soother</h2> <p>Headed someplace warm on vacation? Well, you know the sunburn is likely to follow. This <a href="http://butterbeliever.com/sunburn-remedy/">Two Ingredient Fix</a> is simply apple cider vinegar and coconut oil. Wet a washcloth and splash on some ACV and apply to the burned area. Then nourish with the oil.</p> <h2>11. Produce Wash</h2> <p>Dilute ACV with a ratio of <a href="http://dontwastethecrumbs.com/2013/04/how-to-clean-produce-naturally-using-apple-cider-vinegar/">1 tablespoon to 1 cup of water</a> to wash your fruits and veggies naturally. All you do is soak them in a bowl for 5 to 10 minutes, then rinse and pat dry.</p> <h2>12. All-Purpose Cleaner</h2> <p>Just combine one part water with one part ACV (much like you'd do with white vinegar) inside a spray bottle. Add essential oils if you like. Then get to work! And don't worry. The vinegar smell will fade shortly after you clean. (See also: <a href="http://www.wisebread.com/how-to-clean-everything-with-just-3-all-natural-cleaners?ref=seealso">How to Clean Everything With 3 All-Natural Cleaners</a>)</p> <p><em>What's your favorite awesome use for apple cider vinegar?</em></p> <a href="http://www.wisebread.com/12-awesome-ways-to-use-apple-cider-vinegar" class="sharethis-link" title="12 Awesome Ways to Use Apple Cider Vinegar" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-marcin">Ashley Marcin</a> of <a href="http://www.wisebread.com/12-awesome-ways-to-use-apple-cider-vinegar">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-14"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-really-easy-ways-to-unclog-drains">10 Really Easy Ways to Unclog Drains</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/14-effective-grease-and-oil-stain-removal-tips">14 Effective Grease and Oil Stain Removal Tips</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/3-cheap-and-easy-formulas-for-homemade-windshield-de-icer-plus-bonus-tips">3 Cheap and Easy Formulas for Homemade Windshield De-Icer (Plus Bonus Tips)</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-bathroom-purchases-for-under-10-that-are-well-worth-the-money">10 Bathroom Purchases for Under $10 That Are Well Worth the Money</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/quickly-removing-scratches-from-cds-and-dvds">Quickly Remove Scratches From CDs and DVDs</a></span> </div> </li> </ul> </div> </div> </div> </div> DIY General Tips cool uses natural cleaners Vinegar Mon, 26 Jan 2015 16:00:08 +0000 Ashley Marcin 1283247 at http://www.wisebread.com 6 Foods Scientifically Proven to Increase Your Lifespan http://www.wisebread.com/6-foods-scientifically-proven-to-increase-your-lifespan <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-foods-scientifically-proven-to-increase-your-lifespan" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://cdn.wisebread.com/files/fruganomics/imagecache/250w/blog-images/grilled-salmon-salad-Dollarphotoclub_65341125.jpg" alt="grilled salmon salad" title="grilled salmon salad" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Abraham Lincoln once said, &quot;In the end, it's not the years in your life that count. It's the life in your years.&quot; True. But also&hellip; a few more years couldn't hurt. (See also: <a href="http://www.wisebread.com/live-long-and-prosper-with-these-15-small-healthy-habits?ref=seealso">Live Long and Prosper With These Healthy Habits</a>)</p> <p>Over the last 150 years, human life expectancy has doubled, mainly due to modern medicine, technology, and advances in diet. How can you make sure you're taking full advantage? To live longer and healthier, incorporate these incredible foods into your diet.</p> <h2>1. Vitamin D</h2> <p>You may have heard about these <a href="http://blog.23andme.com/health-traits/getting-long-in-the-telomeres/">wondrous things called telomeres</a>, the tips of DNA whose length has been proven to correlate with longevity. Vitamin D acquired through a wide variety of sources including sunlight, dairy, and fatty fish like salmon and tuna directly impacts the length of telomeres. <a href="http://sciencenordic.com/vitamin-d-prolongs-life">The more vitamin D we have, the longer our telomeres</a>. Milk, it does a body good.</p> <h2>2. Probiotics</h2> <p>Much of our immunity, the ability to prevent and fight disease, <a href="http://www.ncbi.nlm.nih.gov/pubmed/23426535">lives in the flora of our gut</a>. Sugar and highly-processed foods (essentially almost any food product that has a commercial on television!) eats away at our fabulous flora. To maintain healthy flora levels, <a href="http://www.huffingtonpost.com/2012/05/15/probiotic-remedies_n_1507166.html">eat a healthy dose of foods that are high in probiotics</a> such as pickled and fermented veggies and yogurt.</p> <h2>3. Antioxidants</h2> <p>Antioxidants are compounds that <a href="http://www.todaysdietitian.com/newarchives/050311p32.shtml">reduce the likelihood of disease and fight aging</a>. Luckily, they can be found in a wide variety of foods. Some of the most potent antioxidants are in a class called <a href="http://www.healthline.com/health-news/food-polyphenols-boost-gut-health-and-longevity-121213">polyphenols</a> and they're found in foods such as organic raw chocolate and green tea.</p> <h2>4. Vitamin B12</h2> <p>Keep your energy pumping by getting your fill of <a href="http://www.nextavenue.org/article/2013-05/fiftysomething-diet-boosting-your-longevity-odds">vitamin B12</a>. B12 is involved in the production of nerve cells, red blood cells, and DNA. It's also heavily involved in brain health. Vegans and vegetarians have a tough time getting enough B12 because it is found in greatest abundance in meat, fish, and dairy so if you are vegan or vegetarian you can get a synthetic form of B12 in fortified cereals and tofu.</p> <h2>5. Turmeric</h2> <p>Indian cuisine makes full use of this magical spice so it's no wonder that people from India often have very long life expectancies. <a href="http://mrvitaminsnews.com.au/alzheimers-disease/curcumin-from-curry-spice-improves-vascular-and-cognitive-health">Turmeric contains curcumin</a>, an active ingredient proven to fight inflammation and blocks cancer causing pathways in cells. It's also perfect sprinkled on roasted veggies, salads, and even in smoothies.</p> <h2>6. Vitamin A</h2> <p>Found in great abundance in carrots, sweet potatoes, and dark leafy greens such as kale, vitamin A <a href="http://www.drweil.com/drw/u/ART02759/facts-about-vitamin-a">fights infection and improves eye health</a>. But be a bit careful with this one because it is possible to have too much of this good thing, and that causes nausea and irritability. One helping of any of these veggies per day provides you with more than enough to stay healthy without making you sick.</p> <p>Modern medicine is a marvel and we're so lucky to have it. However, the food we eat has just as much to do with our health as any miracle drug, and probably more. Incorporate these foods into your diet and you'll be living in up while living well. Buon appetitto!</p> <p><em>Are you getting enough of these life-lengthening foods and nutrients?</em></p> <a href="http://www.wisebread.com/6-foods-scientifically-proven-to-increase-your-lifespan" class="sharethis-link" title="6 Foods Scientifically Proven to Increase Your Lifespan" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/christa-avampato">Christa Avampato</a> of <a href="http://www.wisebread.com/6-foods-scientifically-proven-to-increase-your-lifespan">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-15"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/book-review-in-defense-of-food">Book review: In Defense of Food</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/hungry-have-a-drink">Hungry? Have a drink.</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-foods-scientifically-proven-to-make-you-smarter">7 Foods Scientifically Proven to Make You Smarter</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-foods-nutritionists-say-you-should-splurge-on">12 Foods Nutritionists Say You Should Splurge On</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-foods-with-the-most-bang-for-your-buck">10 Foods With the Most Bang for Your Buck</a></span> </div> </li> </ul> </div> </div> </div> </div> Food and Drink General Tips Health and Beauty food nutrients Health lifespan nutrition Mon, 26 Jan 2015 12:00:11 +0000 Christa Avampato 1282998 at http://www.wisebread.com