Frugal Living http://www.wisebread.com/taxonomy/term/4800/all en-US 8 Best Cities for Frugal Lovers of the Outdoors http://www.wisebread.com/8-best-cities-for-frugal-lovers-of-the-outdoors <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-best-cities-for-frugal-lovers-of-the-outdoors" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/man_outdoors_000021612624.jpg" alt="man loves outdoors and on his bike in the city" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Reconnecting with nature is one of the best things we can do to improve our mental and physical health. In fact, researchers at the University of Minnesota found that our physical environment has a direct <a href="http://www.takingcharge.csh.umn.edu/enhance-your-wellbeing/environment/nature-and-us/how-does-nature-impact-our-wellbeing">impact on stress levels</a>.</p> <p>Here are eight cities that make it easy and affordable for their residents and visitors to access nature.</p> <h2>1. Portland, Oregon</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/portland_000030723434.jpg" width="605" height="340" alt="" /></p> <p>In Portland, Oregon you can pick your weather. It's a short drive to skiing in the winter, or surfing in the summer. If you have a penchant for camping, hiking, and exploring on your own two feet, Portland makes it easy to do that all year long with its temperate climate and abundant natural beauty. Portland's residents are some of the most passionate environmentalists in the country, and the city has been named one of the most bike-friendly places in the word.</p> <h2>2. Burlington, Vermont</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/burlington_000041492728.jpg" width="605" height="340" alt="" /></p> <p>The summer I spent in Burlington, Vermont was one of the best summers of my life. I could bike or walk everywhere. The city itself is covered in trees and green space, and it's surrounded by deep woods complete with lakes, streams, and mountains. The integration of the city into its natural environment lends an easy-going, friendly atmosphere to its residents and visitors alike.</p> <h2>3. Fort Collins, Colorado</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/fort_collins_000018270979.jpg" width="605" height="340" alt="" /></p> <p>The Rocky Mountains are icons of the natural beauty that's so abundant in the American West. Nestled into the foothills of Rocky Mountain National Park, Fort Collins is a city that provides a perfect blend of urban culture and nature. Whether your vehicle of choice is a bike, kayak, or your running shoes, Fort Collins offers plenty of ways to get around and enjoy the scenery. It's no wonder that it's consistently a receiver of <a href="http://www.fcgov.com/fcfacts.php?ID=6">best city awards</a> lists in multiple publications.</p> <h2>4. Charlottesville, Virginia</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/charlottesville_000016738009.jpg" width="605" height="340" alt="" /></p> <p>I would think I'm a bit biased toward C'ville because I went to Darden Business School at UVA. However, publications were <a href="http://www.charlottesville.org/index.aspx?page=158">raving about Charlottesville</a> long before I was there, and have continued to do so in the eight years since I graduated. With the Blue Ridge Mountains at your doorstep, you can't help but have an amazing time outdoors in this charming quintessential college town.</p> <h2>5. Minneapolis and St. Paul, Minnesota</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/minneapolis_000057139250.jpg" width="605" height="340" alt="" /></p> <p>With the twin cities, you get two for the price of one. While cold in the winter, Minneapolis and St. Paul are phenomenal choices for bike lovers in the spring, summer, and fall because of their extensive park systems. You can enjoy boat access to both the Mississippi and St. Croix Rivers. Hiking is also a common and much-enjoyed pastime for residents and tourists.</p> <h2>6. Buffalo, New York</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/buffalo_000015689720.jpg" width="605" height="340" alt="" /></p> <p>Buffalo is booming. Recent revitalization efforts have transformed downtown and brought a much-increased sense of culture to this former industrial town. A stone's throw from Niagara Falls and Toronto, another scenic nature-loving city, Buffalo is perfectly situated for people who want to combine urban convenience with plenty of time spent close to nature. New York State's wine country is also an easy drive from Buffalo.</p> <h2>7. Nashville, Tennessee</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/nashville_000022666432.jpg" width="605" height="341" alt="" /></p> <p>In case you haven't heard, the travel world is buzzing about Nashville. Long known as the seat of country music, this vibrant city is also a nature lover's dream. Situated on the banks of the Cumberland River (a tributary of the Ohio River), Nashville's mild winters along with long spring and fall seasons make it easy to enjoy the outdoors for most of the year. Two new riverfront parks are under construction on the east and west banks of the city, and will include an outdoor amphitheater for those who want to combine their passions for the arts and the outdoors.</p> <h2>8. Charleston, South Carolina</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/charleston_000020519230.jpg" width="605" height="340" alt="" /></p> <p>This fall I took my first trip to Charleston and I fell in love with it. Its scenic river views, rich history, and southern charm gracefully build a bridge (literally) between nature and the built environments. People in Charleston also take the time to enjoy the view, and when you're around them, you do, too. They know how good they have it, and after one visit you'll be planning a return trip.</p> <p>If you've been longing to get back to nature in an affordable way, these eight cities are well worth a visit. Who knows? You might just find a new hometown to call your own.</p> <p><em>What city brings you closest to nature? Tell us where to go in comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/christa-avampato">Christa Avampato</a> of <a href="http://www.wisebread.com/8-best-cities-for-frugal-lovers-of-the-outdoors">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-travel-full-time-for-17000-a-year-or-less">How to Travel Full-Time for $17,000 a Year (or Less!)</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-ways-to-get-free-or-almost-free-airline-tickets">10 Ways to Get Free (or Almost Free) Airline Tickets</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-fun-and-affordable-vacation-ideas">9 Fun and Affordable Vacation Ideas</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-buy-and-sell-airline-miles">How to Buy and Sell Airline Miles</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-secret-flight-search-site-savvy-travelers-use">The Secret Flight Search Site Savvy Travelers Use</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Travel biking camping cheap vacations cities nature outdoors Fri, 27 Mar 2015 15:00:07 +0000 Christa Avampato 1357946 at http://www.wisebread.com Invest Your Time in These 13 Things While You're in Your 20s http://www.wisebread.com/invest-your-time-in-these-13-things-while-youre-in-your-20s <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/invest-your-time-in-these-13-things-while-youre-in-your-20s" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/asian_student_000017738107.jpg" alt="Asian student studying" title="" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>Our 20s fly by before we know it, and we want to make sure we did the decade justice. Did we worry about the right things? Are we where we should be now? The best way to prepare for those questions and answer them to the best of our abilities, is to make sure we spend time on what really matters and what may help us in the future. We took a look at a <a href="http://www.quora.com/How-should-a-24-year-old-invest-time-1">Quora thread</a> that had great advice for people in their 20s who may be wondering what some of the important things to invest time in may be, and here is what we found.</p> <p>RELATED: <a href="http://www.popsugar.com/smart-living/Things-Happy-People-Do-34870691">15 Things Incredibly Happy People Do</a></p> <h2>1. Network</h2> <p>If you form a solid mainstay of people, you are exposed to more opportunities and potential for success in both your career and in your personal life. Build bridges, because you never know when you might be looking to cross them. As <a href="http://www.quora.com/Karan-Jaiswani">Karan Jaiswani</a> put it, &quot;the 20s are all about utilizing your today and structuring your future.&quot;</p> <h2>2. Read &mdash; A Lot</h2> <p>There is nothing more productive than taking the time to read. Read whatever you can get your hands on &mdash; current news, nonfiction, fiction, career advice, self-help books &mdash; anything! The more you know and understand about people around you, yourself and the world, the more easily and successfully you can navigate those very things.</p> <p>&quot;This will keep your mind stimulated and open to ideas. You will get a number of ideas for each author that you can implement in your life. You will also get opinions from across the globe,&quot; <a href="http://www.quora.com/Rizwan-Aseem">Rizwan Aseem</a> says.</p> <h2>3. Take Care of Your Body</h2> <p>Making time at night to wash your face, exercise, and remembering to apply (and reapply) sunscreen may not be on the top of your priority list, but it should be. General health care is something that, later in life, you will be glad you considered in your 20s. As <a href="http://www.quora.com/Rizwan-Aseem">Aseem</a> points out, &quot;No matter what you do in your life, you will do it in your body. You cannot replace it, get a new one, or trade it in. This is your body and you will live in it.&quot;</p> <h2>4. Use Your Time and Money on Education</h2> <p>Education is an invaluable resource that you are unlikely to ever regret having. Money is well spent when it is used to broaden your mind and pool of knowledge, especially when honing skills to be applied to your career path. <a href="http://www.quora.com/Anuj-Kumar-1">Anuj Kumar</a> advises you to &quot;try different things and find out where your passion lies&hellip; and then find ways to make a career doing that, adding that &quot;if you need further education, get it.&quot;</p> <h2>5. Pay Attention to Your Mental Health and Wellbeing</h2> <p>While your physical health is extremely important, investing time into taking care of your mind should not be forgotten. Stimulate it, challenge it, be conscious of what you're exposing it to daily, and take care of yourself. <a href="http://www.quora.com/Rizwan-Aseem">Aseem</a> makes the point that, &quot;The mind, like anything else, has the characteristics of a muscle. You use it, or lose it. And as long as you are using it, it will remain fit and healthy. The minutes you stop using it, it will decay and rust.&quot; So use it!</p> <h2>6. Learn New Skills (and Master Them)</h2> <p>While the advice to &quot;follow your passion&quot; can be good in the general sense, <a href="http://www.quora.com/John-J-Bowman-Jr">John. J. Bowman</a> urges those in their 20s to master and control a set of skills that can be used to benefit you within the field you are passionate about.</p> <h2>7. Create and Maintain Good Habits</h2> <p>The hardest part of creating good habits is getting started, but once you are able to master them, they will have an undeniably positive impact on your day-to-day as well as your future, because, as <a href="http://www.quora.com/Rizwan-Aseem">Rizwan</a> notes, &quot;once a habit is established it lasts for a life time.&quot;</p> <h2>8. Build Meaningful Relationships</h2> <p>Now is the time to drop the fair-weather friends and make time only for those who are really going to stick around and be positive forces in your life. As you mature, so should your relationships, so you don't have time to waste on people who will be harmful rather than helpful in your pursuit of your future goals.</p> <h2>9. Eat Well</h2> <p>Spend time planning meals, learning healthy recipes, and overall taking what you're eating into consideration regularly. Gone are the days when donuts, chips, and sodas can pass as a full day's meal. Even it if takes a little more time and effort, your future self will thank you when you find yourself maintaining your energy and healthy body as you age.</p> <h2>10. Establish a System for Handling Finances</h2> <p>Sit down and figure out how you are spending money, what you are spending it on, and what your ongoing expenses are. &quot;If you take care of your finances starting today they will take care of you when you most need them. When you are old, or sick, or sending your kids to school, or helping a parent through sickness. Your finances will help you,&quot; <a href="http://www.quora.com/Rizwan-Aseem">Aseem</a> says. Big pitfalls to avoid: bad business opportunities (if it seems to good to be true &mdash; it is), overuse of credit cards, and choosing not to save or put money aside for a rainy day.</p> <h2>11. Travel</h2> <p>In your 20s, you're full of enthusiasm and energy and usually have the mobility to indulge a bit of wanderlust. So indulge it. Experience new cultures, countries, and challenges. You will learn things that you can take with you and apply to your life back at home.</p> <h2>12. Communicate With Loved Ones</h2> <p>Make an effort to remember birthdays, holidays, and important events. Your family and close friends can act as your support system when you need it, but you should put the time in and return the favor. Small gestures that show you are thinking about the people who love you go a long way, so take the extra five minutes to write a nice card and stick it in the mail, or schedule that quick Skype call &mdash; you won't regret it.</p> <h2>13. Examine What You Really Want in Life</h2> <p>It's easy to get caught up in the everything going on throughout your 20s, and people often forget to actually sit down and contemplate what it is they really want. <a href="http://www.quora.com/Tonya-Turpin">Tonya Turpin</a>&nbsp;advised that you &quot;actively, and with intent, become aware of the world and everything it holds. Not just about the outside world, but also the one in your head. Spend time alone because it is the only true way to get to know yourself. Be curious and question everything.&quot; Make the time to figure out what you love, and map out a plan of how to get it.</p> <div class="field field-type-text field-field-blog-teaser"> <div class="field-items"> <div class="field-item odd"> When we&#039;re in our 20s we feel possibility ahead of us as nearly infinite. Grasp it by laying the foundation of your future when you&#039;re young, smart, and full of health. </div> </div> </div> <div class="field field-type-text field-field-guestpost-blurb"> <div class="field-label">Guest Post Blurb:&nbsp;</div> <div class="field-items"> <div class="field-item odd"> <p style="text-align:center;"><a style="border:none;" href="http://www.savvysugar.com"><img style="height:95px; width:300px" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u921/POPSUGARrgb.jpg" alt="" /></a></p> <p><em>This is a guest contribution from our friends at </em><a href="http://www.savvysugar.com/"><em>POPSUGAR Smart Living</em></a><em>. Check out more useful articles from this partner:</em></p> <ul> <li><a href="http://www.popsugar.com/smart-living/Uses-Old-Books-23418154#photo-23418154">21 Uses For Old Books</a></li> <li><a href="http://www.popsugar.com/smart-living/Inspirational-Quotes-36634903#photo-36634903">46 Quotes From Reddit That Will Change Your Life For the Better</a></li> <li><a href="http://www.popsugar.com/smart-living/How-Shorten-Cleaning-Time-22498197">The Lazy Girl's Guide to a Clean Home</a></li> </ul> </div> </div> </div> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/popsugar-smart-living">POPSUGAR Smart Living</a> of <a href="http://www.wisebread.com/invest-your-time-in-these-13-things-while-youre-in-your-20s">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/will-that-thing-really-change-your-life">Will That Thing Really Change Your Life?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/16-ways-you-are-causing-road-rage">16 Ways You Are Causing Road Rage</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/financial-tricks-to-master-for-a-happier-life">Financial Tricks to Master for a Happier Life</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-clean-your-house-in-one-day">How to Clean Your House in One Day</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/25-thoughtful-and-frugal-personalized-gift-ideas">25 Thoughtful and Frugal Personalized Gift Ideas</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> General Tips Lifestyle Personal Development 20s career retirement planning Fri, 27 Mar 2015 09:00:07 +0000 POPSUGAR Smart Living 1302679 at http://www.wisebread.com The 5 Best Indoor TV Antennas http://www.wisebread.com/the-5-best-indoor-tv-antennas <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-5-best-indoor-tv-antennas" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/boy_remote_control_000012606568.jpg" alt="Boy holding a remote control watching TV" title="" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>Not everyone needs a premium satellite HD package with thousands of channels to get the most out of their TV watching experience. The most popular shows on television tend to be on the basic cable channels and sometimes even that is too much for people. Whether TV is less of a passion and more your background noise of choice, or if it's just not in your budget to constantly pay for 50+ channels that you don't even watch, having a good indoor TV antenna is the best way to get the most out of your TV watching without breaking the bank with a monthly payment.</p> <h2>What is an Indoor TV Antenna?</h2> <p>Unlike their outdoor counterparts, indoor TV antennas don't sit on the roof to get signals. Rather, they sit atop the TV (or any other high area) and do the same work of catching airwaves to bring basic primetime networks to the television screen without a cable subscription.</p> <p>When saying &quot;indoor TV antenna,&quot; many people probably think of the old &quot;rabbit ears&quot; design that looks like two metal sticks coming out of a base to catch signals, but modern day antennas don't necessarily look like that. They come in more compact, convenient options now, looking like flat boxes that can rest on flat surfaces up high to get the best possible signal. Antennas can receive UHF (ultra high frequency) or VHF (very high frequency) signals, and it's usually best to get one that receives both, but depending on your area you might be able to get by with an antenna that only handles one type.</p> <p>One of the most important things to remember when buying an antenna like the ones in this article is that performance of any product will depend on your individual location. Some people are closer to transmitters than others, and some people might have certain things blocking signal coming from a certain direction that others don't have. It's a good idea to do research on antennas that have worked well in your area before finalizing your purchase.</p> <h2>Top 5 Indoor TV Antennas</h2> <h3>Mohu Leaf Antenna</h3> <p><a href="http://www.amazon.com/gp/product/B004QK7HI8/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B004QK7HI8&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=NZHQ647YQECOSJRK"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5123/Mohu%20Leaf.jpg" width="200" height="200" align="right" alt="" /></a>The <a href="http://www.amazon.com/gp/product/B004QK7HI8/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B004QK7HI8&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=NZHQ647YQECOSJRK">Mohu Leaf</a>, one of the best rated TV antennas on Consumer Search, is a super convenient model capable of picking up both UHF and VHF signals, though specializing in the former. If the signal is not strong enough, there is an amplified version of the product but be sure to check the quality of the regular version before you go upgrading, as the amplified signal could actually make reception worse for those in areas that don't need the extra power. This antenna is incredibly thin which helps it blend into the background easily and is black on one side and white on the other, giving you multiple options to match the style of the room.</p> <p>Moreso than many other indoor antenna options, the Mohu Leaf is not terribly dependent on its position in the room to get good signal because of its omnidirectional capabilities. While there is no question about the quality signal the Mohu Leaf provides, some customers have questioned whether this slightly pricier option is the only way to get such consistent results when other models seem to perform just as well. Still, the extra money is worth the promised effectiveness of this product.</p> <p><a href="http://www.amazon.com/gp/product/B004QK7HI8/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B004QK7HI8&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=NZHQ647YQECOSJRK">Currently $39.95 on Amazon</a></p> <h3>Terk HDTVa Antenna</h3> <p><a href="http://www.amazon.com/gp/product/B0007MXZB2/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B0007MXZB2&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=PQR4ABATQFS7QJSU"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5123/TerkHDTVa.jpg" width="200" height="200" align="right" alt="" /></a>The <a href="http://www.amazon.com/gp/product/B0007MXZB2/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B0007MXZB2&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=PQR4ABATQFS7QJSU">Terk HDTVa</a> is a great option for anyone that needs an antenna that gets plenty of distance. Another Consumer Search favorite, this antenna can be used from up to 45 miles from transmitters and is recommended for those who live farther away rather than those who live close to them. UHF and VHF signals can be picked up by the Terk HDTVa as long as it is facing in the correct direction.</p> <p>Reviews claim this antenna is very particular about the way it's facing, meaning if your signals come from different directions, you will have to move this product to the direction you need, but the quality displayed is worth the extra effort. This is the amplified version of this product, so if you still need a directional antenna but have strong signal in your area, feel free to get the Terk HDTVi version of this product.</p> <p><a href="http://www.amazon.com/gp/product/B0007MXZB2/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B0007MXZB2&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=PQR4ABATQFS7QJSU">Currently $55.76 on Amazon</a></p> <h3>Winegard FlatWave FL-5000 Antenna</h3> <p><a href="http://www.amazon.com/gp/product/B0063705PE/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B0063705PE&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=5H5XJP6SG4UA47X4"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5123/Winegard%20FlatWave%20FL-5000.jpg" width="200" height="200" align="right" alt="" /></a>Like the Mohu Leaf, the <a href="http://www.amazon.com/gp/product/B0063705PE/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B0063705PE&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=5H5XJP6SG4UA47X4">Winegard FlateWave FL-5000</a> boasts the convenience of being flat as paper and performing like a gem. Also similar to the Leaf, this antenna is black on one side and white on the other, making it easier to blend it into the aesthetics of the room depending on your needs. Reviews have claimed the best place for this antenna is in the window, and its decal-esque design makes it blend right in as well as fit into whatever place you might need to get the best reception.</p> <p>Though not intended for VHF channels, the Winegard FlatWave FL-5000 overall does not fall short performance-wise according to numerous reviews. In fact, this product has been compared to the Mohu Leaf as though they were twins, but with some minor differences that depending on the person might not be so minor. The biggest one is the power cable.&nbsp;Rather than a short white cable for the Mohu Leaf, which severely limits the placement options of the antenna or the TV, the Winegard FlatWave has a cable more than double the length at 15ft adding a new level of convenience to the experience of anyone trying to find that signal sweet spot.</p> <p>The one complaint people seem to have about this brand is that this extremely useful longer cable is black, making it a little harder on the eyes in a white room unlike the Mofu Leaf, whose cable is white. Depending on your needs and aesthetic pleasures, the Winegard FlatWave FL-5000 might be the perfect iteration of super-thin indoor TV antennas for you.</p> <p><a href="http://www.amazon.com/gp/product/B0063705PE/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B0063705PE&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=5H5XJP6SG4UA47X4">Currently $34.30 on Amazon</a></p> <h3>RCA Basic Indoor Antenna</h3> <p><a href="http://www.amazon.com/gp/product/B000HKGK8Y/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B000HKGK8Y&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=IYIKCNW37QCSRAFO"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5123/RCA%20Basic%20Indoor%20Antenna.jpg" width="200" height="200" align="right" alt="" /></a>The least expensive option on this list is anything but lacking in quality. The <a href="http://www.amazon.com/gp/product/B000HKGK8Y/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B000HKGK8Y&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=IYIKCNW37QCSRAFO">RCA Basic Indoor Antenna</a>&nbsp;comes with VHF and UHF reading capabilities thanks to the dipoles and UHF loop. The dipoles are extendable up to 3 ft, giving you a wider range of space to look for signals. Along with the VHF and UHF signals, the RCA Basic Indoor Antenna also picks up FM signals.</p> <p>Though this model is bulkier than most on this list, it can still comfortably sit atop or behind a tv, or on a small stand nearby depending where the best positioning is without destroying the flow of your room. It has a 4' cord attached to plug into the TV, giving you a little more leeway with distance and placement. With its low price and undeniable reliability in delivering excellent reception, many users have considered the RCA Basic Indoor Antenna the perfect model to satisfy their TV needs.</p> <p><a href="http://www.amazon.com/gp/product/B000HKGK8Y/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B000HKGK8Y&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=IYIKCNW37QCSRAFO">Currently $7.49 on Amazon</a></p> <h3>Mohu Curve 30 Designer HDTV Antenna</h3> <p><a href="http://www.amazon.com/gp/product/B00F3ZO710/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B00F3ZO710&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=AJ56HG7RUWTQJZ7R"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5123/Mohu%20Curve%2030%20Designer%20HDTV%20antenna.jpg" width="200" height="200" align="right" alt="" /></a>If you are not a fan of sticking something in your window, on your wall, or having something that looks like a traditional antenna, but still want great TV signal, then the <a href="http://www.amazon.com/gp/product/B00F3ZO710/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B00F3ZO710&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=AJ56HG7RUWTQJZ7R">Mohu Curve 30 Designer HDTV Antenna</a> might be the right option for you. True to its name, the curve is a flat surface that can be shaped to stand and blend right into your room. If you decide you don't like it in the standing position, you can also lie it flat or stick it in your window; this is a model with many aesthetic options.</p> <p>The Mohu Curve 30 receives both UHF and DHF channels from up to 30 miles away in full 1080p, just like other members of this list, making it a top contender for performance as well as attractiveness. A 10' coax cord means there is plenty of wiggle room for placement, though it shouldn't have to move to much considering it is another omnidirectional model. Just keep in mind that the Mohu Curve 30 Designer HDTV Antenna will only work with TVs that have a digital tuner (built in or set-top). Still, this model is perfect for those craving excellent service with visual variety.</p> <p><a href="http://www.amazon.com/gp/product/B00F3ZO710/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B00F3ZO710&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=AJ56HG7RUWTQJZ7R">Currently $49.99 on Amazon</a></p> <p><span style="font-family: Arial, Helvetica, sans-serif; font-size: 13px; font-style: normal; line-height: 22.1000003814697px;">And those are our recommendations for the best indoor TV</span><span style="color: rgb(0, 0, 0); font-family: Arial, Helvetica, sans-serif; font-size: 13px; line-height: 1.5;">&nbsp;antennas</span><span style="font-family: Arial, Helvetica, sans-serif; font-size: 13px; font-style: normal; line-height: 22.1000003814697px;">. As always, be sure to check out the&nbsp;</span><a href="http://www.wisebread.com/buying-calendar" style="font-family: Arial, Helvetica, sans-serif; font-size: 13px; font-style: normal; line-height: 22.1000003814697px;">Wise Bread Buying Calendar</a><span style="font-family: Arial, Helvetica, sans-serif; font-size: 13px; font-style: normal; line-height: 22.1000003814697px;">&nbsp;to learn when and how to buy just about anything!</span></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/janae-spinato">Janae Spinato</a> of <a href="http://www.wisebread.com/the-5-best-indoor-tv-antennas">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-swiss-army-knives">The 5 Best Swiss Army Knives</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-hair-clippers">The 5 Best Hair Clippers</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-electric-can-openers">The 5 Best Electric Can Openers</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-aaa-batteries">The 5 Best AAA Batteries</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-underwater-cameras">The 5 Best Underwater Cameras</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping Buying Guides indoor television antenna product reviews tv Thu, 26 Mar 2015 21:00:11 +0000 Janae Spinato 1290300 at http://www.wisebread.com Best Money Tips: 50 Ingredients to Stock Up On http://www.wisebread.com/best-money-tips-50-ingredients-to-stock-up-on <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-50-ingredients-to-stock-up-on" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_groceries_000057441226.jpg" alt="Woman with ingredients she just stocked up on" title="" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on ingredients you should stock up on, real health benefits of red wine, and how getting free stuff can cost you.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.dontpayfull.com/blog/50-vital-ingredients-you-should-stock-up-on">50 Vital Ingredients You Should Stock Up On</a> &mdash; Keep a carton of low-sodium broth in your pantry and incorporate it into chillis, soups, stews, and other dishes. [Don't Pay Full]</p> <p><a href="http://couponpal.com/blog/5-real-health-benefits-of-red-wine">5 Real Health Benefits Of Red Wine</a> &mdash; The resveratrol and antioxidants in red wine reduce the risk of blood clots, which contribute to an overall healthy heart and a lower risk of heart disease. [CouponPal]</p> <p><a href="http://www.mightybargainhunter.com/six-costs-of-free">Six costs of free &ndash; and how to avoid having them eat your lunch</a> &mdash; Sometimes, free things will cost you in aggravation. When that's the case, you might be better off paying for the upgrade. [Mighty Bargain Hunter]</p> <p><a href="http://www.popsugar.com/smart-living/Uses-Old-T-Shirts-24885908">11 Ways to Reuse Old T-Shirts</a> &mdash; You can use old T-shirts as rags to clean the house, but you can also turn them into pet toys, fashion accessories, and home décor. [PopSugar Smart Living]</p> <p><a href="http://www.debtroundup.com/7-unusual-ways-to-make-easy-money/">7 Unusual Ways To Make Easy Money</a> &mdash; You may have valuable ad space for sale: your home, car, or even your body. [Debt Roundup]</p> <h2>Other Essential Reading</h2> <p><a href="http://canadianfinanceblog.com/tools-that-help-small-business/">5 Tools That Help My Small Business</a> &mdash; A good accountant will give you helpful advice and insight on taxes and record-keeping for your business. [Canadian Finance Blog]</p> <p><a href="https://smartasset.com/career/are-moocs-the-key-to-your-career-success#q=MOOC">Are MOOCs the Key to Your Career Success?</a> &mdash; Massive Open Online Courses give you access to courses by colleges and universities around the world. You won't get college credit for them, but you'll gain practical knowledge and skills. [SmartAsset]</p> <p><a href="http://parentingsquad.com/gardening-with-kids-seeds-to-plant-in-spring">Gardening With Kids: Seeds to Plant in Spring</a> &mdash; Plant your seeds in March and April for harvesting in late spring and summer. Try growing broccoli, herbs, peppers, spinach, summer squash &mdash; just to name a few! [Parenting Squad]</p> <p><a href="http://www.thousandaire.com/the-truth-about-reverse-mortgages/">The Truth About Reverse Mortgages</a> &mdash; A reverse mortgage is an attractive option for many retirees and senior homeowners, but make sure you know about these common misconceptions and the truth behind them. [Thousandaire]</p> <p><a href="http://blog.readyforzero.com/debt-settlement/">Everything You Need to Know About Debt Settlement</a> &mdash; You don't need to hire a debt settlement company. Most collection companies will offer you a settlement proposal, which you can negotiate. [ReadyForZero]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-50-ingredients-to-stock-up-on">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/four-inexpensive-breakfasts-in-under-five-minutes">4 Inexpensive Breakfasts in Under Five Minutes</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-unusual-but-necessary-staples-to-add-to-your-pantry">12 Unusual (But Necessary!) Staples to Add to Your Pantry</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-flavorful-foods-worth-splurging-on">10 Flavorful Foods Worth Splurging On</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/when-good-food-goes-bad-part-vi-apples">When Good Food Goes Bad Part VI: Apples</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/13-food-items-to-always-buy-in-bulk">13 Food Items to Always Buy in Bulk</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink best money tips ingredients Thu, 26 Mar 2015 19:00:08 +0000 Amy Lu 1357647 at http://www.wisebread.com 8 Terrible Restaurant Values You Should Avoid http://www.wisebread.com/8-terrible-restaurant-values-you-should-avoid <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-terrible-restaurant-values-you-should-avoid" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/family_restaurant_000033602722.jpg" alt="Family eating value meal at a restaurant " title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>If you're like millions of Americans, you probably dine out at least once a week. For many, it's a favorite pastime &mdash; a time to relax with friends or family and experiment with different cuisines. So, it probably comes as no surprise that restaurant meals can cost significantly more than preparing meals at home (there's no shortage of articles underscoring this on Wise Bread).</p> <p>But if you're trying to save money when eating out, there are a few restaurant items you should consider skipping. These items feature unnecessarily high mark-ups that make them a poor choice for folks on a budget. Here's a breakdown of some of these worst restaurant values. (See also: <a href="http://www.wisebread.com/are-you-eating-the-10-most-over-priced-restaurant-menu-items?ref=seealso">Are You Eating the 10 Most Over-Priced Menu Items?</a>)</p> <h2>1. Salads</h2> <p>Whether you're trying to eat clean or simply reduce your calorie intake, you might choose a salad over a less-healthy menu item. This may be good for your physical health, but usually not your financial health. I've very stupidly paid up to $22 for a nothing-special salad, and according to Restaurant.com, it only costs a restaurant an average of $1.60 to make one. You're better off going to the grocery store and buying your own lettuce and vegetables.</p> <p>&quot;Salads can be prepared with minimal time at home and with ease,&quot; says Natasha M. Campbell, founder and CEO of Lifestyle Success Unlimited. &quot;Take the time to prep the night before and pay yourself for your time and effort versus the restaurant.&quot;</p> <h2>2. Tea, Soda, and Alcohol</h2> <p>Many patrons prefer flavored drinks, such as alcohol, soda, or tea over a glass of free, filtered tap water. The cost of beverages might seem like a small price to pay, especially since you can order soda or tea for under $3 and receive free refills. But when you take into account that restaurants only pay about $0.35 per teabag and how fountain drinks are mostly tap water, chances are you're not getting your money's worth. Alcoholic beverages aren't any better.</p> <p>&quot;Bottles of wine are usually marked up 100%, and a glass of wine can be as much as five times over what the restaurant paid,&quot; says Kate Krader, restaurant editor at Food &amp; Wine magazine. Ouch.</p> <h2>3. Appetizers</h2> <p>Appetizers are one of the biggest mind tricks in the restaurant game. These items are purposely priced slightly cheaper than entrees to make it look like you're getting a bargain. But if you examine appetizers and entrees with similar ingredients and compare prices for each, you might find that appetizers &mdash; although a smaller portion &mdash; are the victim of price inflation.</p> <p>According to Jody Pennette, the founder of CB5 Restaurant Group, &quot;Restaurants have been raising the prices of appetizers disproportionately to the increase in food costs over the past 15 years.&quot;</p> <h2>4. Kid's Meals</h2> <p>Even though many restaurants have a kid's menu, children can be picky eaters. If you go to a restaurant and order two or three kid's meals, you could end up spending money on food your kid doesn't finish. The portions are smaller and the prices cheaper, so you assume you're getting a deal, even if your kid doesn't clean their plate. But why waste money if you don't have to? There are plenty of restaurants that offer a free kid's meal for each paying adult &mdash; and that's where you should be eating.</p> <h2>5. Desserts</h2> <p>Many people can't wait to finish off their meal with a decadent dessert (myself included), but it'll cost you &mdash; and I'm talking more than calories. Restaurant desserts are notoriously overpriced. On average, we might pay $6 or $7 for a single slice of cake or pie, yet we can buy a whole cake at a grocery store or bakery for about the same price. Or, we can prepare the dessert ourselves for much less at home. A good trick to avoid this trap is to put a piece of candy or two in your pocket or purse before dinner. A couple Hershey's kisses at the end of the meal will quell those chocolate cravings and save you some dough.</p> <h2>6. Restaurant Specials</h2> <p>Don't fall for the daily or nightly specials. It may sound like a mouth-watering treat, but it can also be the chef's way of getting rid of leftovers in the kitchen, and charging customers a premium for no reason.</p> <p>&quot;Specials are just an expensive way for the chef to clean out his or her kitchen of leftovers,&quot; says Sarah Zorn, editorial director of the blog Restaurant Girl.</p> <h2>7. Pasta</h2> <p>A box of dried pasta at the grocery store costs pennies per serving, and tomato and other pasta sauces are also cheap to prepare. On average, it doesn't take too much time or a lot of ingredients for a restaurant to prepare a basic pasta dish, yet many dishes have a markup between six and 10 times the cost. It's easier for us to justify higher pricing for dishes that take longer to prepare, but if you can whip up a simple pasta dish in your kitchen in no time and at a seriously low cost, it's financially beneficial to prepare it yourself.</p> <h2>8. Breakfast and Brunch</h2> <p>A fancy brunch or breakfast outside the house can get the morning off to an enjoyable start. But since breakfast food is incredibly inexpensive and quick to prepare, you're probably getting duped financially. A restaurant can purchase eggs, bacon, potatoes, pancakes, milk, and other breakfast items in bulk for cheap. Eggs retail for about $0.10 each, and it costs a restaurant practically nothing to prepare pancakes, hash browns, and toast. However, I've seen restaurants charge as much as $10 or $12 for a simple breakfast plate with these items. Don't get me wrong &mdash; I worship at the cathedral of brunch &mdash; but I participate much more sparingly than I used to.</p> <p><em>What dishes do you avoid because of the cost when dining out?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/8-terrible-restaurant-values-you-should-avoid">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-secrets-restaurants-dont-want-you-to-know">6 Secrets Restaurants Don&#039;t Want You to Know</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-water-can-save-you-977-a-year">How Water Can Save You $977 a Year</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/13-overpriced-restaurant-items-that-waste-your-money">13 Overpriced Restaurant Items That Waste Your Money</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/are-you-eating-the-10-most-over-priced-restaurant-menu-items">Are You Eating the 10 Most Over-Priced Restaurant Menu Items?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-7-best-cities-for-frugal-foodies">The 7 Best Cities for Frugal Foodies</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink bad values eating out markup overpriced restaurants Thu, 26 Mar 2015 15:00:09 +0000 Mikey Rox 1356104 at http://www.wisebread.com 8 Great Clean Eating Slow Cooker Recipes http://www.wisebread.com/8-great-clean-eating-slow-cooker-recipes <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-great-clean-eating-slow-cooker-recipes" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/family_eating_000041170376.jpg" alt="Family eating together at the table" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Cooking meals at home in a Crock-Pot or slow cooker can save time, money, and tremendous effort. However, many of the slow cooking recipes you'll find on the web are for dense comfort foods.</p> <p>So if you're watching your weight or just like to eat clean, there are a number of recipes you can stick in the pot for healthy eating &mdash; here are eight of my all-time favorites to get you started. (See also: <a href="http://www.wisebread.com/35-slow-cooker-recipes-for-busy-or-lazy-vegetarians?ref=seealso">35 Slow Cooker Recipes for Busy Vegetarians</a>)</p> <h2>1. Sweet Potato Bake</h2> <p>This <a href="http://kneadtocook.com/black-bean-and-sweet-potato-bake-in-the-crock-pot/">black bean sweet potato bake</a> is simple and flavorful. You'll first heat some oil in a skillet and sauté your onions, garlic, and spices before tossing the rest of the ingredients (beans, potatoes, broth, etc.) into the Crock-Pot for four to six hours. Serve with brown rice, <a href="http://chefinyou.com/2009/08/how-to-cook-kamut/">kamut</a>, or quinoa on the side.</p> <h2>2. Rotisserie Chicken</h2> <p>My mom loves cooking chicken in her slow cooker, so she passed along this <a href="http://www.thegraciouspantry.com/clean-eating-slow-cooker-rotisserie-chicken/">rosemary rotisserie chicken</a> recipe. You'll mix together garlic powder and fresh rosemary before rubbing it &mdash; and some lemon slices &mdash; all over the bird. Then, cook for eight hours on low until your chicken reaches an internal temperature of 180 degrees Fahrenheit.</p> <h2>3. Paleo &quot;Oatmeal&quot;</h2> <p>I recently tried this <a href="http://www.rubiesandradishes.com/2014/11/05/paleo-slow-cooker-noatmeal/">Paleo &quot;n'oatmeal&quot;</a> recipe for a family make-ahead breakfast, and I was blown away. The texture is extremely reminiscent of oatmeal, but it's actually a protein-packed mix of walnuts, almonds, butternut squash, apples, cinnamon, nutmeg, coconut sugar, and coconut milk. Lots of nutritive stuff to keep you going all morning long.</p> <h2>4. Kale Soup</h2> <p>A friend made us this <a href="http://www.chelseasmessyapron.com/slow-cooker-quinoa-white-bean-and-kale-soup/">white bean and kale soup</a> a while back when we moved into our new house. Vegetarians and vegans can substitute vegetable broth for the chicken broth. And if you don't have white beans, use kidney or black. Don't have quinoa? Use brown rice or some other healthy grain. Feel free to customize this recipe so it works with the ingredients in your cupboard.</p> <h2>5. Applesauce</h2> <p>Store bought applesauce contains added sugars and other ingredients to make it shelf-stable. So, I started making my own <a href="http://www.neverhomemaker.com/2010/09/ginger-gold-applesauce.html">homemade applesauce</a> each fall with local apples. I also freeze it in large quantities. Just pour warm applesauce into freezer containers, leave an inch or so for expansion, and let cool completely before transferring to your freezer for six months to a year. It also makes a great dessert if you're steering clear of sweets.</p> <h2>6. Poached Salmon</h2> <p>Need a boost of omega fatty acids? Try this <a href="http://www.thekitchn.com/recipe-slow-cooker-poached-salmon-recipes-from-the-kitchn-196453">poached salmon</a> recipe in your Crock-Pot. The best part is that you don't have to worry as much about over-cooking or drying out the fish. Combine water, wine, lemon, shallots, bay leaf, herbs, peppercorns and salt in the cooker on high for 30 minutes. Then place seasoned salmon in the pot skin-side down and cook for 45 minutes to an hour.</p> <h2>7. Split Pea Soup</h2> <p>One of the most popular recipes on my blog is this <a href="http://www.neverhomemaker.com/2014/02/miso-split-pea-soup.html">split pea miso soup</a>. And making it couldn't be easier. Chop your onion, carrots, and garlic, and toss into the pot. Then add in coconut oil and miso paste, and mix until everything is well coated. Pour in the liquid and cook for four to six hours on high, until the split peas get perfectly mushy.</p> <h2>8. Mushroom Risotto</h2> <p>This <a href="http://www.cheatsheet.com/life/clean-eating-made-easy-7-crockpot-recipes.html/6/">mushroom barley risotto</a> recipe is creamy and sensible &mdash; each hearty serving is around just 435 calories. After sautéing the onions and mushrooms, you'll add the barley and cook until lightly browned. Then toss everything in the slow cooker and cook until barley is tender (around three hours).</p> <p><em>What healthy recipes have you made in your slow cooker?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-marcin">Ashley Marcin</a> of <a href="http://www.wisebread.com/8-great-clean-eating-slow-cooker-recipes">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-6"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/20-cheap-and-easy-soup-recipes">20 Cheap and Easy Soup Recipes</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/25-great-cheap-and-easy-crock-pot-recipes">25 Great, Cheap, and Easy Crock Pot Recipes</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/what-to-eat-every-day-a-month-of-frugal-meals">What to Eat Every Day: A Month of Frugal Meals</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/20-cheap-delicious-and-healthy-black-bean-recipes">20 Cheap, Delicious, and Healthy Black Bean Recipes</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-awesome-muffin-tin-recipes-for-breakfast-lunch-and-dinner">15 Awesome Muffin Tin Recipes for Breakfast, Lunch, and Dinner</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink cheap meals clean eating crock-pot healthy recipes slow cooker Thu, 26 Mar 2015 11:00:09 +0000 Ashley Marcin 1354206 at http://www.wisebread.com Best Money Tips: Worst Mistakes to Make at the Supermarket http://www.wisebread.com/best-money-tips-worst-mistakes-to-make-at-the-supermarket <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-worst-mistakes-to-make-at-the-supermarket" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/couple_groceries_000024630006.jpg" alt="Couple making shopping mistakes at grocery store" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on the worst mistakes you can make at the supermarket, spring cleaning tricks, and smart ways to use mason jars.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.kiplinger.com/slideshow/spending/T050-S001-biggest-shopping-mistakes-at-the-supermarket/index.html">12 Worst Mistakes to Make at the Supermarket</a> &mdash; Don't let a recipe dictate the groceries you buy. Instead, plan meals around what you already have and what's on sale. [Kiplinger]</p> <p><a href="http://moneyning.com/better-yourself/5-tricks-for-conquering-spring-cleaning-chores-this-week/">5 Tricks for Conquering Spring Cleaning Chores This Week</a> &mdash; Tackling the entire house all at once can be overwhelming. Instead, focus on cleaning and organizing one room at a time. [MoneyNing]</p> <p><a href="http://www.popsugar.com/smart-living/Uses-Mason-Jars-24543776">16 Smart Ways to Use Mason Jars This Spring</a> &mdash; Use mason jars to bake tasty treats like cakes, pies, and pizzas. They're also great for portion control! [PopSugar Smart Living]</p> <p><a href="http://www.csmonitor.com/Business/Saving-Money/2015/0318/Five-great-budgeting-apps-to-keep-you-in-the-black">Five great budgeting apps to keep you in the black</a> &mdash; BillGuard works a lot like Mint, but with the added feature that they'll alert you when one of the merchants you've recently shopped with is hit with a security breach. [The Monitor]</p> <p><a href="http://www.creditsesame.com/blog/5-essential-habits-consumers-excellent-credit-scores/">5 Essential Habits of Consumers with Excellent Credit Scores</a> &mdash; People with excellent credit scores use a diverse mix of credit, often in the form of a mortgage, auto loan, and credit cards. [Credit Sesame]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.listenmoneymatters.com/connections-equal-capital-how-being-a-fan-can-pay-off/">Connections Equal Capital: How Being A Fan Can Pay Off</a> &mdash; Building quality relationships now can lead to many opportunities down the road. [Listen Money Matters]</p> <p><a href="http://www.moneyunder30.com/trick-yourself-into-saving-more-and-spend-less">5 Ways To Trick Yourself Into Saving More And Spending Less</a> &mdash; Wait 24 hours before you buy unnecessary items to make sure you aren't spending for emotional reasons. [Money Under 30]</p> <p><a href="http://www.positivityblog.com/index.php/2015/03/24/daily-optimism/">3 Simple Daily Habits That Will Help You to Stay Optimistic</a> &mdash; Create a supportive environment around you. Spend time with optimistic people who will help you get out of a rut or tell you when you're overthinking things. [The Positivity Blog]</p> <p><a href="http://consumerqueen.com/saving-money-2/frugal-tips/25-things-to-put-in-easter-eggs-besides-candy">25 Things to put in Easter Eggs&hellip;.besides CANDY!!</a> &mdash; Shake things up a bit this Easter. Instead of candy, stuff your plastic eggs with stickers, bouncy balls, mini dinosaurs, and other small, age-appropriate toys and knick-knacks. [Consumer Queen]</p> <p><a href="http://parentingsquad.com/5-must-start-habits-to-make-your-mornings-easier">5 Must-Start Habits to Make Your Mornings Easier</a> &mdash; Keep an eye on the clock while your family gets ready in the morning. You may even want to set a timer to alert your kids when they should be moving on to the next task. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-worst-mistakes-to-make-at-the-supermarket">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-7"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/a-supermarket-insider-reveals-5-ways-your-grocer-is-trying-to-upsell-you">A Supermarket Insider Reveals 5 Ways Your Grocer Is Trying to Upsell You</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/sure-savings-at-the-supermarket-how-to-save-25-on-9-staple-items">Sure Savings at the Supermarket</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/13-food-items-to-always-buy-in-bulk">13 Food Items to Always Buy in Bulk</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-indoor-tv-antennas">The 5 Best Indoor TV Antennas</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-things-you-should-never-buy-at-the-dollar-store-and-10-you-should">10 Things You Should Never Buy at the Dollar Store (and 10 You Should)</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping best money tips supermarket Wed, 25 Mar 2015 19:00:07 +0000 Amy Lu 1355662 at http://www.wisebread.com 13 Food Items to Always Buy in Bulk http://www.wisebread.com/13-food-items-to-always-buy-in-bulk <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/13-food-items-to-always-buy-in-bulk" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/couple_buying_wine_000019154731.jpg" alt="Couple at the store buying wine in bulk" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>It can be hard to decide what's worth buying in bulk. Are you getting a better deal? Will you use all of an item before it goes bad? (See also: <a href="http://www.wisebread.com/bulk-buying-basics-what-to-buy-how-to-store-and-money-saving-tips?ref=seealso">Bulk Buying Basics: What to Buy and Money Saving Tips</a>)</p> <p>Be sure to follow some general rules when you go shopping: Only buy things you always use and use often. Don't buy something you don't know if you like; try a single serving first (for example, a soup brand you like, but a new flavor you haven't tried). And, of course, always consult this list. (See also: <a href="http://www.wisebread.com/10-things-you-didnt-know-you-could-buy-in-bulk?ref=seealso">10 Things You Didn't Know You Could Buy in Bulk</a>)</p> <h2>1. Alcohol</h2> <p>If you're having a party, you can save some real cash by buying booze in bulk. The bigger the package of beer, the better the deal, and the same goes for spirits. Warehouse stores can offer some real savings, and in some states you don't have to be a member to buy alcohol. Even if you're buying wine from a wine shop, most offer discounts of 5%-15% for a case of 12.</p> <h2>2. Beans</h2> <p>Whether you buy your beans canned or dried, they last a long time and don't run a high risk of going bad before you use them all up. Dried beans offer the biggest savings, and can be cheaper when bought in larger quantities or from a bulk bin. When shopping at Costco or Sam's Club, packages of multiple cans of beans offer a per-can discount of around 15%.</p> <h2>3. Pasta</h2> <p>If you're a pasta lover, stop buying your dried pasta just one little package at a time. You can save up to 40% off the supermarket price by buying in bulk, including whole wheat varieties. The <a href="http://shelflifeadvice.com/grains-pasta-and-cereal/grains-and-pasta/pasta">shelf life of dried pasta</a> is up to two years in air-tight packaging, and many families eat it often, making it a bulk-buy must.</p> <h2>4. Oats</h2> <p>If you enjoy making oatmeal or baked goods using oats or oat flour, then you may want to consider buying wholesale. If you have the space and will use 50 pounds of oats, you can save nearly 70%. Even if you're buying out of the bulk bin or in bigger bags, there are still savings to be had. Make sure you store your oats in an airtight container.</p> <h2>5. Spices</h2> <p>The price difference for <a href="http://allnaturalsavings.com/2014/07/22/bulk-food-vs-packaged-food-price-comparisons/">bulk spices</a> and packaged spices at the grocery store can be huge. However, if you buy five pounds of cinnamon and then don't use it, then it's money wasted. Only buy spices in amounts that you know you'll use. This can be a great time to visit the bulk section of the market and measure out how much you want. One spice that's especially great to buy in bigger amounts is peppercorns. The whole variety keeps for longer, and since pepper goes in nearly everything, you'll keep your pepper mill stocked for cheaper.</p> <h2>6. Meat</h2> <p>If your family loves meat and you cook it often, then go ahead and buy ahead. The key to buying meat in bulk is to portion it out, wrap and package it well, and freeze it. If done properly, meat can last up to one year in a freezer. Be sure to compare prices, since sales at supermarkets can sometimes beat out warehouse store prices.</p> <h2>7. Dried Fruit</h2> <p>A great healthy snack, dried fruit can unfortunately be expensive. It's frequently cheaper at warehouse stores, assuming you will use all of those dried cranberries in a reasonable amount of time. If you shop at a grocery store with bulk bins, dried fruit can be a great buy. Make sure that you buy from bins that are busy and therefore get refilled often.</p> <h2>8. Canned Tomatoes</h2> <p>Canned tomatoes are an item used by home cooks and chefs alike, and they're more than handy to have around. They also last, so they're a great bulk buy. Buying a six-pack at a warehouse store can add up to 25% savings, and won't even take up that much room in your pantry.</p> <h2>9. Coffee</h2> <p>If you're a frequent coffee drinker and you don't buy your coffee in bulk, then it's time to make the switch. It makes economic sense as well as ecological sense. Buying in bulk <a href="http://www.bulkisgreen.org/bulk-questions-answers_5067_ct.aspx">saves on packaging</a>, and you'll get your fix all the same. It's best to buy whole beans, which stay fresh for longer and offer more flavor when freshly ground.</p> <h2>10. Rice and Grains</h2> <p>Grains are another great dry good to stock up on and save money. Buying bigger bags tend to offer real savings, as does buying from the bulk bin. Grains last as long as they are stored properly, but keep in mind that rice and <a href="http://wholegrainscouncil.org/recipes/storing-whole-grains">whole grain shelf lives</a> differ. For example, brown rice spoils faster because of higher oil content. Keep grains in a sealed container, away from sunlight and heat.</p> <h2>11. Sugar</h2> <p>For the bakers out there, going for the big bag of sugar should be a no-brainer. At Costco, you can <a href="http://allnaturalsavings.com/2013/10/28/costco-price-list-vs-grocery-store-price-list/">save 25% on sugar</a> by purchasing ten pounds rather than a two-pound bag. When stored in a cool and dry place, white sugar practically lasts forever. No need to beg for a cup from the neighbors!</p> <h2>12. Oils</h2> <p>Cooking oils such as olive oil are consistently cheaper when purchased in larger quantities, and if you cook with them often, go big. When specifically buying olive oil, make sure the glass container is a dark green to keep out sunlight, or buy in a metal container and transfer smaller amounts to your own bottle. Note that <a href="http://www.eatbydate.com/other/condiments/how-long-does-oil-last/">oil will go rancid</a>, so don't buy more than you can use.</p> <h2>13. Maple Syrup</h2> <p>Good maple syrup can be a costly food item, really putting a damper on your pancake breakfast plans. Luckily, the price gets a little more reasonable the bigger the container. You can order it online or visit a big box store &mdash; just compare price per ounce to get the best deal. Stored properly, it'll last for several months and drown dozens of pancakes.</p> <p><em>What are your regular bulk buys. Please share in comments &mdash; you have plenty!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/laurel-randolph">Laurel Randolph</a> of <a href="http://www.wisebread.com/13-food-items-to-always-buy-in-bulk">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-8"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-5-credit-cards-for-groceries">The Best 5 Credit Cards for Groceries</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/breaking-the-bread-code-how-to-get-the-freshest-loaf">Breaking the Bread Code: How to Get the Freshest Loaf</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/what-not-to-buy-at-a-farmers-market">What NOT to Buy at a Farmers Market</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-awesome-reasons-to-shop-at-aldi">6 Awesome Reasons to Shop at Aldi</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/25-things-you-shouldnt-buy-at-the-grocery-store">25 Things You Shouldn&#039;t Buy at the Grocery Store</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink Shopping bulk saving money warehouse stores wholesale Wed, 25 Mar 2015 15:00:07 +0000 Laurel Randolph 1353920 at http://www.wisebread.com 7 Generic Beauty Buys Better Than the Expensive Originals http://www.wisebread.com/7-generic-beauty-buys-better-than-the-expensive-originals <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/7-generic-beauty-buys-better-than-the-expensive-originals" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/women_makeup_000035641214.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>When it comes to beauty products, no one will ever know whether you're using the high-end brands or the cheap stuff. In fact, lower-priced makeup and moisturizers are often identical or better than similar products that cost three times as much. Yet studies show that people are easily deluded into thinking a product with an <a href="http://www.pnas.org/content/105/3/1050.long">expensive price tag</a> is of higher quality than the same product labeled with a cheaper price.</p> <p>Well, delusions be gone! One of the simplest ways to save on your beauty regimen is to cut out higher-priced products that come with no added benefit, save for attractive packaging and a posh designer name. Read on for our guide to the low-priced beauty buys that work just as well &mdash; if not better &mdash; than their more expensive counterparts.</p> <h2>1. Mascara</h2> <p>New York City makeup artist Raychel Wade wants to let you in on a little secret: A $7 wand of Maybelline mascara will make your lashes just as lush and alluring as the high-end stuff sold at department stores. Wade, who got her start working behind makeup counters, said there's very little difference between expensive mascara and the cheap stuff other than the name brand on the packaging. That's because just about all <a href="http://www.webmd.com/beauty/makeup/makeup-decoding-mascara">mascara ingredients</a> are basically the same: a pigment to darken the lashes, a polymer to form the film that coats the lashes, a preservative, and a thickening agent. &quot;Drugstores carry amazing mascaras, but it wasn't my job to direct customers that way,&quot; Wade says. &quot;At the end of the day, I was working for the brand, not the customer.&quot;</p> <h2>2. Cologne and Perfume</h2> <p>There's about $1.50 worth of ingredients in the average bottle of fragrance, yet the typical price tag is $150 &mdash; less than 1% of the retail cost. What you're really paying for when you purchase cologne or perfume is the brand name. So ask yourself this question the next time you're tempted to invest in an expensive scent: Do you really like the fragrance that much better than the more affordable brands, or is it a successful marketing campaign that's seduced you into shelling out top dollar?</p> <h2>3. Cotton Rounds</h2> <p>Pharmacy-brand cotton rounds work just as well as the name brand products, but they'll cost you a smidgen less. &quot;I love the CVS Pharmacy&ndash;brand cotton rounds because they have the perfect amount of perforation and don't shed,&quot; says <a href="http://www.redbookmag.com/life/money-career/advice/g1868/best-generic-products-to-save-money/?slide=3">Redbook beauty expert</a> Mally Roncal.</p> <h2>4. Nail Polish</h2> <p>Those $7 bottles of nail polish by OPI are equally chip-resistant and beautifully colored as top-of-the-line polishes by Chanel ($26). OPI polishes are free of DBP, toluene, and formaldehyde, and they have a porcelain glaze that lasts long after the application date. What's more, OPI base coats also come highly rated for <a href="http://www.courier-journal.com/story/life/shopping/2015/02/13/best-nail-base-coat-combo/23343219/">longer lasting enamel</a> that strengthens the nail and protects against peeling.</p> <h2>5. Nail Polish Remover</h2> <p>You'll save at least $2 per bottle by buying off-brand nail polish removers, which contain the same ingredients as most name brand polish removers. &quot;For nails, Target's Up &amp; Up Regular Nourishing Nail Polish Remover is protein-rich, acetone-free, and no different from polish removers that cost more,&quot; says Hollywood hair and makeup artist Julia Papworth.</p> <h2>6. Skin Moisturizer</h2> <p>Clinique and Bobbi Brown sell high-end moisturizing lotions, but the truth is that one of the most <a href="http://www.galderma.com/Medical-Solutions/Major-Brands/Cetaphil">highly-rated skin creams</a> by makeup professionals and dermatologists alike is made by the drugstore brand, Cetaphil. Cetaphil moisturizer is immensely hydrating yet gentle on the skin. A 16 ounce tub sells at most drugstores and markets for about $11 &mdash; about five times lower than the price of the leading moisturizing cream by Bobbi Brown. As a bonus, Cetaphil also makes for a great makeup remover. Simply apply a modest amount of the lotion to your face and use a cotton ball or soft cloth to wipe it clean.</p> <h2>7. Wrinkle Corrector</h2> <p>There's no need to shell out top dollar when shopping for a product to soften the appearance of fine lines and wrinkles on your face. &quot;Rite Aid's Advanced Wrinkle Corrector softens fine lines, and skin stays soft throughout the day,&quot; says <a href="http://prettypublicbeauty.com/">Pretty Public Beauty</a> editorial director Devin Giannoni. Wrinkle correctors made by Rite Aid and other pharmacies will typically cost you $3 less than the name brand products.</p> <p><em>What are your favorite bargain beauty buys?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/brittany-lyte">Brittany Lyte</a> of <a href="http://www.wisebread.com/7-generic-beauty-buys-better-than-the-expensive-originals">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-9"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/wantable-makeup-premium-cosmetics-at-a-bargain-price">Wantable Makeup: Premium Cosmetics at a Bargain Price</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/budgeting-beauty-an-expert-tells-all">Budgeting Beauty - An Expert Tells All</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/can-beauty-be-this-basic">Can Beauty Be THIS Basic?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/five-beauty-products-ive-learned-to-live-without">Five Beauty Products I&#039;ve Learned To Live Without</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-easy-beauty-tricks-to-hide-your-flaws-not-that-you-have-any">8 Easy Beauty Tricks to Hide Your Flaws (Not That You Have Any!)</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Health and Beauty bargain hunting cosmetics generic makeup perfume Tue, 24 Mar 2015 21:00:09 +0000 Brittany Lyte 1351253 at http://www.wisebread.com 7 Foods Scientifically Proven to Increase Your Sex Drive http://www.wisebread.com/7-foods-scientifically-proven-to-increase-your-sex-drive <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/7-foods-scientifically-proven-to-increase-your-sex-drive" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/couple_eating_fruit_000025762442.jpg" alt="Young couple eating fruit to increase sex drive" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Ready to spice up date night? These seven foods will put you and your special someone in the mood long before the check arrives.</p> <h2>1. Oysters</h2> <p>Pull up two seats at the raw bar and watch the magic happen. These little gems from the sea boost libido with a unique and potent combination of minerals and proteins, namely zinc, vitamin B12, and two unusual amino acids &mdash; D-aspartic acid and N-methyl-D-aspartate. Not into oysters? Pumpkin seeds, peanuts, and roast beef are also high in zinc, although perhaps not as sensual to eat.</p> <h2>2. Strawberries</h2> <p>The high concentration of vitamin C in strawberries is known to raise men's sperm count, though the more important benefit for sex drive is their ability to increase circulation in both men and women. The added fructose to give you a burst of energy doesn't hurt either!</p> <h2>3. Salmon</h2> <p>What's good for your heart is also good for your libido. Now isn't that convenient? Fatty fishes have been known to boost sex drive. Plus, the omega-3 fatty acids in salmon, tuna, sardines, and mackerel keep your heart healthy and pumping with ease. Not to mention it also gives you glowing, irresistible skin.</p> <h2>4. Red Wine</h2> <p>In general, alcohol decreases libido except when that alcohol is red wine. Like strawberries, red wine helps to increase blood flow which in turn contributes to a boost in sex drive. In addition to consuming it, the color of red wine helps, too. Research finds that men and women are both more attracted to others who wear (and drink!) the color red.</p> <h2>5. Dark Chocolate</h2> <p>As if you needed another reason to love chocolate! Dark chocolate in particular contributes to an increased sex drive because it contains the very unsexy-sounding compound called phenylethylamine. It's commonly referred to as the &quot;love chemical&quot; because it is known to stimulate romantic emotions in the brain. So go ahead and have dessert.</p> <h2>6. Watermelon</h2> <p>Just call it nature's Viagra. Researchers at Texas A&amp;M University found that the triple threat of lycopene, citrulline, and beta-carotene in watermelon rev up your libido by relaxing blood vessels, which increases blood flow. To close out your romantic picnic this summer, pack some cold slices of watermelon for dessert and watch things heat up.</p> <h2>7. Sweet Potatoes</h2> <p>Like watermelon, sweet potatoes contain a healthy dose of beta-carotene. Our bodies transform beta-carotene into vitamin A, both key supplements for boosting libido.</p> <p><em>Has your sex drive responded to any of these foods &mdash; or others?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/christa-avampato">Christa Avampato</a> of <a href="http://www.wisebread.com/7-foods-scientifically-proven-to-increase-your-sex-drive">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-10"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-foods-scientifically-proven-to-make-you-more-beautiful">7 Foods Scientifically Proven to Make You (More) Beautiful</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-foods-that-are-scientifically-proven-to-increase-happiness">7 Foods That Are Scientifically Proven to Increase Happiness</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-supposedly-unhealthy-foods-that-are-actually-good-for-you">8 Supposedly Unhealthy Foods That Are Actually Good for You</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/invest-your-time-in-these-13-things-while-youre-in-your-20s">Invest Your Time in These 13 Things While You&#039;re in Your 20s</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/you-can-too-7-amazing-things-people-have-accomplished-in-under-a-year">You Can Too: 7 Amazing Things People Have Accomplished in Under a Year</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink Personal Development aphrodisiacs food science libido sex drive Tue, 24 Mar 2015 17:00:09 +0000 Christa Avampato 1351246 at http://www.wisebread.com Cash Back vs Travel Rewards: Pick the Right Credit Card for You http://www.wisebread.com/cash-back-vs-travel-rewards-pick-the-right-credit-card-for-you <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/cash-back-vs-travel-rewards-pick-the-right-credit-card-for-you" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_credit_card_000048180644.jpg" alt="Woman shopping with her credit card cash rewards" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Should you earn <a href="http://www.wisebread.com/5-best-cash-back-credit-cards?ref=inarticle">cash back rewards</a> or <a href="http://www.wisebread.com/top-5-travel-reward-credit-cards?ref=inarticle">travel rewards</a> from your credit card? Frankly, it is a question that is nearly as old as reward cards themselves, and the answer has always been &quot;it depends.&quot; Here's a breakdown of the ins and outs of the world of rewards credit cards. Now, you can decide which one will get you the biggest bang for your credit card buck.</p> <p>Of course, you need to be aware that rewards are only rewarding if you pay off your balance in full each month. Otherwise, the interest that you accrue on your balance will always be much more than the rewards you're gaining.</p> <p>But if you're itching to get into the credit card rewards game, here's everything you need to know.</p> <h2>When You Should Choose Travel Rewards</h2> <p>Earning and <a href="http://www.wisebread.com/how-travel-rewards-credit-cards-really-work?ref=internal">redeeming travel rewards</a> can be extremely complicated, so the ideal reward card user should be someone who is willing to put in the time and effort to deciphering their <a href="http://www.wisebread.com/comparing-miles-which-airline-loyalty-program-is-better">favorite airline</a> and <a href="http://www.wisebread.com/the-6-best-hotel-rewards-programs?ref=inarticle">hotel programs</a>. While earning free travel sounds like an amazing deal, some cardholders may find it frustrating trying to redeem the miles or points they've accumulated.</p> <h3>Earning Travel Rewards</h3> <p>Most travel rewards credit cards will offer bonus points or miles for spending in travel categories, like airfare, car rentals, hotel stays, dining, and entertainment.</p> <h3>Value of Travel Rewards</h3> <p>Travel rewards offer the opportunity to get a higher value for each mile or point earned. Rewards are most valuable when redeemed for international flights in business class, expensive last minute flights, and luxury hotels. These points and miles are less valuable when used for domestic flights in economy class, especially when travelers have the ability to book flights with plenty of advanced notice.</p> <p>But when points and miles are redeemed strategically for high value award flights and luxury hotel stays, then it is often possible to receive three to five cents in value per point, which is much better than the best cash back reward cards.</p> <h3>Redeeming Travel Rewards</h3> <p>The opportunity to redeem award travel is different depending on the credit card and loyalty program it is connected with. Some credit cards guarantee no blackout dates or restrictions when booking an award flight or stay. Others only offer a limited number of seats or stays for those redeeming rewards. Others, still, will simply allow you to redeem a statement credit for any travel purchase you make. How you prefer to travel will be the determining factor for which program to join.</p> <p>Co-branded airline or hotel cards will allow you to directly use your miles to redeem award flights or stays through the loyalty program connected to the card. Many times you can book travel with their partner airlines and chains as well. General travel cards might require you to book travel through their portal or allow you to transfer points to the available programs.</p> <p>It can be very hard to redeem airline miles for flights during peak travel seasons, so these programs are not very well suited to those who only travel during the holidays. Furthermore, some avid travelers who have particular travel requirements aren't very well served by traditional airline frequent flyer programs. For example, someone who wants to take shorter flights on routes with healthy competition will never receive much value from 25,000 miles on a flight that might only cost $100-$200. In addition, large families will usually be frustrated in their attempts to find more than two or three award seats available at the lowest mileage levels. Also, those who don't like to stay in large, chain hotels aren't going to have much use for hotel points. Finally, those whose schedules preclude searching for award seats months in advance will also find their miles to be less valuable.</p> <h3>Travel Perks</h3> <p>A big benefit of travel rewards cards are the included <a href="http://www.wisebread.com/travel-perks-you-didnt-know-your-credit-card-had">travel perks</a>. For frequent travelers (or those who simply hate the discomfort of travel), perks like priority boarding, status upgrades, lounge access, and free checked bags may prove to be valuable on its own.</p> <h2>When You Should Choose Cash Back</h2> <p>For many credit card users, even some who love to travel, cash back credit cards remain their best option. Using a cash back card like this allows cardholders to use their rewards for travel, paying bills, or for any other purpose they choose.</p> <h3>Earning Cash Rewards</h3> <p>Many cash back cards offer bonus points in general shopping categories, like groceries, department stores, and gas. They may also have a shopping portal that offers extra points for shopping with their partner merchants.</p> <h3>Value of Points</h3> <p>While the best travel hackers are able to get anywhere from three to five cents per point, cash back points usually have a one cent per point value. While the opportunity for point value is lower, cash back programs are simple and cardholders are guaranteed a predictable rate of return from their credit card rewards, without having to decipher loyalty programs or search for award availability. For those who have trouble redeeming their travel rewards, they run the risk of getting no value from the points they've accumulated.</p> <h3>Redeeming Cash Rewards</h3> <p>Redeeming your cash rewards is usually as simple as getting a statement credit or direct deposit into your account. Some require a minimum amount before redemption. You may also have the opportunity to redeem gift cards or products.</p> <h3>Shopping Perks</h3> <p>Many cards offer invaluable <a href="http://www.wisebread.com/10-awesome-credit-card-perks-you-didnt-know-about">perks for shoppers</a>, like extended warranties, purchase and price protection, and credit monitoring services.</p> <p>Reward credit cards offer valuable points, miles, and cash back for your spending, but choosing the best reward card is not that easy. By considering the type of travel you prefer, you can decide if travel rewards or cash back card are right for you.</p> <p>See our picks for best credit cards:</p> <ul> <li><a href="http://www.wisebread.com/top-5-travel-reward-credit-cards">Best Travel Rewards Credit Cards</a></li> <li><a href="http://www.wisebread.com/5-best-cash-back-credit-cards">Best Cash Back Credit Cards</a></li> <li><a href="http://www.wisebread.com/5-best-sign-up-bonuses-for-airline-miles-credit-cards">Best Sign-Up Bonuses for Airline Miles Credit Cards</a></li> <li><a href="http://www.wisebread.com/the-best-credit-cards-for-hotel-deals-and-rewards">Best Credit Cards for Hotel Deals and Rewards</a></li> <li><a href="http://www.wisebread.com/the-best-5-credit-cards-for-groceries">Best Credit Cards for Groceries</a></li> <li><a href="http://www.wisebread.com/the-5-best-credit-cards-for-dining-out">Best Credit Cards for Dining Out</a></li> <li><a href="http://www.wisebread.com/the-5-best-premium-credit-cards">Best Premium Credit Cards</a></li> <li><a href="http://www.wisebread.com/the-best-0-balance-transfer-credit-cards">Best 0% Balance Transfer Credit Cards</a></li> <li><a href="http://www.wisebread.com/the-best-low-interest-rate-credit-cards">Best Low Interest Rate Credit Cards</a></li> <li><a href="http://www.wisebread.com/the-5-best-credit-cards-with-annual-fees">Best Credit Cards with Annual Fees</a></li> <li><a href="http://www.wisebread.com/the-5-best-credit-cards-with-no-annual-fees">Best Credit Cards with No Annual Fees</a></li> </ul> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/jason-steele">Jason Steele</a> of <a href="http://www.wisebread.com/cash-back-vs-travel-rewards-pick-the-right-credit-card-for-you">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-11"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/top-5-travel-reward-credit-cards">5 Best Travel Reward Credit Cards</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/travel-perks-you-didnt-know-your-credit-card-had">12 Travel Perks You Didn&#039;t Know Your Credit Card Had</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-buy-and-sell-airline-miles">How to Buy and Sell Airline Miles</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/pitting-airline-against-hotel-rewards">Pitting Airline Against Hotel Rewards</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-credit-cards-for-hotel-deals-and-rewards">The Best Credit Cards for Hotel Deals and Rewards</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Credit Cards Travel cash back rewards credit cards travel rewards Tue, 24 Mar 2015 13:00:09 +0000 Jason Steele 1351239 at http://www.wisebread.com Best Money Tips: How to Eat Luxury Foods for Less http://www.wisebread.com/best-money-tips-how-to-eat-luxury-foods-for-less <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-how-to-eat-luxury-foods-for-less" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/chef_luxury_food_000035227614.jpg" alt="Chef preparing luxury dish of food at restaurant" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on how to eat luxury foods for less, the habits of people whose home is always clean, and ways to spend less on groceries.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.cheapism.com/blog/3453/cheap-luxury-foods">10 Luxury Foods for Less</a> &mdash; A one-ounce truffle may cost $95, but you can get the earthy flavor from truffle oil for about $20. [Cheapism]</p> <p><a href="http://adebtfreestressfreelife.com/12-habits-of-people-who-always-have-a-clean-home/">12 Habits of People Who Always Have A Clean Home</a> &mdash; Wipe down surfaces after every use; it only takes a few seconds, but it'll keep the area clean and ready to be used again. [A Debt Free Stress Free Home]</p> <p><a href="http://parentingsquad.com/how-to-spend-less-on-groceries-in-2015">How to Spend Less on Groceries in 2015</a> &mdash; Don't buy lunch at work. Plan to use up leftovers, or make affordable lunches out of basics like sandwiches, salads, and soups. [Parenting Squad]</p> <p><a href="http://momsneedtoknow.com/12-ways-use-orange-essential-oils">12 Ways to Use Orange Essential Oils</a> &mdash; Use orange essential oil as an insect repellent! It'll help keep the flies, ticks, and mosquitoes away. [Moms Need to Know]</p> <p><a href="http://www.csmonitor.com/Business/Saving-Money/2015/0319/Is-sending-money-though-Facebook-Messenger-safe">Is sending money though Facebook Messenger safe?</a> &mdash; In then next few months, Facebook will be rolling out a feature that allows you to send money via Messenger. You can set up a PIN for additional security; iPhone and iPad users may also enable TouchID. [The Monitor]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.popsugar.com/smart-living/Save-Money-Free-Apps-13358326#photo-13358326">Try These 16 Apps For Free and Save Loads of Money</a> &mdash; The Love Food Hate Waste app generates recipes from your leftovers! [PopSugar Smart Living]</p> <p><a href="http://moneyaware.co.uk/2015/03/20-more-weird-and-wonderful-ways-to-make-money/">20 More Weird and Wonderful Ways to Make Money</a> &mdash; Set up a delivery service to drop off leaflets or packages for local businesses. You can check out Gumtree for delivery opportunities in your area! [Step Change Money Aware]</p> <p><a href="http://www.marksdailyapple.com/the-definitive-guide-to-nuts">The Definitive Guide to Nuts</a> &mdash; Not all nuts are created equal! Find out the benefits, concerns, and what nutrients you get in an ounce of almonds, cashews, pecans, and more! [Mark's Daily Apple]</p> <p><a href="http://timemanagementninja.com/2015/03/instead-of-a-meeting-have-a-conversation">Instead of a Meeting, Have a Conversation</a> &mdash; In many cases, you can resolve an issue just by speaking to someone. [Time Management Ninja]</p> <p><a href="http://www.thadthoughts.com/2015/03/ten-vacation-ideas-cost-bundle">Ten Vacation Ideas That Don&rsquo;t Have to Cost a Bundle</a> &mdash; Head to the mountains during the summer, where many ski resorts offer hiking, white water rafting, and golf at much lower prices compared to winter months. [Thad Thoughts]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-how-to-eat-luxury-foods-for-less">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-12"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/13-food-items-to-always-buy-in-bulk">13 Food Items to Always Buy in Bulk</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/50-ways-to-use-canned-salmon">50 Ways to Use Canned Salmon</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-great-clean-eating-slow-cooker-recipes">8 Great Clean Eating Slow Cooker Recipes</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/35-mouth-watering-lentil-recipes">35 Mouth Watering Lentil Recipes</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-delicious-ways-to-prepare-a-humble-head-of-cabbage">15 Delicious Ways to Prepare a Humble Head of Cabbage</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink best money tips luxury foods Mon, 23 Mar 2015 19:00:09 +0000 Amy Lu 1348986 at http://www.wisebread.com 9 Ways to Spend Less on Your Significant Other (And Not Get Killed!) http://www.wisebread.com/9-ways-to-spend-less-on-your-significant-other-and-not-get-killed <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/9-ways-to-spend-less-on-your-significant-other-and-not-get-killed" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/couple_opening_gift_000054352330.jpg" alt="Couple opening gift" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Being in a relationship is expensive &mdash; whether you've been together a day or a decade. That means that at some point you'll need to reign in the spending (unless your last name is Gates or Rockefeller). Here are nine ways to do it without ending up on your partner's hit list.</p> <h2>1. Buy Dollar Store Greeting Cards</h2> <p>Tangible cards are quickly losing their appeal in this digital world (I stopped sending out holiday cards five years ago to preserve time, money, and paper), though they're not bygone relics just yet. It's still nice to receive one every now and again. But at an average price of $3 to $7 a pop &mdash; yes, some cards cost as much as a small meal now &mdash; they can put a considerable dent in your gift-buying budget over the course of a year. To scale back, ditch the premium greetings and hit up the dollar store.</p> <p>&quot;I've been purchasing greeting cards from the dollar store ever since I discovered them a few years back,&quot; says Kedal Perez,&nbsp;<a href="http://www.couponsherpa.com">Coupon Sherpa</a>'s resident money-saving expert. &quot;I often find the perfect card &mdash; sometimes two &mdash; for just 50 cents, compared to Hallmark cards costing $4 and up. In addition to holidays, I like to buy 'just because' cards for my husband when I remember to be a good wife. This habit saves me a ton and conveys the sentiment I'm looking for.&quot;</p> <p>While you're there, don't forget to pick up other gift-giving essentials like gift bags, balloons, tissue paper, ribbons, and more.</p> <h2>2. Decorate a Gift Instead of Wrapping It</h2> <p>On one occasion, I didn't have birthday-specific gift wrap for a present for one of my nephews, and in a bind I decided to decorate the plain cardboard box with crayons. My lack of resources resulted in a gift with a thoughtful presentation that didn't cost any additional money. I've kept up this habit with other gifts throughout the year, keeping a considerable amount of cash in my pocket. You also can adopt this practice. Get creative, too. You can use all kinds of items &mdash; markers, glue and glitter, and other crafty-type items like bows and ribbons that you may have lying around.</p> <h2>3. Celebrate a Holiday Post-Holiday</h2> <p>Ready to be a prime-time savings boss? Celebrate big holidays like Valentine's Day and Christmas after February 14 and December 25. It'll probably take a bit of convincing on your part &mdash; having nothing to open on Christmas morning will seem strange &mdash; but if it works out for the both of you, you're looking at substantial markdowns on all the coveted gifts.</p> <p>&quot;My husband and I recently agreed to celebrate certain holidays [like Valentine's Day] after the fact to avoid mark-ups,&quot; Perez says. &quot;He bought me a beautiful bouquet of orange roses and white lilies on February 15, and I loved them just as much as I would have a day earlier.&quot;</p> <h2>4. Buy Flowers From the Grocery Store</h2> <p>Speaking of flowers, you're spending too much if you're going to a local florist. It's an unfortunate fact, because I like to support small business &mdash; but they just don't have the discount buying power that large chain supermarkets do. You will have to contend with a more limited selection, perhaps, but that's an easy compromise to make when a beautiful bouquet doesn't make you weep for all the wrong reasons.</p> <h2>5. Shop the Clearance Section for Gifts</h2> <p>I'm always keeping my eye out for the perfect gift for my husband, and I hit the jackpot when it's from the clearance section. Whenever I'm shopping &mdash; for anything &mdash; that's the first place I go. I bypass the new arrivals, to the eye rolls of the associates, and get my discount on. This is a great tactic to cut costs on birthday, holiday, and anniversary gifts (or just ordinary wardrobe updates), and you can walk away with some amazing deals if you're shopping well out of season.</p> <h2>6. Make a Gift If You Have the Skills</h2> <p>I like receiving shiny gadgets as gifts from my husband, but I would equally appreciate anything he gave me that was completely handmade. The kind of dedication it takes to make a handcrafted gift sends the message that he'd rather spend time on something thoughtful than buy an item that will never have an ounce of sentiment. Those handmade Christmas ornaments would be treasured forever, but I would replace the iPhone he bought me as soon as a new one was released.</p> <p>Brett Hamilton, whose business <a href="http://www.simple.be">SIMPLE.BE</a> was built on the idea of handmade gifts, agrees.</p> <p>&quot;My favorite way to give great gifts to my wife without spending too much is to custom-make practical gifts for her,&quot; he says. &quot;One year I made her a new waterproof duffle bag from vinyl trucker tarps for soccer games. Last year it was a black and white tote bag made from old recycled sails. She loved it so much.&quot;</p> <p>There is one slight complication with this tactic, however: Your SO might get used to the idea of receiving handmade gifts, so you may have to keep it up once you start it. But is that kind of appreciation really so bad?</p> <h2>7. Get Accustomed to Discount Dating</h2> <p>My husband and I have one rule for our dates (or at least I do): Never pay full price.</p> <p>Seriously, if you're planning dates at full retail value, you're doing it all wrong &mdash; and you're paying dearly for it.</p> <p>There's absolutely no reason you shouldn't be saving money on every date you have together, given the abundance and availability of daily-deal sites, coupon codes, free activities, BOGO deals, and other discount dating opportunities. Even when you can't find a discount, there's probably a way to shave off a few bucks if you're willing to adjust your plans. Take the movies, for instance. In my neck of the woods, a regular screening is no less than $12 (up to $22 when you start throwing in 3D and IMAX). But if you plan the date before noon, you can score $7 tickets at certain theaters like AMC. All you need is a little creative thinking to reduce of the cost of virtually any activity or meal date.</p> <p>Also, don't forget to use your military or students discounts where available. My husband forgets to ask about military discounts all the time, which is why it's a good thing he has me. I never forget, and with the money I saved him on this-and-that admission, he has enough left over to buy me lunch.</p> <p>I love when it works out like that.</p> <h2>8. Buy Refurbished Electronics When Appropriate</h2> <p>Some people are picky about the newness of their electronics, so you need to know your partner well enough to be certain they won't act like an ungrateful brat when they find out their gift is previously own or refurbished. Personally, I prefer that my phone is new &mdash; I don't like the idea of someone else using something that touches my face (I know it's clean, but still) &mdash; though I have no qualms with receiving, say, a refurbished iPad. Buying refurbished can save you hundreds of dollars &mdash; and these deals are available for a wealth of electronics, including video games &mdash; so whether or not to implement this tactic is a relevant conversation to have with your guy or girl.</p> <h2>9. Spend More Time and Effort Than Money</h2> <p>Now that we're past the materialistic and superficial things, let's get real: No amount of money you spend will ever equal the value of your time and effort. I touched on this a bit when I talked about handmade gifts, but it really applies to all aspects of your relationship. Gifts are nice, of course, but a reasonable person (read: a keeper) will choose a free date, gift, meal, or experience with you over something with a price tag any day. Learn how to pay attention to one another's needs before it jeopardizes the relationship, and you're on the right track to a happy life together. Good luck!</p> <p><em>Do you have any ideas on how to spend less on your significant other without getting killed? Let me know in the comments below.</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/9-ways-to-spend-less-on-your-significant-other-and-not-get-killed">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-13"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/regifting-a-simple-how-to-guide">Regifting: A Simple How-To Guide</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-stuff-i-try-never-to-buy-new">The stuff I try never to buy new</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/being-frugal-with-froogle">Being Frugal with Froogle</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-wrap-gifts-with-leftovers">How to wrap gifts with leftovers.</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/big-list-of-senior-discounts">Big List of Senior Discounts</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> General Tips Shopping bargains cheap gifts Dating Holidays romance Mon, 23 Mar 2015 17:00:07 +0000 Mikey Rox 1351086 at http://www.wisebread.com 5 Cheap and Easy Metabolic Boosters http://www.wisebread.com/5-cheap-and-easy-metabolic-boosters <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-cheap-and-easy-metabolic-boosters" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_drinking_tea_000018615192.jpg" alt="Woman drinking health tea to boost metabolism" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>I recently wrote an article featuring eight <a href="http://www.wisebread.com/burn-more-calories-with-these-8-frugal-foods">frugal and fantastic foods</a> that ramp up calorie burn. And while I was researching, it struck me that there are plenty of non-food (and non-drug) ways to rev metabolism as well. The best part? These five things are free and easy to incorporate into your everyday life &mdash; no matter your busy schedule.</p> <h2>1. Fast Exercise</h2> <p>Mini exercise bursts &mdash; as short as a <a href="http://abcnews.go.com/blogs/health/2014/03/25/doctor-says-20-second-workout-can-make-you-slimmer-and-healthier/">20-second workout</a> &mdash; have been shown to keep people slimmer and healthier. In 2011, researchers at Bath University studied a group of sedentary young men and women and tracked their progress over a period of six weeks with a progressive cycling program. The catch? Participants exercised hard for less than ten minutes total over those six weeks, yet they showed some respectable fitness gains related to VO2 max and insulin resistance (at least for men). Sort of eliminates the &quot;no time&quot; excuse for working out.</p> <h2>2. Heavy Weights</h2> <p>Chances are that most of us don't engage in a regular strength training program. As a runner, I struggle with too much cardio that leads me to a weight loss plateau. However, if you pump iron on the regular, you'll gain muscle mass and burn more fat. More mass means a <a href="http://www.webmd.com/fitness-exercise/get-more-burn-from-your-workout">higher resting metabolic rate</a>. You can even perform low-impact exercises like yoga and Pilates if you're shy about lifting the heavy weights. At-home strength training &mdash; push-ups, sit-ups, squats, etc. &mdash; using your own body weight for resistance is another great, no-cost option. (See also: <a href="http://www.wisebread.com/these-at-home-exercises-will-give-you-a-gym-quality-workout-for-free?ref=seealso">These At-Home Exercises Will Give You a Gym-Quality Workout for Free</a>)</p> <h2>3. Sound Sleep</h2> <p>The secret to a faster metabolism might be as easy as setting your bedtime earlier. In fact, losing a couple hours of sleep (from the recommended seven or eight) a few days in a row is a recipe for <a href="http://well.blogs.nytimes.com/2013/03/18/lost-sleep-can-lead-to-weight-gain/?_r=0">immediate weight gain</a>. The research was performed at the University of Colorado back in 2013, and initial results showed that getting less than five hours of sleep a night actually increased calorie burn. But in just one week, the sleep-deprived participants ate more and gained an average of two pounds. (See also: <a href="http://www.wisebread.com/how-to-get-more-sleep-without-spending-more-time-in-bed?ref=seealso">How to Get More Sleep Without Spending More Time in Bed</a>)</p> <h2>4. Caffeinated Beverages</h2> <p>Whether it's a morning mug of coffee or green tea, sipping on a beverage that contains caffeine helps <a href="http://www.menshealth.com/mhlists/abs_diet_foods/Green_Tea_Coffee.php">speed up heart rate</a> and torch calories. And green tea contains a special chemical named EGCG, which boosts metabolism even more. Of course, you'll want to stick with caffeinated drinks that don't contain added sugars or other high-calorie ingredients, but studies have shown a cup of coffee and three 90 mg doses of EGCG can burn an extra 80 calories a day while the body is at total rest (even more during exercise).</p> <h2>5. Plain Water</h2> <p>If you're like me and you can't take a caffeine buzz, try sipping more water for a metabolism benefit. Furthermore, drinking water before meals can act as an <a href="http://life.gaiam.com/article/how-drinking-more-water-can-help-you-lose-weight">appetite suppressant</a> and helps flush toxins out of the body. Cold water increases metabolic rate even more by making the body work harder to warm it up. (See also: <a href="http://www.wisebread.com/eight-natural-ways-to-make-water-more-flavorful?ref=seealso">8 Healthy Ways to Make Water More Flavorful</a>)</p> <p><em>What do you do to boost your metabolism and burn more calories?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-marcin">Ashley Marcin</a> of <a href="http://www.wisebread.com/5-cheap-and-easy-metabolic-boosters">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-14"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/36-workouts-you-can-do-in-your-living-room-while-its-cold-out">36 Workouts You Can Do in Your Living Room While It&#039;s Cold Out</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-habits-that-are-quietly-making-you-fat-and-have-nothing-to-do-with-eating">7 Habits That Are Quietly Making You Fat (and Have Nothing to Do With Eating)</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/if-youre-doing-these-4-exercises-your-workouts-are-worth-nothing">If You&#039;re Doing These 4 Exercises, Your Workouts Are Worth Nothing</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-surprising-non-physical-benefits-of-exercise">10 Surprising, Non-Physical Benefits of Exercise</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-tips-for-getting-the-best-morning-workout">7 Tips for Getting the Best Morning Workout</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Health and Beauty exercise metabolism boosters weight loss workouts Mon, 23 Mar 2015 15:00:10 +0000 Ashley Marcin 1351026 at http://www.wisebread.com Best Money Tips: Fun Facts About Trader Joe's http://www.wisebread.com/best-money-tips-fun-facts-about-trader-joes <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-fun-facts-about-trader-joes" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_grocery_shopping_000016262566.jpg" alt="Woman shopping for food at Trader Joe&#039;s" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on fun facts about Trader Joe&rsquo;s, questions that will lead to a better retirement, and how to make money from spring cleaning.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.popsugar.com/smart-living/Trader-Joe-Facts-36086654#photo-36086654">15 Fun Facts About Trader Joe'</a>s &mdash; Each store has an in-house artist, so the look and feel of the artwork in each Trader Joe's is different. [PopSugar Smart Living]</p> <p><a href="https://getoutofdebt.org/87107/3-questions-that-can-lead-you-to-a-better-retirement">3 Questions That Can Lead You to a Better Retirement</a> &mdash; Who will help you with repairs around the house? You may not be physically able to do them yourself, so you may need to factor in home maintenance costs as you plan your retirement. [Get Out of Debt Guy]</p> <p><a href="http://www.cultofmoney.com/2015/03/18/5-ways-to-make-money-spring-cleaning/">5 Ways to Make Money Spring Cleaning</a> &mdash; Use Facebook Yard Sales to get rid of your unwanted clothes. Items generally sell within a day, and you'll get more for them than you would at a traditional yard sale. [Cult of Money]</p> <p><a href="http://www.pickthebrain.com/blog/10-habits-will-make-happy-today-even-life-isnt-going-way/">10 Habits That Will Make You Happy Today (Even If Life Isn&rsquo;t Going Your Way)</a> &mdash; Create a morning routine that focuses your mind and jumpstarts your day in a positive direction. [Pick The Brain]</p> <p><a href="http://www.dumblittleman.com/2015/03/5-ways-calm-shoot-ballistic-missiles-everyone.html?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+DumbLittleMan+%28Dumb+Little+Man+-+tips+for+life%29">5 Ways to Calm Down Before You Shoot Ballistic Missiles at Everyone</a> &mdash; If you had a bad day at work, don't bring the stress home and spread it to your family. Writing down how you feel instead may help relieve the tension. [Dumb Little Man]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.thesimpledollar.com/eight-strategies-for-reducing-financial-dependence">Eight Strategies for Reducing Financial Dependence</a> &mdash; One key strategy to reduce your financial dependence on your employer, banks, and family members is to maintain a healthy cash emergency fund. [The Simple Dollar]</p> <p><a href="http://www.shebudgets.com/home-organizing/10-amazing-home-accessories-you-can-find-on-a-budget/55587">10 Amazing Home Accessories You Can Find on a Budget</a> &mdash; Pretty, decorative pillows are easy to find on the cheap, and you can always change how they look with inexpensive pillow covers. [SheBudgets]</p> <p><a href="http://dallisonlee.com/blog/2015/03/16/stay-connected-be-more-organized/">Stay Connected With Friends and Family by Being More Organized</a> &mdash; Designate a day and time each week to call your family. Having a standard time will increase the odds that the calls actually happen. [Organize to Revitalize!]</p> <p><a href="http://frugalbeautiful.com/blog/saving-sunny-days-important-rainy/">Why Saving For The Sunny Days Is Just As Important As The Rainy Ones</a> &mdash; Setting money aside for a sunshine fund will keep you excited and motivated about saving. [Frugal Beautiful]</p> <p><a href="http://parentingsquad.com/can-you-really-make-money-consigning-childrens-items">Can You Really Make Money Consigning Children's Items?</a> &mdash; Selling items through a consignment store is an easy way to make extra money, but because you're letting someone else handle the sale process, it may be a while before you see the cash. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-fun-facts-about-trader-joes">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. 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